Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Judo Capital HoldingsJDCHF 22 Debt-to-Equity is 1.85 as of Dec. 2025, which is 30% below its 10-year median of 2.64. GuruFocus rates JDCHF with a GF Score™ of 22/100 and a GF Value™ of $1.66 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,419 Banks companies, Judo Capital Holdings ranks worse than 83.02% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Judo Capital Holdings's Debt-to-Equity or its related term are showing as below:
JDCHF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.85 Med: 2.64 Max: 3.2
Current: 1.85
During the past 5 years, the highest Debt-to-Equity Ratio of Judo Capital Holdings was 3.20. The lowest was 1.85. And the median was 2.64.
JDCHF's Debt-to-Equity is ranked worse than 83.02% of 1419
companies
in the Banks industry
Industry Median: 0.59
vs JDCHF: 1.85
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Judo Capital Holdings Debt-to-Equity Related Terms
Judo Capital Holdings Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Judo Capital Holdings's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Judo Capital Holdings's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Judo Capital Holdings Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Judo Capital Holdings's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Judo Capital Holdings's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Judo Capital Holdings (JDCHF) has a Debt-to-Equity of 1.85 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Judo Capital Holdings and its competitors. This is 30% below median its historical median of 2.64. Over the past decade, Judo Capital Holdings' Debt-to-Equity has ranged from 1.85 to 3.20. According to the industry distribution chart, Judo Capital Holdings ranks #1178 out of 1419 companies in the Banks industry, placing it in the top 83%.
Is Judo Capital Holdings' Debt-to-Equity too high?
Judo Capital Holdings' current Debt-to-Equity of 1.85 is 30% below median its 10-year median of 2.64. Over the past 10 years, this metric has ranged from a low of 1.85 to a high of 3.20. The Banks industry median Debt-to-Equity is 0.59. Judo Capital Holdings' value of 1.85 is 213.6% above this industry median. Based on the distribution chart, Judo Capital Holdings ranks #1178 out of 1419 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Judo Capital Holdings has a GF Score™ of 22/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Judo Capital Holdings' Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Judo Capital Holdings ranks #1178 out of 1419 companies for Debt-to-Equity. This places Judo Capital Holdings in the lower half of its industry. The industry median Debt-to-Equity is 0.59. Judo Capital Holdings' value of 1.85 is 213.6% above this benchmark. Historically, Judo Capital Holdings' own Debt-to-Equity has ranged from 1.85 to 3.20 over the past decade. While the company's 10-year median is 2.64 vs. the industry median of 0.59, Judo Capital Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.59, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Judo Capital Holdings's current Debt-to-Equity of 1.85 is 213.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Judo Capital Holdings and its competitors. For the Banks industry, the median Debt-to-Equity is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Judo Capital Holdings's current Debt-to-Equity is 1.85, which is 30% below median its own 10-year median of 2.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Judo Capital Holdings stock overvalued right now?
Based on GuruFocus' analysis, Judo Capital Holdings (JDCHF) is currently considered Significantly Undervalued. The stock's GF Value™ is $1.66, compared to a current price of $0.70 — trading 57.6% below its estimated fair value. The current Debt-to-Equity is 1.85, which is 30% below median its 10-year median of 2.64 and 213.6% above the Banks industry median of 0.59. Judo Capital Holdings' overall GF Score™ is 22/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Judo Capital Holdings (JDCHF), the current Debt-to-Equity is 1.85 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Judo Capital Holdings (JDCHF) Overvalued in 2026?
Based on GuruFocus' analysis, Judo Capital Holdings stock appears to be undervalued.
The current stock price of $0.70 is trading 57.6% below its estimated GF Value™ of $1.66.
GuruFocus considers Judo Capital Holdings to be Significantly Undervalued.
Key valuation signals for JDCHF:
Debt-to-Equity: 1.85 (30% below median its 10-year median of 2.64)
GF Value™: $1.66 vs. price of $0.70 (57.6% below fair value)
Industry Position: 213.6% above the Banks median (#1178 of 1419)
No single metric tells the full story. See the JDCHF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Judo Capital is an Australian bank primarily focused on lending to Australian small and midsize businesses. Judo's main lending products are business loans, equipment finance, lines of credit, and home loans. Personal, business, and self-managed superannuation fund term deposits are a key source of funding.
22GF Score
Get the complete analysis for JDCHF
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
JDCHF has been successfully added to your 
