Lumi Rental Co (SAU:4262) ROE %: 11.22% (As of Mar. 2026) — 32% Below Median


SAU:4262 Lumi Rental Co SAU:4262
26 GF Score
Price ﷼32.34
GF Value ﷼82.01
Valuation Possible Value Trap
! 5 Warning Signs
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What is Lumi Rental Co ROE %?

Lumi Rental Co SAU:4262 -0.61% 26 ROE % is 11.22% as of Mar. 2026, which is 32% below its 10-year median of 16.58. GuruFocus rates SAU:4262 with a GF Score™ of 26/100 and a GF Value™ of ﷼82.01 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,058 Business Services companies, Lumi Rental Co ranks better than 68.9% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Lumi Rental Co's annualized net income for the quarter that ended in Mar. 2026 was ﷼160 Mil. Lumi Rental Co's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was ﷼1,428 Mil. Therefore, Lumi Rental Co's annualized ROE % for the quarter that ended in Mar. 2026 was 11.22%.

The historical rank and industry rank for Lumi Rental Co's ROE % or its related term are showing as below:

SAU:4262' s ROE % Range Over the Past 10 Years
Min: 13.58   Med: 16.58   Max: 17.19
Current: 13.58

During the past 4 years, Lumi Rental Co's highest ROE % was 17.19%. The lowest was 13.58%. And the median was 16.58%.

SAU:4262's ROE % is ranked better than
68.9% of 1058 companies
in the Business Services industry
Industry Median: 8.095 vs SAU:4262: 13.58

Lumi Rental Co  (SAU:4262) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=160.16/1427.8295
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(160.16 / 1464.232)*(1464.232 / 3399.1275)*(3399.1275 / 1427.8295)
=Net Margin %*Asset Turnover*Equity Multiplier
=10.94 %*0.4308*2.3806
=ROA %*Equity Multiplier
=4.71 %*2.3806
=11.22 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=160.16/1427.8295
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (160.16 / 165.168) * (165.168 / 287.964) * (287.964 / 1464.232) * (1464.232 / 3399.1275) * (3399.1275 / 1427.8295)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9697 * 0.5736 * 19.67 % * 0.4308 * 2.3806
=11.22 %

Note: The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Lumi Rental Co ROE % Related Terms


Lumi Rental Co ROE % Historical Data

* Premium members only.

The historical data trend for Lumi Rental Co's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lumi Rental Co ROE % Chart

Lumi Rental Co Annual Data
Trend Dec22 Dec23 Dec24 Dec25
ROE %
17.03 17.19 16.12 15.12

Lumi Rental Co Quarterly Data
Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.16 16.78 15.66 10.94 11.22

SAU:4262 vs URI, SUNB, AER: ROE % Comparison

For the Rental & Leasing Services subindustry, Lumi Rental Co's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lumi Rental Co ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, Lumi Rental Co's ROE % distribution charts can be found below:

* The bar in red indicates where Lumi Rental Co's ROE % falls into.


SAU:4262
26GF Score
Lumi Rental Co SAU:4262
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Lumi Rental Co ROE % Calculation

Lumi Rental Co's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=198.086/( (1212.243+1407.81)/ 2 )
=198.086/1310.0265
=15.12 %

Lumi Rental Co's annualized ROE % for the quarter that ended in Mar. 2026 is calculated as

ROE %=Net Income (Q: Mar. 2026 )/( (Total Stockholders Equity (Q: Dec. 2025 )+Total Stockholders Equity (Q: Mar. 2026 ))/ count )
=160.16/( (1407.81+1447.849)/ 2 )
=160.16/1427.8295
=11.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 11.22% mean?
Lumi Rental Co (SAU:4262) has a ROE % of 11.22% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Lumi Rental Co and its competitors. This is 32% below median its historical median of 16.58. Over the past decade, Lumi Rental Co's ROE % has ranged from 13.58 to 17.19. According to the industry distribution chart, Lumi Rental Co ranks #329 out of 1058 companies in the Business Services industry, placing it in the top 31.1%.
Is Lumi Rental Co's ROE % too high?
Lumi Rental Co's current ROE % of 11.22% is 32% below median its 10-year median of 16.58. Over the past 10 years, this metric has ranged from a low of 13.58 to a high of 17.19. The Business Services industry median ROE % is 8.10. Lumi Rental Co's value of 11.22% is 38.6% above this industry median. Based on the distribution chart, Lumi Rental Co ranks #329 out of 1058 companies in the Business Services industry, which is above the industry midpoint. Overall, Lumi Rental Co has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lumi Rental Co's ROE % compare to URI and SUNB?
According to the Business Services industry distribution chart, Lumi Rental Co ranks #329 out of 1058 companies for ROE %. This puts Lumi Rental Co in the upper half of its industry. The industry median ROE % is 8.10. Lumi Rental Co's value of 11.22% is 38.6% above this benchmark. Historically, Lumi Rental Co's own ROE % has ranged from 13.58 to 17.19 over the past decade. While the company's 10-year median is 16.58 vs. the industry median of 8.10, Lumi Rental Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lumi Rental Co's current ROE % of 11.22% is 38.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Lumi Rental Co and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lumi Rental Co's current ROE % is 11.22%, which is 32% below median its own 10-year median of 16.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lumi Rental Co stock overvalued right now?
Based on GuruFocus' analysis, Lumi Rental Co (SAU:4262) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼82.01, compared to a current price of ﷼32.34 — trading 60.6% below its estimated fair value. The current ROE % is 11.22%, which is 32% below median its 10-year median of 16.58 and 38.6% above the Business Services industry median of 8.10. Lumi Rental Co's overall GF Score™ is 26/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Lumi Rental Co (SAU:4262), the current ROE % is 11.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lumi Rental Co (SAU:4262) Overvalued in 2026?

Based on GuruFocus' analysis, Lumi Rental Co stock appears to be undervalued. The current stock price of ﷼32.34 is trading 60.6% below its estimated GF Value™ of ﷼82.01. GuruFocus considers Lumi Rental Co to be Possible Value Trap.

Key valuation signals for SAU:4262:

  • ROE %: 11.22% (32% below median its 10-year median of 16.58)
  • GF Value™: ﷼82.01 vs. price of ﷼32.34 (60.6% below fair value)
  • GF Score™: 26/100 with 5 warning signs
  • Industry Position: 38.6% above the Business Services median (#329 of 1058)

No single metric tells the full story. See the SAU:4262 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lumi Rental Co Business Description

Address Imam Saud Bin Abdulaziz Bin Mohammed road, P.O box 6477, Al-Taawun District, Riyadh, SAU, 12476
Lumi Rental Co is a Car rental company that offers lease services to corporate and Government sector clients, provides rentals through a network of branches in airports and cities across the Kingdom and via digital channels, and sells used vehicles reaching the end of their useful life. The company has three reportable segments: i) Leasing: Providing vehicles on long-term leases to corporate and government customers, ii) Rental: Providing vehicles on daily, weekly, and monthly rentals to walk-in and corporate customers, and iii) Used car sale: Sale of vehicles that have completed their economical life as per management policy. The majority of the company's revenue is generated from the Leasing segment.
26GF Score

Get the complete analysis for SAU:4262

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼32.34
Price
﷼82.01
GF Value