MedPal AI (LSE:MPAL) Effective Interest Rate on Debt %: 8.86% (As of Feb. 2026)

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What is MedPal AI Effective Interest Rate on Debt %?

MedPal AI LSE:MPAL Effective Interest Rate on Debt % is 8.86% as of Feb. 2026. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. MedPal AI's annualized positive value of Interest Expense for the quarter that ended in Feb. 2026 was £0.07 Mil. MedPal AI's average total debt for the quarter that ended in Feb. 2026 was £0.75 Mil. Therefore, MedPal AI's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 was 8.86%.

MedPal AI  (LSE:MPAL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

MedPal AI Effective Interest Rate on Debt % Related Terms

MedPal AI Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for MedPal AI's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MedPal AI Effective Interest Rate on Debt % Chart

MedPal AI Annual Data
Trend Aug22 Aug23 Aug24 Aug25
Effective Interest Rate on Debt %
0.00 0.00 0.00 0.00

MedPal AI Semi-Annual Data
Aug22 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 8.86

LSE:MPAL vs VEEV, BTSG, HQY: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, MedPal AI's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MedPal AI Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, MedPal AI's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where MedPal AI's Effective Interest Rate on Debt % falls into.


MedPal AI Effective Interest Rate on Debt % Calculation

MedPal AI's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Aug. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Aug. 2024 )+Total Debt  (A: Aug. 2025 ))/ count )
=-1  *  0/( (0.009+0)/ 1 )
=-1  *  0/0.009
=0.00 %

where

Total Debt  (A: Aug. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.009
=0.009

Total Debt  (A: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

MedPal AI's annualized Effective Interest Rate on Debt % for the quarter that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Aug. 2025 )+Total Debt  (Q: Feb. 2026 ))/ count )
=-1  *  -0.066/( (0+0.745)/ 1 )
=-1  *  -0.066/0.745
=8.86 %

where

Total Debt  (Q: Aug. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0
=0

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.378 + 0.367
=0.745

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Feb. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.86% mean?
MedPal AI (LSE:MPAL) has a Effective Interest Rate on Debt % of 8.86% as of Feb. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MedPal AI and its competitors.
Is MedPal AI's Effective Interest Rate on Debt % too high?
MedPal AI's current Effective Interest Rate on Debt % is 8.86%.
How does MedPal AI's Effective Interest Rate on Debt % compare to VEEV and BTSG?
MedPal AI's Effective Interest Rate on Debt % of 8.86% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on MedPal AI and its competitors. MedPal AI's current Effective Interest Rate on Debt % is 8.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MedPal AI stock overvalued right now?
MedPal AI (LSE:MPAL) has a current Effective Interest Rate on Debt % of 8.86%. The current Effective Interest Rate on Debt % is 8.86%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For MedPal AI (LSE:MPAL), the current Effective Interest Rate on Debt % is 8.86% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

MedPal AI Business Description

Other Exchanges Z1N:Germany
Address 71 Queen Victoria Street, Floor 8, London, GBR, EC4V 4AY
MedPal AI PLC is a UK-based digital health and artificial intelligence company focused on the development and commercialisation of AI-enabled healthcare platforms.. Its platform aggregates data across devices and apps (including Apple Health, Fitbit, Garmin, and Google Fit) to deliver real-time, personalized health insights. The Company has two reportable segments, Software and Corporate.