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Benefit SystemsWAR:BFT +0.55%91 Debt-to-Equity is 1.34 as of Jun. 2026, which is 5% below its 10-year median of 1.41. GuruFocus rates WAR:BFT with a GF Score™ of 91/100 and a GF Value™ of zł4,303.13 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 720 Travel & Leisure companies, Benefit Systems ranks worse than 78.19% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Benefit Systems's Debt-to-Equity or its related term are showing as below:
WAR:BFT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.36 Med: 1.41 Max: 2.46
Current: 1.34
During the past 13 years, the highest Debt-to-Equity Ratio of Benefit Systems was 2.46. The lowest was 0.36. And the median was 1.41.
WAR:BFT's Debt-to-Equity is ranked worse than 78.19% of 720
companies
in the Travel & Leisure industry
Industry Median: 0.42
vs WAR:BFT: 1.34
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Benefit Systems Debt-to-Equity Related Terms
Benefit Systems Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Benefit Systems's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:BFT vs AS, HAS, LTH: Debt-to-Equity Comparison
For the Leisure subindustry, Benefit Systems's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Benefit Systems Debt-to-Equity vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Benefit Systems's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Benefit Systems's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Benefit Systems (WAR:BFT) has a Debt-to-Equity of 1.34 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Benefit Systems and its competitors. This is near median its historical median of 1.41. Over the past decade, Benefit Systems' Debt-to-Equity has ranged from 0.36 to 2.46. According to the industry distribution chart, Benefit Systems ranks #563 out of 720 companies in the Travel & Leisure industry, placing it in the top 78.2%.
Is Benefit Systems' Debt-to-Equity too high?
Benefit Systems' current Debt-to-Equity of 1.34 is near median its 10-year median of 1.41. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 2.46. The Travel & Leisure industry median Debt-to-Equity is 0.42. Benefit Systems' value of 1.34 is 219% above this industry median. Based on the distribution chart, Benefit Systems ranks #563 out of 720 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Benefit Systems has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benefit Systems' Debt-to-Equity compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Benefit Systems ranks #563 out of 720 companies for Debt-to-Equity. This places Benefit Systems in the lower half of its industry. The industry median Debt-to-Equity is 0.42. Benefit Systems' value of 1.34 is 219% above this benchmark. Historically, Benefit Systems' own Debt-to-Equity has ranged from 0.36 to 2.46 over the past decade. While the company's 10-year median is 1.41 vs. the industry median of 0.42, Benefit Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Travel & Leisure company?
The median Debt-to-Equity among Travel & Leisure companies is 0.42, based on 720 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Benefit Systems's current Debt-to-Equity of 1.34 is 219% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Benefit Systems and its competitors. For the Travel & Leisure industry, the median Debt-to-Equity is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Benefit Systems's current Debt-to-Equity is 1.34, which is near median its own 10-year median of 1.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benefit Systems stock overvalued right now?
Based on GuruFocus' analysis, Benefit Systems (WAR:BFT) is currently considered Modestly Overvalued. The stock's GF Value™ is zł4,303.13, compared to a current price of zł5,465.00 — trading 27% above its estimated fair value. The current Debt-to-Equity is 1.34, which is near median its 10-year median of 1.41 and 219% above the Travel & Leisure industry median of 0.42. Benefit Systems' overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Benefit Systems (WAR:BFT), the current Debt-to-Equity is 1.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Benefit Systems (WAR:BFT) Overvalued in 2026?
Based on GuruFocus' analysis, Benefit Systems stock appears to be overvalued.
The current stock price of zł5,465.00 is trading 27% above its estimated GF Value™ of zł4,303.13.
GuruFocus considers Benefit Systems to be Modestly Overvalued.
Key valuation signals for WAR:BFT:
Debt-to-Equity: 1.34 (near median its 10-year median of 1.41)
GF Value™: zł4,303.13 vs. price of zł5,465.00 (27% above fair value)
Industry Position: 219% above the Travel & Leisure median (#563 of 720)
No single metric tells the full story. See the WAR:BFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Benefit Systems SA is Poland based company which is engaged in providing work benefits in the area of sport, recreations, culture and entertainment. Its products portfolio includes MultiSport Plus card, program that allows access to the sport and recreation clubs and multi-purpose facilities as well as Mybenefit, Benefitlunch, Multibilet, Multikafeteria and others.
91GF Score
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