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TechCreate GroupTCGLF +3.60%15 Debt-to-Equity is 0.03 as of Dec. 2025, which is 63% below its 10-year median of 0.08. GuruFocus rates TCGLF with a GF Score™ of 15/100. The stock has 2 warning signs investors should review. Among 2,247 Software companies, TechCreate Group ranks better than 85.89% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for TechCreate Group's Debt-to-Equity or its related term are showing as below:
TCGLF'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03 Med: 0.08 Max: 0.97
Current: 0.03
During the past 3 years, the highest Debt-to-Equity Ratio of TechCreate Group was 0.97. The lowest was 0.03. And the median was 0.08.
TCGLF's Debt-to-Equity is ranked better than 85.89% of 2247
companies
in the Software industry
Industry Median: 0.19
vs TCGLF: 0.03
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
TechCreate Group Debt-to-Equity Related Terms
TechCreate Group Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for TechCreate Group's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TechCreate Group Debt-to-Equity Chart
TechCreate Group Annual Data
Trend
Dec23
Dec24
Dec25
Debt-to-Equity
0.08
0.97
0.03
TechCreate Group Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Dec25
Debt-to-Equity
0.08
N/A
0.97
0.83
0.03
TCGLF vs KDK, RZLV, BLZE: Debt-to-Equity Comparison
For the Software - Infrastructure subindustry, TechCreate Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TechCreate Group Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, TechCreate Group's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where TechCreate Group's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TechCreate Group (TCGLF) has a Debt-to-Equity of 0.03 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on TechCreate Group and its competitors. This is 63% below median its historical median of 0.08. Over the past decade, TechCreate Group's Debt-to-Equity has ranged from 0.03 to 0.97. According to the industry distribution chart, TechCreate Group ranks #317 out of 2247 companies in the Software industry, placing it in the top 14.1%.
Is TechCreate Group's Debt-to-Equity too high?
TechCreate Group's current Debt-to-Equity of 0.03 is 63% below median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.97. The Software industry median Debt-to-Equity is 0.19. TechCreate Group's value of 0.03 is 84.2% below this industry median. Based on the distribution chart, TechCreate Group ranks #317 out of 2247 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, TechCreate Group has a GF Score™ of 15/100, reflecting its overall financial health beyond just this single metric.
How does TechCreate Group's Debt-to-Equity compare to KDK and RZLV?
According to the Software industry distribution chart, TechCreate Group ranks #317 out of 2247 companies for Debt-to-Equity. This places TechCreate Group in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.19. TechCreate Group's value of 0.03 is 84.2% below this benchmark. Historically, TechCreate Group's own Debt-to-Equity has ranged from 0.03 to 0.97 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.19, TechCreate Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TechCreate Group's current Debt-to-Equity of 0.03 is 84.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on TechCreate Group and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TechCreate Group's current Debt-to-Equity is 0.03, which is 63% below median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TechCreate Group stock overvalued right now?
TechCreate Group (TCGLF) has a current Debt-to-Equity of 0.03. The current Debt-to-Equity is 0.03, which is 63% below median its 10-year median of 0.08 and 84.2% below the Software industry median of 0.19. TechCreate Group's overall GF Score™ is 15/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For TechCreate Group (TCGLF), the current Debt-to-Equity is 0.03 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TechCreate Group Ltd is a Singapore-based financial technology and digital solutions provider. Its principal business includes professional services, the sale of software and maintenance licenses, and the sale of hardware, with professional services as its core segment. Its services include technology consultancy, payment system engine solutions, cybersecurity, consulting, system integration, implementation, customization, training, technical support, security and compliance, project management, and maintenance, enabling the Group to design and implement IT infrastructure, payment, and digital solutions for corporate clients. The Group serves customers in Singapore and Southeast Asia, including Brunei and Cambodia, and generates the majority of its revenue from Cambodia.
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