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Realtech AGLTS:0NIB 73 Debt-to-Equity is 0.02 as of Dec. 2025, which is 50% below its 10-year median of 0.04. GuruFocus rates LTS:0NIB with a GF Score™ of 73/100 and a GF Value™ of €1.12 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,243 Software companies, Realtech AG ranks better than 91.35% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Realtech AG's Debt-to-Equity or its related term are showing as below:
LTS:0NIB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.04 Max: 0.35
Current: 0.02
During the past 13 years, the highest Debt-to-Equity Ratio of Realtech AG was 0.35. The lowest was 0.02. And the median was 0.04.
LTS:0NIB's Debt-to-Equity is ranked better than 91.35% of 2243
companies
in the Software industry
Industry Median: 0.2
vs LTS:0NIB: 0.02
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Realtech AG Debt-to-Equity Related Terms
Realtech AG Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Realtech AG's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0NIB vs IBM, ACN, FISV: Debt-to-Equity Comparison
For the Information Technology Services subindustry, Realtech AG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Realtech AG Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Realtech AG's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Realtech AG's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Realtech AG (LTS:0NIB) has a Debt-to-Equity of 0.02 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Realtech AG and its competitors. This is 50% below median its historical median of 0.04. Over the past decade, Realtech AG's Debt-to-Equity has ranged from 0.02 to 0.35. According to the industry distribution chart, Realtech AG ranks #194 out of 2243 companies in the Software industry, placing it in the top 8.6%.
Is Realtech AG's Debt-to-Equity too high?
Realtech AG's current Debt-to-Equity of 0.02 is 50% below median its 10-year median of 0.04. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.35. The Software industry median Debt-to-Equity is 0.20. Realtech AG's value of 0.02 is 90% below this industry median. Based on the distribution chart, Realtech AG ranks #194 out of 2243 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Realtech AG has a GF Score™ of 73/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Realtech AG's Debt-to-Equity compare to IBM and ACN?
According to the Software industry distribution chart, Realtech AG ranks #194 out of 2243 companies for Debt-to-Equity. This places Realtech AG in the top 9% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.20. Realtech AG's value of 0.02 is 90% below this benchmark. Historically, Realtech AG's own Debt-to-Equity has ranged from 0.02 to 0.35 over the past decade. While the company's 10-year median is 0.04 vs. the industry median of 0.20, Realtech AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,243 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Realtech AG's current Debt-to-Equity of 0.02 is 90% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Realtech AG and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Realtech AG's current Debt-to-Equity is 0.02, which is 50% below median its own 10-year median of 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Realtech AG stock overvalued right now?
Based on GuruFocus' analysis, Realtech AG (LTS:0NIB) is currently considered Fairly Valued. The stock's GF Value™ is €1.12, compared to a current price of €1.05 — trading 6.3% below its estimated fair value. The current Debt-to-Equity is 0.02, which is 50% below median its 10-year median of 0.04 and 90% below the Software industry median of 0.20. Realtech AG's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Realtech AG (LTS:0NIB), the current Debt-to-Equity is 0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Realtech AG (LTS:0NIB) Overvalued in 2026?
Based on GuruFocus' analysis, Realtech AG stock appears to be undervalued.
The current stock price of €1.05 is trading 6.3% below its estimated GF Value™ of €1.12.
GuruFocus considers Realtech AG to be Fairly Valued.
Key valuation signals for LTS:0NIB:
Debt-to-Equity: 0.02 (50% below median its 10-year median of 0.04)
GF Value™: €1.12 vs. price of €1.05 (6.3% below fair value)
Industry Position: 90% below the Software median (#194 of 2243)
No single metric tells the full story. See the LTS:0NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Realtech AG helps mid-sized and large enterprises future-proof their SAP landscapes. Services across the entire SAP value chain complement its scalable, software-driven business model. Supported by a world-wide partner network, it serves more than 300 corporate customers world-wide, from Clean Core transformation and custom extensions to Application Lifecycle Management (ALM) and leveraging the SAP Business Technology Platform (BTP).
73GF Score
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