Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Retail Food GroupRFGPF 46 Debt-to-Equity is 0.60 as of Dec. 2025, which is 9% below its 10-year median of 0.66. GuruFocus rates RFGPF with a GF Score™ of 46/100 and a GF Value™ of $3.98. The stock has 3 warning signs investors should review. Among 317 Restaurants companies, Retail Food Group ranks better than 63.09% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Retail Food Group's Debt-to-Equity or its related term are showing as below:
RFGPF'
s Debt-to-Equity Range Over the Past 10 Years
Min: -33.63 Med: 0.66 Max: 13.29
Current: 0.6
During the past 13 years, the highest Debt-to-Equity Ratio of Retail Food Group was 13.29. The lowest was -33.63. And the median was 0.66.
RFGPF's Debt-to-Equity is ranked better than 63.09% of 317
companies
in the Restaurants industry
Industry Median: 0.91
vs RFGPF: 0.60
Retail Food Group (OTCPK:RFGPF) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Retail Food Group Debt-to-Equity Related Terms
Retail Food Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Retail Food Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RFGPF vs MCD, SBUX, YUM: Debt-to-Equity Comparison
For the Restaurants subindustry, Retail Food Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Retail Food Group Debt-to-Equity vs Restaurants Industry
For the Restaurants industry and Consumer Cyclical sector, Retail Food Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Retail Food Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retail Food Group (RFGPF) has a Debt-to-Equity of 0.60 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Retail Food Group and its competitors. This is near median its historical median of 0.66. According to the industry distribution chart, Retail Food Group ranks #117 out of 317 companies in the Restaurants industry, placing it in the top 36.9%.
Is Retail Food Group's Debt-to-Equity too high?
Retail Food Group's current Debt-to-Equity of 0.60 is near median its 10-year median of 0.66. The Restaurants industry median Debt-to-Equity is 0.91. Retail Food Group's value of 0.60 is 34.1% below this industry median. Based on the distribution chart, Retail Food Group ranks #117 out of 317 companies in the Restaurants industry, which is above the industry midpoint. Overall, Retail Food Group has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Retail Food Group's Debt-to-Equity compare to MCD and SBUX?
According to the Restaurants industry distribution chart, Retail Food Group ranks #117 out of 317 companies for Debt-to-Equity. This puts Retail Food Group in the upper half of its industry. The industry median Debt-to-Equity is 0.91. Retail Food Group's value of 0.60 is 34.1% below this benchmark. While the company's 10-year median is 0.66 vs. the industry median of 0.91, Retail Food Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Restaurants company?
The median Debt-to-Equity among Restaurants companies is 0.91, based on 317 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Retail Food Group's current Debt-to-Equity of 0.60 is 34.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Retail Food Group and its competitors. For the Restaurants industry, the median Debt-to-Equity is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Retail Food Group's current Debt-to-Equity is 0.60, which is near median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Retail Food Group stock overvalued right now?
Retail Food Group (RFGPF) has a current Debt-to-Equity of 0.60. The stock's GF Value™ is $3.98, compared to a current price of $1.60 — trading 59.8% below its estimated fair value. The current Debt-to-Equity is 0.60, which is near median its 10-year median of 0.66 and 34.1% below the Restaurants industry median of 0.91. Retail Food Group's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Retail Food Group (RFGPF), the current Debt-to-Equity is 0.60 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Retail Food Group (RFGPF) Overvalued in 2026?
Based on GuruFocus' analysis, Retail Food Group stock appears to be undervalued.
The current stock price of $1.60 is trading 59.8% below its estimated GF Value™ of $3.98.
Key valuation signals for RFGPF:
Debt-to-Equity: 0.60 (near median its 10-year median of 0.66)
GF Value™: $3.98 vs. price of $1.60 (59.8% below fair value)
Industry Position: 34.1% below the Restaurants median (#117 of 317)
No single metric tells the full story. See the RFGPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Retail Food Group Ltd owns, operates, and franchises restaurants located in Australia. Retail Food Group's brands include Donut King, Michel's Patisserie, Brumby's Bakery, Esquires Coffee Houses, Gloria Jean's Coffees, Pizza Capers Gourmet Kitchen, and Crust Gourmet Pizza. The company generates roughly half its revenue from restaurants that it directly operates. Its key source of revenue is from franchise agreements. The Group's primary revenue streams include revenue from the sales of goods, revenue from the sale of franchise agreements, revenue from the sale of distribution rights, operating lease income, and other sources. Its segments are Cafe, Coffee & Bakery, and Quick Service Restaurants (QSR) Systems and generates maximum revenue from the Cafe, Coffee & Bakery segment.
46GF Score
Get the complete analysis for RFGPF
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RFGPF has been successfully added to your 
