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TS Financial Holding CoTPE:2887 +0.54%74 Debt-to-Equity is 0.53 as of Dec. 2025, which is 2% below its 10-year median of 0.54. GuruFocus rates TPE:2887 with a GF Score™ of 74/100 and a GF Value™ of NT$21.76 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,415 Banks companies, TS Financial Holding Co ranks better than 53.78% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for TS Financial Holding Co's Debt-to-Equity or its related term are showing as below:
TPE:2887'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.49 Med: 0.54 Max: 0.61
Current: 0.53
During the past 13 years, the highest Debt-to-Equity Ratio of TS Financial Holding Co was 0.61. The lowest was 0.49. And the median was 0.54.
TPE:2887's Debt-to-Equity is ranked better than 53.78% of 1415
companies
in the Banks industry
Industry Median: 0.58
vs TPE:2887: 0.53
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
TS Financial Holding Co Debt-to-Equity Related Terms
TS Financial Holding Co Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TS Financial Holding Co Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, TS Financial Holding Co's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TS Financial Holding Co Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, TS Financial Holding Co's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where TS Financial Holding Co's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TS Financial Holding Co (TPE:2887) has a Debt-to-Equity of 0.53 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on TS Financial Holding Co and its competitors. This is near median its historical median of 0.54. Over the past decade, TS Financial Holding Co's Debt-to-Equity has ranged from 0.49 to 0.61. According to the industry distribution chart, TS Financial Holding Co ranks #654 out of 1415 companies in the Banks industry, placing it in the top 46.2%.
Is TS Financial Holding Co's Debt-to-Equity too high?
TS Financial Holding Co's current Debt-to-Equity of 0.53 is near median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 0.61. The Banks industry median Debt-to-Equity is 0.58. TS Financial Holding Co's value of 0.53 is 8.6% below this industry median. Based on the distribution chart, TS Financial Holding Co ranks #654 out of 1415 companies in the Banks industry, which is above the industry midpoint. Overall, TS Financial Holding Co has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TS Financial Holding Co's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, TS Financial Holding Co ranks #654 out of 1415 companies for Debt-to-Equity. This puts TS Financial Holding Co in the upper half of its industry. The industry median Debt-to-Equity is 0.58. TS Financial Holding Co's value of 0.53 is 8.6% below this benchmark. Historically, TS Financial Holding Co's own Debt-to-Equity has ranged from 0.49 to 0.61 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 0.58, TS Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,415 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TS Financial Holding Co's current Debt-to-Equity of 0.53 is 8.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on TS Financial Holding Co and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TS Financial Holding Co's current Debt-to-Equity is 0.53, which is near median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TS Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, TS Financial Holding Co (TPE:2887) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$21.76, compared to a current price of NT$37.50 — trading 72.3% above its estimated fair value. The current Debt-to-Equity is 0.53, which is near median its 10-year median of 0.54 and 8.6% below the Banks industry median of 0.58. TS Financial Holding Co's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For TS Financial Holding Co (TPE:2887), the current Debt-to-Equity is 0.53 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TS Financial Holding Co (TPE:2887) Overvalued in 2026?
Based on GuruFocus' analysis, TS Financial Holding Co stock appears to be overvalued.
The current stock price of NT$37.50 is trading 72.3% above its estimated GF Value™ of NT$21.76.
GuruFocus considers TS Financial Holding Co to be Significantly Overvalued.
Key valuation signals for TPE:2887:
Debt-to-Equity: 0.53 (near median its 10-year median of 0.54)
GF Value™: NT$21.76 vs. price of NT$37.50 (72.3% above fair value)
Industry Position: 8.6% below the Banks median (#654 of 1415)
No single metric tells the full story. See the TPE:2887 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TS Financial Holding Co Ltd is a Taiwanese holding company that provides comprehensive financial services. The company's main business activities are investing and managing its investments in financial institutions. The operation departments of the company are subsidiaries of the bank business, securities business, insurance business, and other businesses, respectively. The majority of revenue comes from the insurance business. The company operates in Asia, Europe, America, and other regions, with maximum revenue from Asia.
74GF Score
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