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Tokyo Kiraboshi Financial GroupTSE:7173 +2.23%57 Return-on-Tangible-Asset is 0.81% as of Mar. 2026, which is 161% above its 10-year median of 0.31. GuruFocus rates TSE:7173 with a GF Score™ of 57/100 and a GF Value™ of 円786.80 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,529 Banks companies, Tokyo Kiraboshi Financial Group ranks worse than 74.04% on this metric.
The historical rank and industry rank for Tokyo Kiraboshi Financial Group's Return-on-Tangible-Asset or its related term are showing as below:
TSE:7173'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.31 Max: 0.59
Current: 0.58
During the past 12 years, Tokyo Kiraboshi Financial Group's highest Return-on-Tangible-Asset was 0.59%. The lowest was 0.07%. And the median was 0.31%.
TSE:7173's Return-on-Tangible-Asset is ranked worse than 74.04% of 1529
companies
in the Banks industry
Industry Median: 1.01
vs TSE:7173: 0.58
Tokyo Kiraboshi Financial Group (TSE:7173) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Tokyo Kiraboshi Financial Group Return-on-Tangible-Asset Related Terms
Tokyo Kiraboshi Financial Group Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Tokyo Kiraboshi Financial Group Return-on-Tangible-Asset Chart
Tokyo Kiraboshi Financial Group Return-on-Tangible-Asset Competitor Comparison
For the Banks - Regional subindustry, Tokyo Kiraboshi Financial Group's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Tokyo Kiraboshi Financial Group Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Tokyo Kiraboshi Financial Group's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Tokyo Kiraboshi Financial Group's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 0.81% mean?
Tokyo Kiraboshi Financial Group (TSE:7173) has a Return-on-Tangible-Asset of 0.81% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Tokyo Kiraboshi Financial Group and its competitors. This is 161% above median its historical median of 0.31. Over the past decade, Tokyo Kiraboshi Financial Group's Return-on-Tangible-Asset has ranged from 0.07 to 0.59. According to the industry distribution chart, Tokyo Kiraboshi Financial Group ranks #1132 out of 1529 companies in the Banks industry, placing it in the top 74%.
Is Tokyo Kiraboshi Financial Group's Return-on-Tangible-Asset too high?
Tokyo Kiraboshi Financial Group's current Return-on-Tangible-Asset of 0.81% is 161% above median its 10-year median of 0.31. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.59. The Banks industry median Return-on-Tangible-Asset is 1.01. Tokyo Kiraboshi Financial Group's value of 0.81% is 19.8% below this industry median. Based on the distribution chart, Tokyo Kiraboshi Financial Group ranks #1132 out of 1529 companies in the Banks industry, which is below the industry midpoint. Overall, Tokyo Kiraboshi Financial Group has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Tokyo Kiraboshi Financial Group's Return-on-Tangible-Asset compare to competitors?
According to the Banks industry distribution chart, Tokyo Kiraboshi Financial Group ranks #1132 out of 1529 companies for Return-on-Tangible-Asset. This places Tokyo Kiraboshi Financial Group in the lower half of its industry. The industry median Return-on-Tangible-Asset is 1.01. Tokyo Kiraboshi Financial Group's value of 0.81% is 19.8% below this benchmark. Historically, Tokyo Kiraboshi Financial Group's own Return-on-Tangible-Asset has ranged from 0.07 to 0.59 over the past decade. While the company's 10-year median is 0.31 vs. the industry median of 1.01, Tokyo Kiraboshi Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.01, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Tokyo Kiraboshi Financial Group's current Return-on-Tangible-Asset of 0.81% is 19.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Tokyo Kiraboshi Financial Group and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Tokyo Kiraboshi Financial Group's current Return-on-Tangible-Asset is 0.81%, which is 161% above median its own 10-year median of 0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tokyo Kiraboshi Financial Group stock overvalued right now?
Based on GuruFocus' analysis, Tokyo Kiraboshi Financial Group (TSE:7173) is currently considered Significantly Overvalued. The stock's GF Value™ is 円786.80, compared to a current price of 円1,744.00 — trading 121.7% above its estimated fair value. The current Return-on-Tangible-Asset is 0.81%, which is 161% above median its 10-year median of 0.31 and 19.8% below the Banks industry median of 1.01. Tokyo Kiraboshi Financial Group's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Tokyo Kiraboshi Financial Group (TSE:7173), the current Return-on-Tangible-Asset is 0.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Tokyo Kiraboshi Financial Group (TSE:7173) Overvalued in 2026?
Based on GuruFocus' analysis, Tokyo Kiraboshi Financial Group stock appears to be overvalued.
The current stock price of 円1,744.00 is trading 121.7% above its estimated GF Value™ of 円786.80.
GuruFocus considers Tokyo Kiraboshi Financial Group to be Significantly Overvalued.
Key valuation signals for TSE:7173:
Return-on-Tangible-Asset: 0.81% (161% above median its 10-year median of 0.31)
GF Value™: 円786.80 vs. price of 円1,744.00 (121.7% above fair value)
Industry Position: 19.8% below the Banks median (#1132 of 1529)
No single metric tells the full story. See the TSE:7173 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Tokyo Kiraboshi Financial Group Inc is a Japanese based company, through its subsidiaries provides various financial services and products related to banking services. It offers various deposits; and loans for manufacturing, construction, commerce, banks and other financial institutions, real estate brokerage and leasing, services, individuals, and other industries, as well as invests in securities.
57GF Score
Get the complete analysis for TSE:7173
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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