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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
MIL:BDB'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.23 Med: 1.77 Max: 2.98
Current: 2.98
During the past 13 years, the highest Debt-to-Equity Ratio of Banco Di Desio E Della Brianza SpA was 2.98. The lowest was 1.23. And the median was 1.77.
MIL:BDB's Debt-to-Equity is ranked worse than 91.9% of 1419
companies
in the Banks industry
Industry Median: 0.59
vs MIL:BDB: 2.98
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Banco Di Desio E Della Brianza SpA Debt-to-Equity Related Terms
Banco Di Desio E Della Brianza SpA Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Di Desio E Della Brianza SpA Debt-to-Equity Chart
For the Banks - Regional subindustry, Banco Di Desio E Della Brianza SpA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco Di Desio E Della Brianza SpA Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Banco Di Desio E Della Brianza SpA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Banco Di Desio E Della Brianza SpA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco Di Desio E Della Brianza SpA (MIL:BDB) has a Debt-to-Equity of 2.98 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. This is 68% above median its historical median of 1.77. Over the past decade, Banco Di Desio E Della Brianza SpA's Debt-to-Equity has ranged from 1.23 to 2.98. According to the industry distribution chart, Banco Di Desio E Della Brianza SpA ranks #1304 out of 1419 companies in the Banks industry, placing it in the top 91.9%.
Is Banco Di Desio E Della Brianza SpA's Debt-to-Equity too high?
Banco Di Desio E Della Brianza SpA's current Debt-to-Equity of 2.98 is 68% above median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 1.23 to a high of 2.98. The Banks industry median Debt-to-Equity is 0.59. Banco Di Desio E Della Brianza SpA's value of 2.98 is 405.1% above this industry median. Based on the distribution chart, Banco Di Desio E Della Brianza SpA ranks #1304 out of 1419 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banco Di Desio E Della Brianza SpA has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco Di Desio E Della Brianza SpA's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Banco Di Desio E Della Brianza SpA ranks #1304 out of 1419 companies for Debt-to-Equity. This places Banco Di Desio E Della Brianza SpA in the lower half of its industry. The industry median Debt-to-Equity is 0.59. Banco Di Desio E Della Brianza SpA's value of 2.98 is 405.1% above this benchmark. Historically, Banco Di Desio E Della Brianza SpA's own Debt-to-Equity has ranged from 1.23 to 2.98 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 0.59, Banco Di Desio E Della Brianza SpA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.59, based on 1,419 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco Di Desio E Della Brianza SpA's current Debt-to-Equity of 2.98 is 405.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Banco Di Desio E Della Brianza SpA and its competitors. For the Banks industry, the median Debt-to-Equity is 0.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco Di Desio E Della Brianza SpA's current Debt-to-Equity is 2.98, which is 68% above median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco Di Desio E Della Brianza SpA stock overvalued right now?
Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA (MIL:BDB) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.49, compared to a current price of €17.34 — trading 131.5% above its estimated fair value. The current Debt-to-Equity is 2.98, which is 68% above median its 10-year median of 1.77 and 405.1% above the Banks industry median of 0.59. Banco Di Desio E Della Brianza SpA's overall GF Score™ is 44/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Banco Di Desio E Della Brianza SpA (MIL:BDB), the current Debt-to-Equity is 2.98 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco Di Desio E Della Brianza SpA (MIL:BDB) Overvalued in 2026?
Based on GuruFocus' analysis, Banco Di Desio E Della Brianza SpA stock appears to be overvalued.
The current stock price of €17.34 is trading 131.5% above its estimated GF Value™ of €7.49.
GuruFocus considers Banco Di Desio E Della Brianza SpA to be Significantly Overvalued.
Key valuation signals for MIL:BDB:
Debt-to-Equity: 2.98 (68% above median its 10-year median of 1.77)
GF Value™: €7.49 vs. price of €17.34 (131.5% above fair value)
Industry Position: 405.1% above the Banks median (#1304 of 1419)
No single metric tells the full story. See the MIL:BDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco Di Desio E Della Brianza SpA is an Italy based company engaged in providing financial services. The group operates by carrying out traditional banking activities, providing asset management services and selling life and non-life bancassurance products. It offers loans and deposits; financial, banking, and payment services; insurance products, asset management products; debit and credit cards. The bank serves individuals and small to midsized businesses by providing other services. The activities are carried out through Italy.
44GF Score
Get the complete analysis for MIL:BDB
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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