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TS Financial Holding CoTPE:2887 -0.84%64 Net Margin % is 23.96% as of Dec. 2025, which is 31% below its 10-year median of 34.51. GuruFocus rates TPE:2887 with a GF Score™ of 64/100 and a GF Value™ of NT$22.76 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, TS Financial Holding Co ranks worse than 57.04% on this metric.
The historical rank and industry rank for TS Financial Holding Co's Net Margin % or its related term are showing as below:
TPE:2887'
s Net Margin % Range Over the Past 10 Years
Min: 20.89 Med: 34.51 Max: 38.05
Current: 24.58
TPE:2887's Net Margin % is ranked worse than 57.04% of 1527
companies
in the Banks industry
Industry Median: 26.87
vs TPE:2887: 24.58
TS Financial Holding Co (TPE:2887) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
TS Financial Holding Co Net Margin % Related Terms
TS Financial Holding Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TS Financial Holding Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, TS Financial Holding Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TS Financial Holding Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, TS Financial Holding Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where TS Financial Holding Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TS Financial Holding Co (TPE:2887) has a Net Margin % of 23.96% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on TS Financial Holding Co and its competitors. This is 31% below median its historical median of 34.51. Over the past decade, TS Financial Holding Co's Net Margin % has ranged from 20.89 to 38.05. According to the industry distribution chart, TS Financial Holding Co ranks #871 out of 1527 companies in the Banks industry, placing it in the top 57%.
Is TS Financial Holding Co's Net Margin % too high?
TS Financial Holding Co's current Net Margin % of 23.96% is 31% below median its 10-year median of 34.51. Over the past 10 years, this metric has ranged from a low of 20.89 to a high of 38.05. The Banks industry median Net Margin % is 26.87. TS Financial Holding Co's value of 23.96% is 10.8% below this industry median. Based on the distribution chart, TS Financial Holding Co ranks #871 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, TS Financial Holding Co has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TS Financial Holding Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, TS Financial Holding Co ranks #871 out of 1527 companies for Net Margin %. This places TS Financial Holding Co in the lower half of its industry. The industry median Net Margin % is 26.87. TS Financial Holding Co's value of 23.96% is 10.8% below this benchmark. Historically, TS Financial Holding Co's own Net Margin % has ranged from 20.89 to 38.05 over the past decade. While the company's 10-year median is 34.51 vs. the industry median of 26.87, TS Financial Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.87, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TS Financial Holding Co's current Net Margin % of 23.96% is 10.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on TS Financial Holding Co and its competitors. For the Banks industry, the median Net Margin % is 26.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TS Financial Holding Co's current Net Margin % is 23.96%, which is 31% below median its own 10-year median of 34.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TS Financial Holding Co stock overvalued right now?
Based on GuruFocus' analysis, TS Financial Holding Co (TPE:2887) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$22.76, compared to a current price of NT$35.45 — trading 55.8% above its estimated fair value. The current Net Margin % is 23.96%, which is 31% below median its 10-year median of 34.51 and 10.8% below the Banks industry median of 26.87. TS Financial Holding Co's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For TS Financial Holding Co (TPE:2887), the current Net Margin % is 23.96% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TS Financial Holding Co (TPE:2887) Overvalued in 2026?
Based on GuruFocus' analysis, TS Financial Holding Co stock appears to be overvalued.
The current stock price of NT$35.45 is trading 55.8% above its estimated GF Value™ of NT$22.76.
GuruFocus considers TS Financial Holding Co to be Significantly Overvalued.
Key valuation signals for TPE:2887:
Net Margin %: 23.96% (31% below median its 10-year median of 34.51)
GF Value™: NT$22.76 vs. price of NT$35.45 (55.8% above fair value)
Industry Position: 10.8% below the Banks median (#871 of 1527)
No single metric tells the full story. See the TPE:2887 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TS Financial Holding Co Ltd is a Taiwanese holding company that provides comprehensive financial services. The company's main business activities are investing and managing its investments in financial institutions. The operation departments of the company are subsidiaries of the bank business, securities business, insurance business, and other businesses, respectively. The majority of revenue comes from the insurance business. The company operates in Asia, Europe, America, and other regions, with maximum revenue from Asia.
64GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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