Tokyo Kiraboshi Financial Group (TSE:7173) Debt-to-Equity: 0.22 (As of Mar. 2026) — 69% Below Median

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Director of Data and Quant Analytics at GuruFocus
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TSE:7173 Tokyo Kiraboshi Financial Group Inc TSE:7173
56 GF Score
Price 円1,685.00
GF Value 円783.11
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Tokyo Kiraboshi Financial Group Debt-to-Equity?

Tokyo Kiraboshi Financial Group TSE:7173 +3.00% 56 Debt-to-Equity is 0.22 as of Mar. 2026, which is 69% below its 10-year median of 0.72. GuruFocus rates TSE:7173 with a GF Score™ of 56/100 and a GF Value™ of 円783.11 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,410 Banks companies, Tokyo Kiraboshi Financial Group ranks better than 78.23% on this metric.

Tokyo Kiraboshi Financial Group's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円0 Mil. Tokyo Kiraboshi Financial Group's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was 円91,465 Mil. Tokyo Kiraboshi Financial Group's Total Stockholders Equity for the quarter that ended in Mar. 2026 was 円423,379 Mil. Tokyo Kiraboshi Financial Group's debt to equity for the quarter that ended in Mar. 2026 was 0.22.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Tokyo Kiraboshi Financial Group's Debt-to-Equity or its related term are showing as below:

TSE:7173' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.21   Med: 0.72   Max: 1.96
Current: 0.19

During the past 12 years, the highest Debt-to-Equity Ratio of Tokyo Kiraboshi Financial Group was 1.96. The lowest was 0.21. And the median was 0.72.

TSE:7173's Debt-to-Equity is ranked better than
78.23% of 1410 companies
in the Banks industry
Industry Median: 0.58 vs TSE:7173: 0.19

Tokyo Kiraboshi Financial Group  (TSE:7173) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Tokyo Kiraboshi Financial Group Debt-to-Equity Related Terms


Tokyo Kiraboshi Financial Group Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Tokyo Kiraboshi Financial Group's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Tokyo Kiraboshi Financial Group Debt-to-Equity Chart

Tokyo Kiraboshi Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.83 1.64 1.96 0.21 0.22

Tokyo Kiraboshi Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.27 0.18 0.22 0.19

Tokyo Kiraboshi Financial Group Debt-to-Equity Competitor Comparison

For the Banks - Regional subindustry, Tokyo Kiraboshi Financial Group's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tokyo Kiraboshi Financial Group Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Tokyo Kiraboshi Financial Group's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Tokyo Kiraboshi Financial Group's Debt-to-Equity falls into.


TSE:7173
56GF Score
Tokyo Kiraboshi Financial Group Inc TSE:7173
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Tokyo Kiraboshi Financial Group Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Tokyo Kiraboshi Financial Group's Debt to Equity Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Tokyo Kiraboshi Financial Group's Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.22 mean?
Tokyo Kiraboshi Financial Group (TSE:7173) has a Debt-to-Equity of 0.22 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Tokyo Kiraboshi Financial Group and its competitors. This is 69% below median its historical median of 0.72. Over the past decade, Tokyo Kiraboshi Financial Group's Debt-to-Equity has ranged from 0.21 to 1.96. According to the industry distribution chart, Tokyo Kiraboshi Financial Group ranks #307 out of 1410 companies in the Banks industry, placing it in the top 21.8%.
Is Tokyo Kiraboshi Financial Group's Debt-to-Equity too high?
Tokyo Kiraboshi Financial Group's current Debt-to-Equity of 0.22 is 69% below median its 10-year median of 0.72. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.96. The Banks industry median Debt-to-Equity is 0.58. Tokyo Kiraboshi Financial Group's value of 0.22 is 62.1% below this industry median. Based on the distribution chart, Tokyo Kiraboshi Financial Group ranks #307 out of 1410 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Tokyo Kiraboshi Financial Group has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tokyo Kiraboshi Financial Group's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Tokyo Kiraboshi Financial Group ranks #307 out of 1410 companies for Debt-to-Equity. This places Tokyo Kiraboshi Financial Group in the top 22% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Tokyo Kiraboshi Financial Group's value of 0.22 is 62.1% below this benchmark. Historically, Tokyo Kiraboshi Financial Group's own Debt-to-Equity has ranged from 0.21 to 1.96 over the past decade. While the company's 10-year median is 0.72 vs. the industry median of 0.58, Tokyo Kiraboshi Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,410 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tokyo Kiraboshi Financial Group's current Debt-to-Equity of 0.22 is 62.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Tokyo Kiraboshi Financial Group and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tokyo Kiraboshi Financial Group's current Debt-to-Equity is 0.22, which is 69% below median its own 10-year median of 0.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tokyo Kiraboshi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Tokyo Kiraboshi Financial Group (TSE:7173) is currently considered Significantly Overvalued. The stock's GF Value™ is 円783.11, compared to a current price of 円1,685.00 — trading 115.2% above its estimated fair value. The current Debt-to-Equity is 0.22, which is 69% below median its 10-year median of 0.72 and 62.1% below the Banks industry median of 0.58. Tokyo Kiraboshi Financial Group's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Tokyo Kiraboshi Financial Group (TSE:7173), the current Debt-to-Equity is 0.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tokyo Kiraboshi Financial Group (TSE:7173) Overvalued in 2026?

Based on GuruFocus' analysis, Tokyo Kiraboshi Financial Group stock appears to be overvalued. The current stock price of 円1,685.00 is trading 115.2% above its estimated GF Value™ of 円783.11. GuruFocus considers Tokyo Kiraboshi Financial Group to be Significantly Overvalued.

Key valuation signals for TSE:7173:

  • Debt-to-Equity: 0.22 (69% below median its 10-year median of 0.72)
  • GF Value™: 円783.11 vs. price of 円1,685.00 (115.2% above fair value)
  • GF Score™: 56/100 with 6 warning signs
  • Industry Position: 62.1% below the Banks median (#307 of 1410)

No single metric tells the full story. See the TSE:7173 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tokyo Kiraboshi Financial Group Business Description

Address 9-2, Shinjuku 5-chome, Shinjuku-ku, Tokyo, JPN, 160-0022
Tokyo Kiraboshi Financial Group Inc is a Japanese based company, through its subsidiaries provides various financial services and products related to banking services. It offers various deposits; and loans for manufacturing, construction, commerce, banks and other financial institutions, real estate brokerage and leasing, services, individuals, and other industries, as well as invests in securities.
56GF Score

Get the complete analysis for TSE:7173

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,685.00
Price
円783.11
GF Value