Lumi Rental Co (SAU:4262) Debt-to-Equity: 1.09 (As of Jun. 2026) — 19% Below Median

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SAU:4262 Lumi Rental Co SAU:4262
27 GF Score
Price ﷼25.78
GF Value ﷼72.73
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Lumi Rental Co Debt-to-Equity?

Lumi Rental Co SAU:4262 -0.15% 27 Debt-to-Equity is 1.09 as of Jun. 2026, which is 19% below its 10-year median of 1.35. GuruFocus rates SAU:4262 with a GF Score™ of 27/100 and a GF Value™ of ﷼72.73 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 951 Business Services companies, Lumi Rental Co ranks worse than 78.86% on this metric.

Lumi Rental Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼792 Mil. Lumi Rental Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ﷼793 Mil. Lumi Rental Co's Total Stockholders Equity for the quarter that ended in Jun. 2026 was ﷼1,459 Mil. Lumi Rental Co's debt to equity for the quarter that ended in Jun. 2026 was 1.09.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Lumi Rental Co's Debt-to-Equity or its related term are showing as below:

SAU:4262' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.67   Med: 1.35   Max: 1.73
Current: 1.09

During the past 8 years, the highest Debt-to-Equity Ratio of Lumi Rental Co was 1.73. The lowest was 0.67. And the median was 1.35.

SAU:4262's Debt-to-Equity is ranked worse than
78.86% of 951 companies
in the Business Services industry
Industry Median: 0.34 vs SAU:4262: 1.09

Lumi Rental Co  (SAU:4262) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Lumi Rental Co Debt-to-Equity Related Terms


Lumi Rental Co Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Lumi Rental Co's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumi Rental Co Debt-to-Equity Chart

Lumi Rental Co Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial 0.03 0.67 1.40 1.40 1.13

Lumi Rental Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.42 1.30 1.13 1.13 1.09

SAU:4262 vs URI, SUNB, AER: Debt-to-Equity Comparison

For the Rental & Leasing Services subindustry, Lumi Rental Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lumi Rental Co Debt-to-Equity vs Business Services Industry

For the Business Services industry and Industrials sector, Lumi Rental Co's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Lumi Rental Co's Debt-to-Equity falls into.


SAU:4262
27GF Score
Lumi Rental Co SAU:4262
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lumi Rental Co Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Lumi Rental Co's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Lumi Rental Co's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.09 mean?
Lumi Rental Co (SAU:4262) has a Debt-to-Equity of 1.09 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lumi Rental Co and its competitors. This is 19% below median its historical median of 1.35. Over the past decade, Lumi Rental Co's Debt-to-Equity has ranged from 0.67 to 1.73. According to the industry distribution chart, Lumi Rental Co ranks #750 out of 951 companies in the Business Services industry, placing it in the top 78.9%.
Is Lumi Rental Co's Debt-to-Equity too high?
Lumi Rental Co's current Debt-to-Equity of 1.09 is 19% below median its 10-year median of 1.35. Over the past 10 years, this metric has ranged from a low of 0.67 to a high of 1.73. The Business Services industry median Debt-to-Equity is 0.34. Lumi Rental Co's value of 1.09 is 220.6% above this industry median. Based on the distribution chart, Lumi Rental Co ranks #750 out of 951 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Lumi Rental Co has a GF Score™ of 27/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lumi Rental Co's Debt-to-Equity compare to URI and SUNB?
According to the Business Services industry distribution chart, Lumi Rental Co ranks #750 out of 951 companies for Debt-to-Equity. This places Lumi Rental Co in the lower half of its industry. The industry median Debt-to-Equity is 0.34. Lumi Rental Co's value of 1.09 is 220.6% above this benchmark. Historically, Lumi Rental Co's own Debt-to-Equity has ranged from 0.67 to 1.73 over the past decade. While the company's 10-year median is 1.35 vs. the industry median of 0.34, Lumi Rental Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Business Services company?
The median Debt-to-Equity among Business Services companies is 0.34, based on 951 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumi Rental Co's current Debt-to-Equity of 1.09 is 220.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Lumi Rental Co and its competitors. For the Business Services industry, the median Debt-to-Equity is 0.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumi Rental Co's current Debt-to-Equity is 1.09, which is 19% below median its own 10-year median of 1.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumi Rental Co stock overvalued right now?
Based on GuruFocus' analysis, Lumi Rental Co (SAU:4262) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼72.73, compared to a current price of ﷼25.78 — trading 64.6% below its estimated fair value. The current Debt-to-Equity is 1.09, which is 19% below median its 10-year median of 1.35 and 220.6% above the Business Services industry median of 0.34. Lumi Rental Co's overall GF Score™ is 27/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Lumi Rental Co (SAU:4262), the current Debt-to-Equity is 1.09 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lumi Rental Co (SAU:4262) Overvalued in 2026?

Based on GuruFocus' analysis, Lumi Rental Co stock appears to be undervalued. The current stock price of ﷼25.78 is trading 64.6% below its estimated GF Value™ of ﷼72.73. GuruFocus considers Lumi Rental Co to be Possible Value Trap.

Key valuation signals for SAU:4262:

  • Debt-to-Equity: 1.09 (19% below median its 10-year median of 1.35)
  • GF Value™: ﷼72.73 vs. price of ﷼25.78 (64.6% below fair value)
  • GF Score™: 27/100 with 7 warning signs
  • Industry Position: 220.6% above the Business Services median (#750 of 951)

No single metric tells the full story. See the SAU:4262 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lumi Rental Co Business Description

Address Imam Saud Bin Abdulaziz Bin Mohammed road, P.O box 6477, Al-Taawun District, Riyadh, SAU, 12476
Lumi Rental Co is a Car rental company that offers lease services to corporate and Government sector clients, provides rentals through a network of branches in airports and cities across the Kingdom and via digital channels, and sells used vehicles reaching the end of their useful life. The company has three reportable segments: i) Leasing: Providing vehicles on long-term leases to corporate and government customers, ii) Rental: Providing vehicles on daily, weekly, and monthly rentals to walk-in and corporate customers, and iii) Used car sale: Sale of vehicles that have completed their economical life as per management policy. The majority of the company's revenue is generated from the Leasing segment.
27GF Score

Get the complete analysis for SAU:4262

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼25.78
Price
﷼72.73
GF Value