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STU:2PE's PB Ratio is ranked better than 89.54% of 1520
companies
in the Banks industry
Industry Median: 1.11
vs STU:2PE: 0.48
During the past 12 months, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's average Book Value Per Share Growth Rate was 1.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 4.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 5.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.20% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk was 35.90% per year. The lowest was -9.60% per year. And the median was 7.10% per year.
Back to Basics: PB Ratio
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk PB Ratio Related Terms
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk PB Ratio Chart
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk PB Ratio vs Banks Industry
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) has a PB Ratio of 0.50 as of Jul. 14, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors. This is 52% below median its historical median of 1.04. Over the past decade, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's PB Ratio has ranged from 0.46 to 3.42. According to the industry distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #159 out of 1520 companies in the Banks industry, placing it in the top 10.5%.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's PB Ratio too high?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current PB Ratio of 0.50 is 52% below median its 10-year median of 1.04. Over the past 10 years, this metric has ranged from a low of 0.46 to a high of 3.42. The Banks industry median PB Ratio is 1.11. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's value of 0.50 is 55% below this industry median. Based on the distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #159 out of 1520 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has a GF Score™ of 60/100, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's PB Ratio compare to competitors?
According to the Banks industry distribution chart, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk ranks #159 out of 1520 companies for PB Ratio. This places PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk in the top 11% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.11. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's value of 0.50 is 55% below this benchmark. Historically, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's own PB Ratio has ranged from 0.46 to 3.42 over the past decade. While the company's 10-year median is 1.04 vs. the industry median of 1.11, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current PB Ratio of 0.50 is 55% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's current PB Ratio is 0.50, which is 52% below median its own 10-year median of 1.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock overvalued right now?
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) has a current PB Ratio of 0.50. The stock's GF Value™ is €0.06, compared to a current price of €0.04 — trading 31.7% below its estimated fair value. The current PB Ratio is 0.50, which is 52% below median its 10-year median of 1.04 and 55% below the Banks industry median of 1.11. PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk's overall GF Score™ is 60/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE), the current PB Ratio is 0.50 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk (STU:2PE) Overvalued in 2026?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk stock appears to be undervalued.
The current stock price of €0.04 is trading 31.7% below its estimated GF Value™ of €0.06.
Key valuation signals for STU:2PE:
PB Ratio: 0.50 (52% below median its 10-year median of 1.04)
GF Value™: €0.06 vs. price of €0.04 (31.7% below fair value)
Industry Position: 55% below the Banks median (#159 of 1520)
No single metric tells the full story. See the STU:2PE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk Business Description
PT Bank Pembangunan Daerah Jawa Barat Dan Banten Tbk is a provider of consumer and commercial banking services in Indonesia. The bank derives all revenue domestically through a network of branches, offices, and payment points. The bank operates under two segments: Conventional and Sharia. Services offered within these segments include deposits, current accounts, savings accounts, time deposits, syndicated loans, working capital loans, supply chain financing, credit cards, and mutual funds. In addition, international banking services are provided, such as foreign exchange trading, hedging instruments, treasury services, and Western Union.
60GF Score
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