Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. TechCreate Group's annualizedNet Income for the quarter that ended in Dec. 2025 was $-1.63 Mil. TechCreate Group's average total tangible assets for the quarter that ended in Dec. 2025 was $5.67 Mil. Therefore, TechCreate Group's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was -28.72%.
The historical rank and industry rank for TechCreate Group's Return-on-Tangible-Asset or its related term are showing as below:
TCGLF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -38.53 Med: -14.63 Max: -8.12
Current: -18.54
During the past 3 years, TechCreate Group's highest Return-on-Tangible-Asset was -8.12%. The lowest was -38.53%. And the median was -14.63%.
TCGLF's Return-on-Tangible-Asset is not ranked
in the Software industry.
Industry Median: 2.04
vs TCGLF: -18.54
TechCreate Group (OTCPK:TCGLF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
TechCreate Group Return-on-Tangible-Asset Related Terms
TechCreate Group Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for TechCreate Group's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TechCreate Group Return-on-Tangible-Asset Chart
TechCreate Group Annual Data
Trend
Dec23
Dec24
Dec25
Return-on-Tangible-Asset
-8.12
-38.53
-14.63
TechCreate Group Semi-Annual Data
Dec23
Jun24
Dec24
Jun25
Dec25
Return-on-Tangible-Asset
0.00
-29.13
-46.61
-1.53
-28.72
TCGLF vs ZETA, GTLB, DLO: Return-on-Tangible-Asset Comparison
For the Software - Infrastructure subindustry, TechCreate Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TechCreate Group Return-on-Tangible-Asset vs Software Industry
For the Software industry and Technology sector, TechCreate Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where TechCreate Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of -28.72% mean?
TechCreate Group (TCGLF) has a Return-on-Tangible-Asset of -28.72% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on TechCreate Group and its competitors.
Is TechCreate Group's Return-on-Tangible-Asset too high?
TechCreate Group's current Return-on-Tangible-Asset is -28.72%. Overall, TechCreate Group has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does TechCreate Group's Return-on-Tangible-Asset compare to ZETA and GTLB?
TechCreate Group's Return-on-Tangible-Asset of -28.72% can be compared against companies in the Software industry. The industry median Return-on-Tangible-Asset is 2.04. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Software company?
The median Return-on-Tangible-Asset among Software companies is 2.04, based on 2,883 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on TechCreate Group and its competitors. For the Software industry, the median Return-on-Tangible-Asset is 2.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TechCreate Group's current Return-on-Tangible-Asset is -28.72%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TechCreate Group stock overvalued right now?
TechCreate Group (TCGLF) has a current Return-on-Tangible-Asset of -28.72%. The current Return-on-Tangible-Asset is -28.72%. TechCreate Group's overall GF Score™ is 19/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For TechCreate Group (TCGLF), the current Return-on-Tangible-Asset is -28.72% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
TechCreate Group Ltd is a Singapore-based financial technology and digital solutions provider. Its principal business includes professional services, the sale of software and maintenance licenses, and the sale of hardware, with professional services as its core segment. Its services include technology consultancy, payment system engine solutions, cybersecurity, consulting, system integration, implementation, customization, training, technical support, security and compliance, project management, and maintenance, enabling the Group to design and implement IT infrastructure, payment, and digital solutions for corporate clients. The Group serves customers in Singapore and Southeast Asia, including Brunei and Cambodia, and generates the majority of its revenue from Cambodia.
19GF Score
Get the complete analysis for TCGLF
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