Premier Group (JSE:PMR) Debt-to-Equity: 0.28 (As of Mar. 2026) — 47% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:PMR Premier Group Ltd JSE:PMR
63 GF Score
Price R177.28
GF Value R157.30
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is Premier Group Debt-to-Equity?

Premier Group JSE:PMR -0.40% 63 Debt-to-Equity is 0.28 as of Mar. 2026, which is 47% below its 10-year median of 0.53. GuruFocus rates JSE:PMR with a GF Score™ of 63/100 and a GF Value™ of R157.30 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 277 Retail - Defensive companies, Premier Group ranks better than 66.06% on this metric.

Premier Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was R1,449 Mil. Premier Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was R2,040 Mil. Premier Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was R12,266 Mil. Premier Group's debt to equity for the quarter that ended in Mar. 2026 was 0.28.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Premier Group's Debt-to-Equity or its related term are showing as below:

JSE:PMR' s Debt-to-Equity Range Over the Past 10 Years
Min: -493.45   Med: 0.53   Max: 1.32
Current: 0.28

During the past 5 years, the highest Debt-to-Equity Ratio of Premier Group was 1.32. The lowest was -493.45. And the median was 0.53.

JSE:PMR's Debt-to-Equity is ranked better than
66.06% of 277 companies
in the Retail - Defensive industry
Industry Median: 0.56 vs JSE:PMR: 0.28

Premier Group  (JSE:PMR) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Premier Group Debt-to-Equity Related Terms


Premier Group Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Premier Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Premier Group Debt-to-Equity Chart

Premier Group Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
-493.45 1.32 0.71 0.53 0.28

Premier Group Semi-Annual Data
Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Debt-to-Equity Get a 7-Day Free Trial 0.71 0.71 0.53 0.48 0.28

JSE:PMR vs KR, SFM: Debt-to-Equity Comparison

For the Grocery Stores subindustry, Premier Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Premier Group Debt-to-Equity vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Premier Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Premier Group's Debt-to-Equity falls into.


JSE:PMR
63GF Score
Premier Group Ltd JSE:PMR
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Premier Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Premier Group's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Premier Group's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.28 mean?
Premier Group (JSE:PMR) has a Debt-to-Equity of 0.28 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Premier Group and its competitors. This is 47% below median its historical median of 0.53. According to the industry distribution chart, Premier Group ranks #94 out of 277 companies in the Retail - Defensive industry, placing it in the top 33.9%.
Is Premier Group's Debt-to-Equity too high?
Premier Group's current Debt-to-Equity of 0.28 is 47% below median its 10-year median of 0.53. The Retail - Defensive industry median Debt-to-Equity is 0.56. Premier Group's value of 0.28 is 50% below this industry median. Based on the distribution chart, Premier Group ranks #94 out of 277 companies in the Retail - Defensive industry, which is above the industry midpoint. Overall, Premier Group has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Premier Group's Debt-to-Equity compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Premier Group ranks #94 out of 277 companies for Debt-to-Equity. This puts Premier Group in the upper half of its industry. The industry median Debt-to-Equity is 0.56. Premier Group's value of 0.28 is 50% below this benchmark. While the company's 10-year median is 0.53 vs. the industry median of 0.56, Premier Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Retail - Defensive company?
The median Debt-to-Equity among Retail - Defensive companies is 0.56, based on 277 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Premier Group's current Debt-to-Equity of 0.28 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Premier Group and its competitors. For the Retail - Defensive industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Premier Group's current Debt-to-Equity is 0.28, which is 47% below median its own 10-year median of 0.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Premier Group stock overvalued right now?
Based on GuruFocus' analysis, Premier Group (JSE:PMR) is currently considered Modestly Overvalued. The stock's GF Value™ is R157.30, compared to a current price of R177.28 — trading 12.7% above its estimated fair value. The current Debt-to-Equity is 0.28, which is 47% below median its 10-year median of 0.53 and 50% below the Retail - Defensive industry median of 0.56. Premier Group's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Premier Group (JSE:PMR), the current Debt-to-Equity is 0.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Premier Group (JSE:PMR) Overvalued in 2026?

Based on GuruFocus' analysis, Premier Group stock appears to be overvalued. The current stock price of R177.28 is trading 12.7% above its estimated GF Value™ of R157.30. GuruFocus considers Premier Group to be Modestly Overvalued.

Key valuation signals for JSE:PMR:

  • Debt-to-Equity: 0.28 (47% below median its 10-year median of 0.53)
  • GF Value™: R157.30 vs. price of R177.28 (12.7% above fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 50% below the Retail - Defensive median (#94 of 277)

No single metric tells the full story. See the JSE:PMR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Premier Group Business Description

Address Maxwell Office Park, Building 5, Magwa Crescent West, Isando, ZAF, 1600
Premier Group Ltd is engaged in the manufacturing and distribution of staple milling and baking products, confectionery and home and personal care (HPC) products. The company is organized into two segments Millbake and Groceries and International. It derives maximum revenue from Millbake segment.
63GF Score

Get the complete analysis for JSE:PMR

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R177.28
Price
R157.30
GF Value