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OracleORCL -2.74%92 Debt-to-Equity is 3.67 as of May. 2026, which is 16% below its 10-year median of 4.38. GuruFocus rates ORCL with a GF Score™ of 92/100 and a GF Value™ of $185.31 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 2,240 Software companies, Oracle ranks worse than 97.05% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Oracle's Debt-to-Equity or its related term are showing as below:
ORCL'
s Debt-to-Equity Range Over the Past 10 Years
Min: -12.2 Med: 4.38 Max: 84.33
Current: 3.67
During the past 13 years, the highest Debt-to-Equity Ratio of Oracle was 84.33. The lowest was -12.20. And the median was 4.38.
ORCL's Debt-to-Equity is ranked worse than 97.05% of 2240
companies
in the Software industry
Industry Median: 0.19
vs ORCL: 3.67
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Oracle Debt-to-Equity Related Terms
Oracle Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Oracle's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ORCL vs PLTR, PANW, CRWD: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, Oracle's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oracle Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Oracle's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Oracle's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oracle (ORCL) has a Debt-to-Equity of 3.67 as of May. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oracle and its competitors. This is 16% below median its historical median of 4.38. According to the industry distribution chart, Oracle ranks #2174 out of 2240 companies in the Software industry, placing it in the top 97.1%.
Is Oracle's Debt-to-Equity too high?
Oracle's current Debt-to-Equity of 3.67 is 16% below median its 10-year median of 4.38. The Software industry median Debt-to-Equity is 0.19. Oracle's value of 3.67 is 1831.6% above this industry median. Based on the distribution chart, Oracle ranks #2174 out of 2240 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Oracle has a GF Score™ of 92/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Oracle's Debt-to-Equity compare to PLTR and PANW?
According to the Software industry distribution chart, Oracle ranks #2174 out of 2240 companies for Debt-to-Equity. This places Oracle in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Oracle's value of 3.67 is 1831.6% above this benchmark. While the company's 10-year median is 4.38 vs. the industry median of 0.19, Oracle has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,240 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oracle's current Debt-to-Equity of 3.67 is 1831.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Oracle and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oracle's current Debt-to-Equity is 3.67, which is 16% below median its own 10-year median of 4.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oracle stock overvalued right now?
Based on GuruFocus' analysis, Oracle (ORCL) is currently considered Possible Value Trap. The stock's GF Value™ is $185.31, compared to a current price of $127.94 — trading 31% below its estimated fair value. The current Debt-to-Equity is 3.67, which is 16% below median its 10-year median of 4.38 and 1831.6% above the Software industry median of 0.19. Oracle's overall GF Score™ is 92/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Oracle (ORCL), the current Debt-to-Equity is 3.67 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oracle (ORCL) Overvalued in 2026?
Based on GuruFocus' analysis, Oracle stock appears to be undervalued.
The current stock price of $127.94 is trading 31% below its estimated GF Value™ of $185.31.
GuruFocus considers Oracle to be Possible Value Trap.
Key valuation signals for ORCL:
Debt-to-Equity: 3.67 (16% below median its 10-year median of 4.38)
GF Value™: $185.31 vs. price of $127.94 (31% below fair value)
Industry Position: 1831.6% above the Software median (#2174 of 2240)
No single metric tells the full story. See the ORCL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oracle provides enterprise applications and infrastructure offerings through a variety of flexible IT deployment models, including on-premises, cloud-based, and hybrid. Founded in 1977, Oracle pioneered the first commercial SQL-based relational database management system, which is commonly used by the world's largest companies for high-volume online transaction processing workloads. Besides databases, Oracle also sells enterprise resource planning platforms and cloud infrastructure that play an increasingly important role in large language model training and inferencing.
92GF Score
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