Living REIT (LSE:LIVE) Debt-to-Equity: 0.71 (As of Dec. 2025) — 20% Above Median

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LSE:LIVE Living REIT PLC LSE:LIVE
31 GF Score
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What is Living REIT Debt-to-Equity?

Living REIT LSE:LIVE -2.34% 31 Debt-to-Equity is 0.71 as of Dec. 2025, which is 20% above its 10-year median of 0.59. GuruFocus rates LSE:LIVE with a GF Score™ of 31/100. The stock has 8 warning signs investors should review. Among 683 REITs companies, Living REIT ranks better than 56.52% on this metric.

Living REIT's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £0.00 Mil. Living REIT's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was £263.19 Mil. Living REIT's Total Stockholders Equity for the quarter that ended in Dec. 2025 was £370.78 Mil. Living REIT's debt to equity for the quarter that ended in Dec. 2025 was 0.71.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Living REIT's Debt-to-Equity or its related term are showing as below:

LSE:LIVE' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.19   Med: 0.59   Max: 0.71
Current: 0.71

During the past 9 years, the highest Debt-to-Equity Ratio of Living REIT was 0.71. The lowest was 0.19. And the median was 0.59.

LSE:LIVE's Debt-to-Equity is ranked better than
56.52% of 683 companies
in the REITs industry
Industry Median: 0.78 vs LSE:LIVE: 0.71

Living REIT  (LSE:LIVE) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Living REIT Debt-to-Equity Related Terms


Living REIT Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Living REIT's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Living REIT Debt-to-Equity Chart

Living REIT Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only 0.60 0.60 0.59 0.68 0.71

Living REIT Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.59 0.68 0.70 0.71

LSE:LIVE vs VMRK, EQR, ESS: Debt-to-Equity Comparison

For the REIT - Residential subindustry, Living REIT's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Living REIT Debt-to-Equity vs REITs Industry

For the REITs industry and Real Estate sector, Living REIT's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Living REIT's Debt-to-Equity falls into.


LSE:LIVE
31GF Score
Living REIT PLC LSE:LIVE
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Living REIT Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Living REIT's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Living REIT's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.71 mean?
Living REIT (LSE:LIVE) has a Debt-to-Equity of 0.71 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Living REIT and its competitors. This is 20% above median its historical median of 0.59. Over the past decade, Living REIT's Debt-to-Equity has ranged from 0.19 to 0.71. According to the industry distribution chart, Living REIT ranks #297 out of 683 companies in the REITs industry, placing it in the top 43.5%.
Is Living REIT's Debt-to-Equity too high?
Living REIT's current Debt-to-Equity of 0.71 is 20% above median its 10-year median of 0.59. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 0.71. The REITs industry median Debt-to-Equity is 0.78. Living REIT's value of 0.71 is 9% below this industry median. Based on the distribution chart, Living REIT ranks #297 out of 683 companies in the REITs industry, which is above the industry midpoint. Overall, Living REIT has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Living REIT's Debt-to-Equity compare to VMRK and EQR?
According to the REITs industry distribution chart, Living REIT ranks #297 out of 683 companies for Debt-to-Equity. This puts Living REIT in the upper half of its industry. The industry median Debt-to-Equity is 0.78. Living REIT's value of 0.71 is 9% below this benchmark. Historically, Living REIT's own Debt-to-Equity has ranged from 0.19 to 0.71 over the past decade. While the company's 10-year median is 0.59 vs. the industry median of 0.78, Living REIT has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 683 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Living REIT's current Debt-to-Equity of 0.71 is 9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Living REIT and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Living REIT's current Debt-to-Equity is 0.71, which is 20% above median its own 10-year median of 0.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Living REIT stock overvalued right now?
Living REIT (LSE:LIVE) has a current Debt-to-Equity of 0.71. The current Debt-to-Equity is 0.71, which is 20% above median its 10-year median of 0.59 and 9% below the REITs industry median of 0.78. Living REIT's overall GF Score™ is 31/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Living REIT (LSE:LIVE), the current Debt-to-Equity is 0.71 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Living REIT Business Description

Industry Real EstateREITs
Address 10 Bishops Square, 3rd Floor, London, GBR, E1 6EG
Social Housing REIT PLC is a closed-ended investment company and a Real Estate Investment Trust. The Group's Investment Objective is to provide shareholders with stable, long-term, inflation-linked income from a portfolio of social housing assets in the United Kingdom, with a focus on Specialised Supported Housing assets. The portfolio comprises investments in operating assets and the forward funding of pre-let development assets.
31GF Score

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