NPACF (Quadient) Debt-to-Equity: 0.83 (As of Jan. 2026) — Near Median

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NPACF Quadient SA NPACF
64 GF Score
Price $14.58
GF Value $20.57
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Quadient Debt-to-Equity?

Quadient NPACF 64 Debt-to-Equity is 0.83 as of Jan. 2026, which is 4% above its 10-year median of 0.80. GuruFocus rates NPACF with a GF Score™ of 64/100 and a GF Value™ of $20.57 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 2,241 Software companies, Quadient ranks worse than 81.44% on this metric.

Quadient's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $183 Mil. Quadient's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jan. 2026 was $753 Mil. Quadient's Total Stockholders Equity for the quarter that ended in Jan. 2026 was $1,135 Mil. Quadient's debt to equity for the quarter that ended in Jan. 2026 was 0.83.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Quadient's Debt-to-Equity or its related term are showing as below:

NPACF' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.69   Med: 0.8   Max: 1
Current: 0.83

During the past 13 years, the highest Debt-to-Equity Ratio of Quadient was 1.00. The lowest was 0.69. And the median was 0.80.

NPACF's Debt-to-Equity is ranked worse than
81.44% of 2241 companies
in the Software industry
Industry Median: 0.19 vs NPACF: 0.83

Quadient  (OTCPK:NPACF) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Quadient Debt-to-Equity Related Terms


Quadient Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Quadient's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quadient Debt-to-Equity Chart

Quadient Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.73 0.87 0.77 1.00 0.83

Quadient Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.77 0.87 1.00 0.78 0.83

NPACF vs UBER, SHOP, CRM: Debt-to-Equity Comparison

For the Software - Application subindustry, Quadient's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quadient Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Quadient's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Quadient's Debt-to-Equity falls into.


NPACF
64GF Score
Quadient SA NPACF
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Quadient Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Quadient's Debt to Equity Ratio for the fiscal year that ended in Jan. 2026 is calculated as

Quadient's Debt to Equity Ratio for the quarter that ended in Jan. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.83 mean?
Quadient (NPACF) has a Debt-to-Equity of 0.83 as of Jan. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Quadient and its competitors. This is near median its historical median of 0.80. Over the past decade, Quadient's Debt-to-Equity has ranged from 0.69 to 1.00. According to the industry distribution chart, Quadient ranks #1825 out of 2241 companies in the Software industry, placing it in the top 81.4%.
Is Quadient's Debt-to-Equity too high?
Quadient's current Debt-to-Equity of 0.83 is near median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.69 to a high of 1.00. The Software industry median Debt-to-Equity is 0.19. Quadient's value of 0.83 is 336.8% above this industry median. Based on the distribution chart, Quadient ranks #1825 out of 2241 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Quadient has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Quadient's Debt-to-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Quadient ranks #1825 out of 2241 companies for Debt-to-Equity. This places Quadient in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Quadient's value of 0.83 is 336.8% above this benchmark. Historically, Quadient's own Debt-to-Equity has ranged from 0.69 to 1.00 over the past decade. While the company's 10-year median is 0.80 vs. the industry median of 0.19, Quadient has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,241 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quadient's current Debt-to-Equity of 0.83 is 336.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Quadient and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quadient's current Debt-to-Equity is 0.83, which is near median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quadient stock overvalued right now?
Based on GuruFocus' analysis, Quadient (NPACF) is currently considered Modestly Undervalued. The stock's GF Value™ is $20.57, compared to a current price of $14.58 — trading 29.1% below its estimated fair value. The current Debt-to-Equity is 0.83, which is near median its 10-year median of 0.80 and 336.8% above the Software industry median of 0.19. Quadient's overall GF Score™ is 64/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Quadient (NPACF), the current Debt-to-Equity is 0.83 as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quadient (NPACF) Overvalued in 2026?

Based on GuruFocus' analysis, Quadient stock appears to be undervalued. The current stock price of $14.58 is trading 29.1% below its estimated GF Value™ of $20.57. GuruFocus considers Quadient to be Modestly Undervalued.

Key valuation signals for NPACF:

  • Debt-to-Equity: 0.83 (near median its 10-year median of 0.80)
  • GF Value™: $20.57 vs. price of $14.58 (29.1% below fair value)
  • GF Score™: 64/100 with 2 warning signs
  • Industry Position: 336.8% above the Software median (#1825 of 2241)

No single metric tells the full story. See the NPACF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Quadient Business Description

Address 42-46, Avenue Aristide Briand, Bagneux, FRA, 92220
Quadient SA is a France-based company engaged in providing business services to its clients. three reportable segments compose its solutions: mail-related solutions, Intelligent Communication Automation, and parcel locker solutions. The company provides solutions to various industries including financial services, insurance, and print providers, among others. Over half of the company's revenue is from the North American market and about one-third from the main European countries. Mail-related solutions account for the majority of Quadient's revenue.
64GF Score

Get the complete analysis for NPACF

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.58
Price
$20.57
GF Value