SAIH (Saiheat) Debt-to-Equity: 0.57 (As of Dec. 2025) — 1040% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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SAIH Saiheat Ltd SAIH
41 GF Score
Price $24.00
GF Value $5.75
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Saiheat Debt-to-Equity?

Saiheat SAIH +5.73% 41 Debt-to-Equity is 0.57 as of Dec. 2025, which is 1040% above its 10-year median of 0.05. GuruFocus rates SAIH with a GF Score™ of 41/100 and a GF Value™ of $5.75 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 2,247 Software companies, Saiheat ranks worse than 73.56% on this metric.

Saiheat's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $3.76 Mil. Saiheat's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was $0.43 Mil. Saiheat's Total Stockholders Equity for the quarter that ended in Dec. 2025 was $7.40 Mil. Saiheat's debt to equity for the quarter that ended in Dec. 2025 was 0.57.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Saiheat's Debt-to-Equity or its related term are showing as below:

SAIH' s Debt-to-Equity Range Over the Past 10 Years
Min: -0.02   Med: 0.05   Max: 0.57
Current: 0.57

During the past 7 years, the highest Debt-to-Equity Ratio of Saiheat was 0.57. The lowest was -0.02. And the median was 0.05.

SAIH's Debt-to-Equity is ranked worse than
73.56% of 2247 companies
in the Software industry
Industry Median: 0.19 vs SAIH: 0.57

Saiheat  (NAS:SAIH) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Saiheat Debt-to-Equity Related Terms


Saiheat Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Saiheat's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saiheat Debt-to-Equity Chart

Saiheat Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial -0.02 0.02 0.05 0.19 0.57

Saiheat Semi-Annual Data
Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.10 0.19 0.31 0.57

SAIH vs JFU, CLPS, HKIT: Debt-to-Equity Comparison

For the Information Technology Services subindustry, Saiheat's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saiheat Debt-to-Equity vs Software Industry

For the Software industry and Technology sector, Saiheat's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Saiheat's Debt-to-Equity falls into.


SAIH
41GF Score
Saiheat Ltd SAIH
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Saiheat Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Saiheat's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Saiheat's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.57 mean?
Saiheat (SAIH) has a Debt-to-Equity of 0.57 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Saiheat and its competitors. This is 1040% above median its historical median of 0.05. According to the industry distribution chart, Saiheat ranks #1653 out of 2247 companies in the Software industry, placing it in the top 73.6%.
Is Saiheat's Debt-to-Equity too high?
Saiheat's current Debt-to-Equity of 0.57 is 1040% above median its 10-year median of 0.05. The Software industry median Debt-to-Equity is 0.19. Saiheat's value of 0.57 is 200% above this industry median. Based on the distribution chart, Saiheat ranks #1653 out of 2247 companies in the Software industry, which is below the industry midpoint. Overall, Saiheat has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saiheat's Debt-to-Equity compare to JFU and CLPS?
According to the Software industry distribution chart, Saiheat ranks #1653 out of 2247 companies for Debt-to-Equity. This places Saiheat in the lower half of its industry. The industry median Debt-to-Equity is 0.19. Saiheat's value of 0.57 is 200% above this benchmark. While the company's 10-year median is 0.05 vs. the industry median of 0.19, Saiheat has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Saiheat's current Debt-to-Equity of 0.57 is 200% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Saiheat and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Saiheat's current Debt-to-Equity is 0.57, which is 1040% above median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saiheat stock overvalued right now?
Based on GuruFocus' analysis, Saiheat (SAIH) is currently considered Significantly Overvalued. The stock's GF Value™ is $5.75, compared to a current price of $24.00 — trading 317.4% above its estimated fair value. The current Debt-to-Equity is 0.57, which is 1040% above median its 10-year median of 0.05 and 200% above the Software industry median of 0.19. Saiheat's overall GF Score™ is 41/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Saiheat (SAIH), the current Debt-to-Equity is 0.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saiheat (SAIH) Overvalued in 2026?

Based on GuruFocus' analysis, Saiheat stock appears to be overvalued. The current stock price of $24.00 is trading 317.4% above its estimated GF Value™ of $5.75. GuruFocus considers Saiheat to be Significantly Overvalued.

Key valuation signals for SAIH:

  • Debt-to-Equity: 0.57 (1040% above median its 10-year median of 0.05)
  • GF Value™: $5.75 vs. price of $24.00 (317.4% above fair value)
  • GF Score™: 41/100 with 9 warning signs
  • Industry Position: 200% above the Software median (#1653 of 2247)

No single metric tells the full story. See the SAIH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saiheat Business Description

Address c/o No. 266A South Bridge Road, No. 02-01, Singapore, SGP, 058815
Saiheat Ltd develops computing infrastructure and liquid cooling technologies for high-performance computing, AI, and digital asset mining applications. The company focuses on energy-efficient computing center solutions, including heat capture and recycling systems. It aims to reduce the carbon footprint of Bitcoin mining and AI operations. The company has four reportable segments: equipment sales, hosting, mining pool business, and mining.
41GF Score

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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.00
Price
$5.75
GF Value