MedPal AI (LSE:MPAL) Debt-to-Equity: 1.45 (As of Feb. 2026)

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What is MedPal AI Debt-to-Equity?

MedPal AI LSE:MPAL Debt-to-Equity is 1.45 as of Feb. 2026. The stock has 1 warning sign investors should review. Among 556 Healthcare Providers & Services companies, MedPal AI ranks worse than 82.91% on this metric.

MedPal AI's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was £0.37 Mil. MedPal AI's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Feb. 2026 was £0.38 Mil. MedPal AI's Total Stockholders Equity for the quarter that ended in Feb. 2026 was £0.52 Mil. MedPal AI's debt to equity for the quarter that ended in Feb. 2026 was 1.45.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for MedPal AI's Debt-to-Equity or its related term are showing as below:

LSE:MPAL' s Debt-to-Equity Range Over the Past 10 Years
Min: -1.4   Med: -0.75   Max: 1.45
Current: 1.45

During the past 4 years, the highest Debt-to-Equity Ratio of MedPal AI was 1.45. The lowest was -1.40. And the median was -0.75.

LSE:MPAL's Debt-to-Equity is ranked worse than
82.91% of 556 companies
in the Healthcare Providers & Services industry
Industry Median: 0.405 vs LSE:MPAL: 1.45

MedPal AI  (LSE:MPAL) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


MedPal AI Debt-to-Equity Related Terms


MedPal AI Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for MedPal AI's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MedPal AI Debt-to-Equity Chart

MedPal AI Annual Data
Trend Aug22 Aug23 Aug24 Aug25
Debt-to-Equity
0.00 -1.40 -0.75 0.00

MedPal AI Semi-Annual Data
Aug22 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Debt-to-Equity Get a 7-Day Free Trial N/A -0.75 N/A 0.00 1.45

LSE:MPAL vs VEEV, BTSG, HQY: Debt-to-Equity Comparison

For the Health Information Services subindustry, MedPal AI's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MedPal AI Debt-to-Equity vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, MedPal AI's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where MedPal AI's Debt-to-Equity falls into.



MedPal AI Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

MedPal AI's Debt to Equity Ratio for the fiscal year that ended in Aug. 2025 is calculated as

MedPal AI's Debt to Equity Ratio for the quarter that ended in Feb. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.45 mean?
MedPal AI (LSE:MPAL) has a Debt-to-Equity of 1.45 as of Feb. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MedPal AI and its competitors. According to the industry distribution chart, MedPal AI ranks #461 out of 556 companies in the Healthcare Providers & Services industry, placing it in the top 82.9%.
Is MedPal AI's Debt-to-Equity too high?
MedPal AI's current Debt-to-Equity is 1.45. The Healthcare Providers & Services industry median Debt-to-Equity is 0.41. MedPal AI's value of 1.45 is 258% above this industry median. Based on the distribution chart, MedPal AI ranks #461 out of 556 companies in the Healthcare Providers & Services industry, which is in the bottom quartile relative to peers.
How does MedPal AI's Debt-to-Equity compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, MedPal AI ranks #461 out of 556 companies for Debt-to-Equity. This places MedPal AI in the lower half of its industry. The industry median Debt-to-Equity is 0.41. MedPal AI's value of 1.45 is 258% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Healthcare Providers & Services company?
The median Debt-to-Equity among Healthcare Providers & Services companies is 0.41, based on 556 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MedPal AI's current Debt-to-Equity of 1.45 is 258% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on MedPal AI and its competitors. For the Healthcare Providers & Services industry, the median Debt-to-Equity is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MedPal AI's current Debt-to-Equity is 1.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MedPal AI stock overvalued right now?
MedPal AI (LSE:MPAL) has a current Debt-to-Equity of 1.45. The current Debt-to-Equity is 1.45 and 258% above the Healthcare Providers & Services industry median of 0.41. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For MedPal AI (LSE:MPAL), the current Debt-to-Equity is 1.45 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MedPal AI Business Description

Other Exchanges Z1N:Germany
Address 71 Queen Victoria Street, Floor 8, London, GBR, EC4V 4AY
MedPal AI PLC is a UK-based digital health and artificial intelligence company focused on the development and commercialisation of AI-enabled healthcare platforms.. Its platform aggregates data across devices and apps (including Apple Health, Fitbit, Garmin, and Google Fit) to deliver real-time, personalized health insights. The Company has two reportable segments, Software and Corporate.