Avangard Bank JSC (RTD:AVAN) Scaled Net Operating Assets: 0.03 (As of Dec. 2020)


What is Avangard Bank JSC Scaled Net Operating Assets?

Avangard Bank JSC RTD:AVAN 17 Scaled Net Operating Assets is 0.03 as of Dec. 2020. GuruFocus rates RTD:AVAN with a GF Score™ of 17/100. The stock has 2 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Avangard Bank JSC's operating assets for the quarter that ended in Dec. 2020 was ₽106,148.41 Mil. Avangard Bank JSC's operating liabilities for the quarter that ended in Dec. 2020 was ₽102,814.27 Mil. Avangard Bank JSC's Total Assets for the quarter that ended in Sep. 2020 was ₽124,972.39 Mil. Therefore, Avangard Bank JSC's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2020 was 0.03.

Avangard Bank JSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Avangard Bank JSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2020 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2020 )
=(Operating Assets (A: Dec. 2020 )-Operating Liabilities (A: Dec. 2020 ))/Total Assets (A: Dec. 2019 )
=(106148.411-102814.269)/120053.105
=0.03

where

Operating Assets(A: Dec. 2020 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=132702.225 - 26553.814
=106148.411

Operating Liabilities(A: Dec. 2020 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=107706.214 - 4891.945 - 0
=102814.269

Avangard Bank JSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2020 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Dec. 2020 )
=(Operating Assets (Q: Dec. 2020 )-Operating Liabilities (Q: Dec. 2020 ))/Total Assets (Q: Sep. 2020 )
=(106148.411-102814.269)/124972.386
=0.03

where

Operating Assets(Q: Dec. 2020 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=132702.225 - 26553.814
=106148.411

Operating Liabilities(Q: Dec. 2020 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=107706.214 - 4891.945 - 0
=102814.269

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.03 mean?
Avangard Bank JSC (RTD:AVAN) has a Scaled Net Operating Assets of 0.03 as of Dec. 2020. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Avangard Bank JSC and its competitors.
Is Avangard Bank JSC's Scaled Net Operating Assets too high?
Avangard Bank JSC's current Scaled Net Operating Assets is 0.03. Overall, Avangard Bank JSC has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Avangard Bank JSC's Scaled Net Operating Assets compare to USB and TFC?
Avangard Bank JSC's Scaled Net Operating Assets of 0.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Avangard Bank JSC and its competitors. Avangard Bank JSC's current Scaled Net Operating Assets is 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Avangard Bank JSC stock overvalued right now?
Avangard Bank JSC (RTD:AVAN) has a current Scaled Net Operating Assets of 0.03. The current Scaled Net Operating Assets is 0.03. Avangard Bank JSC's overall GF Score™ is 17/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Avangard Bank JSC (RTD:AVAN), the current Scaled Net Operating Assets is 0.03 as of Dec. 2020. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Avangard Bank JSC Business Description

Address 12 Sadovnicheskaya Street, Building 1, Moscow, RUS, 115035
Avangard JSB formerly Avangard Bank JSC operates as a regional bank in Russia. It provides commercial banking products and services to its corporate and retail clients in Russia through its branches and affiliates. It is also engaged in lending cash and settlement services rendered to private businesses. The company offers deposits, car loans, bank cards, banknotes, securities transactions, settlement and cash, currency control, and money transfer services, as well as Internet banking and other services.