Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Avangard Bank JSC's Debt-to-Equity or its related term are showing as below:
RTD:AVAN'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.07 Med: 0.78 Max: 3.45
Current: 0.2
During the past 13 years, the highest Debt-to-Equity Ratio of Avangard Bank JSC was 3.45. The lowest was 0.07. And the median was 0.78.
RTD:AVAN's Debt-to-Equity is not ranked
in the Banks industry.
Industry Median: 0.58
vs RTD:AVAN: 0.20
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Avangard Bank JSC Debt-to-Equity Related Terms
Avangard Bank JSC Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Avangard Bank JSC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RTD:AVAN vs USB, TFC, PNC: Debt-to-Equity Comparison
For the Banks - Regional subindustry, Avangard Bank JSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Avangard Bank JSC Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Avangard Bank JSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Avangard Bank JSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Avangard Bank JSC (RTD:AVAN) has a Debt-to-Equity of 0.20 as of Dec. 2020. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Avangard Bank JSC and its competitors. This is 74% below median its historical median of 0.78. Over the past decade, Avangard Bank JSC's Debt-to-Equity has ranged from 0.07 to 3.45.
Is Avangard Bank JSC's Debt-to-Equity too high?
Avangard Bank JSC's current Debt-to-Equity of 0.20 is 74% below median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 3.45. The Banks industry median Debt-to-Equity is 0.58. Avangard Bank JSC's value of 0.20 is 65.5% below this industry median. Overall, Avangard Bank JSC has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Avangard Bank JSC's Debt-to-Equity compare to USB and TFC?
Avangard Bank JSC's Debt-to-Equity of 0.20 can be compared against companies in the Banks industry. The industry median Debt-to-Equity is 0.58. Avangard Bank JSC's value of 0.20 is 65.5% below this benchmark. Historically, Avangard Bank JSC's own Debt-to-Equity has ranged from 0.07 to 3.45 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 0.58, Avangard Bank JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Avangard Bank JSC's current Debt-to-Equity of 0.20 is 65.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Avangard Bank JSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Avangard Bank JSC's current Debt-to-Equity is 0.20, which is 74% below median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avangard Bank JSC stock overvalued right now?
Avangard Bank JSC (RTD:AVAN) has a current Debt-to-Equity of 0.20. The current Debt-to-Equity is 0.20, which is 74% below median its 10-year median of 0.78 and 65.5% below the Banks industry median of 0.58. Avangard Bank JSC's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Avangard Bank JSC (RTD:AVAN), the current Debt-to-Equity is 0.20 as of Dec. 2020. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Avangard JSB formerly Avangard Bank JSC operates as a regional bank in Russia. It provides commercial banking products and services to its corporate and retail clients in Russia through its branches and affiliates. It is also engaged in lending cash and settlement services rendered to private businesses. The company offers deposits, car loans, bank cards, banknotes, securities transactions, settlement and cash, currency control, and money transfer services, as well as Internet banking and other services.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
RTD:AVAN has been successfully added to your 
