PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) Debt-to-Equity: 1.32 (As of Jun. 2026) — Near Median

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STU:2PE PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk STU:2PE
64 GF Score
Price €0.04
GF Value €0.06
! 1 Warning Sign
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What is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Debt-to-Equity?

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk STU:2PE 64 Debt-to-Equity is 1.32 as of Jun. 2026, which is 7% below its 10-year median of 1.42. GuruFocus rates STU:2PE with a GF Score™ of 64/100 and a GF Value™ of €0.06. The stock has 1 warning sign investors should review. Among 1,421 Banks companies, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks worse than 74.74% on this metric.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €0.0 Mil. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was €1,033.2 Mil. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €783.2 Mil. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's debt to equity for the quarter that ended in Jun. 2026 was 1.32.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt-to-Equity or its related term are showing as below:

STU:2PE' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.16   Med: 1.42   Max: 1.88
Current: 1.32

During the past 13 years, the highest Debt-to-Equity Ratio of PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk was 1.88. The lowest was 0.16. And the median was 1.42.

STU:2PE's Debt-to-Equity is ranked worse than
74.74% of 1421 companies
in the Banks industry
Industry Median: 0.58 vs STU:2PE: 1.32

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk  (STU:2PE) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Debt-to-Equity Related Terms


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Debt-to-Equity Chart

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.39 1.60 1.64 1.74 1.76

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.88 1.78 1.76 1.58 1.32

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt-to-Equity falls into.


STU:2PE
64GF Score
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk STU:2PE
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt to Equity Ratio for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.32 mean?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) has a Debt-to-Equity of 1.32 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors. This is near median its historical median of 1.42. Over the past decade, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt-to-Equity has ranged from 0.16 to 1.88. According to the industry distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #1062 out of 1421 companies in the Banks industry, placing it in the top 74.7%.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt-to-Equity too high?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current Debt-to-Equity of 1.32 is near median its 10-year median of 1.42. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 1.88. The Banks industry median Debt-to-Equity is 0.58. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's value of 1.32 is 127.6% above this industry median. Based on the distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #1062 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has a GF Score™ of 64/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #1062 out of 1421 companies for Debt-to-Equity. This places PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk in the lower half of its industry. The industry median Debt-to-Equity is 0.58. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's value of 1.32 is 127.6% above this benchmark. Historically, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's own Debt-to-Equity has ranged from 0.16 to 1.88 over the past decade. While the company's 10-year median is 1.42 vs. the industry median of 0.58, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current Debt-to-Equity of 1.32 is 127.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current Debt-to-Equity is 1.32, which is near median its own 10-year median of 1.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock overvalued right now?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) has a current Debt-to-Equity of 1.32. The stock's GF Value™ is €0.06, compared to a current price of €0.04 — trading 31.7% below its estimated fair value. The current Debt-to-Equity is 1.32, which is near median its 10-year median of 1.42 and 127.6% above the Banks industry median of 0.58. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's overall GF Score™ is 64/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE), the current Debt-to-Equity is 1.32 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock appears to be undervalued. The current stock price of €0.04 is trading 31.7% below its estimated GF Value™ of €0.06.

Key valuation signals for STU:2PE:

  • Debt-to-Equity: 1.32 (near median its 10-year median of 1.42)
  • GF Value™: €0.06 vs. price of €0.04 (31.7% below fair value)
  • GF Score™: 64/100 with 1 warning sign
  • Industry Position: 127.6% above the Banks median (#1062 of 1421)

No single metric tells the full story. See the STU:2PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Business Description

Other Exchanges BJBR:Indonesia
Address Jalan Naripan Number 12-14, Menara Bank Bjb, Bandung, IDN, 40111
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk is a provider of consumer and commercial banking services in Indonesia. The bank derives all revenue domestically through a network of branches, offices, and payment points. The bank operates under two segments: Conventional and Sharia. Services offered within these segments include deposits, current accounts, savings accounts, time deposits, syndicated loans, working capital loans, supply chain financing, credit cards, and mutual funds. In addition, international banking services are provided, such as foreign exchange trading, hedging instruments, treasury services, and Western Union.
64GF Score

Get the complete analysis for STU:2PE

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.04
Price
€0.06
GF Value