Benefit Systems (WAR:BFT) Net Debt Paydown Yield % : -8.91% (As of Jul. 25, 2026)

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WAR:BFT Benefit Systems SA WAR:BFT
91 GF Score
Price zł5,145.00
GF Value zł4,104.55
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Benefit Systems Net Debt Paydown Yield %?

Benefit Systems WAR:BFT -0.58% 91 Net Debt Paydown Yield % is -8.91% as of Jul. 25, 2026. GuruFocus rates WAR:BFT with a GF Score™ of 91/100 and a GF Value™ of zł4,104.55 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 783 Travel & Leisure companies, Benefit Systems ranks worse than 82.63% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Benefit Systems's Net Debt Paydown Yield % was -8.91%.


Benefit Systems  (WAR:BFT) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Benefit Systems Net Debt Paydown Yield % Related Terms


Benefit Systems Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Benefit Systems's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Benefit Systems Net Debt Paydown Yield % Chart

Benefit Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.14 3.98 -0.92 -1.80 -14.35

Benefit Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.48 -8.52 -12.91 -14.35 -13.41

WAR:BFT vs AS, HAS, LTH: Net Debt Paydown Yield % Comparison

For the Leisure subindustry, Benefit Systems's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Benefit Systems Net Debt Paydown Yield % vs Travel & Leisure Industry

For the Travel & Leisure industry and Consumer Cyclical sector, Benefit Systems's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Benefit Systems's Net Debt Paydown Yield % falls into.


WAR:BFT
91GF Score
Benefit Systems SA WAR:BFT
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Benefit Systems Net Debt Paydown Yield % Calculation

Benefit Systems's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 1585.89-3130.93 )/11520.49
=-13.41 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -8.91% mean?
Benefit Systems (WAR:BFT) has a Net Debt Paydown Yield % of -8.91% as of Jul. 25, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Benefit Systems and its competitors. According to the industry distribution chart, Benefit Systems ranks #647 out of 783 companies in the Travel & Leisure industry, placing it in the top 82.6%.
Is Benefit Systems' Net Debt Paydown Yield % too high?
Benefit Systems' current Net Debt Paydown Yield % is -8.91%. Based on the distribution chart, Benefit Systems ranks #647 out of 783 companies in the Travel & Leisure industry, which is in the bottom quartile relative to peers. Overall, Benefit Systems has a GF Score™ of 91/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Benefit Systems' Net Debt Paydown Yield % compare to AS and HAS?
According to the Travel & Leisure industry distribution chart, Benefit Systems ranks #647 out of 783 companies for Net Debt Paydown Yield %. This places Benefit Systems in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Travel & Leisure company?
A good Net Debt Paydown Yield % depends on the Travel & Leisure industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Benefit Systems and its competitors. Benefit Systems's current Net Debt Paydown Yield % is -8.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Benefit Systems stock overvalued right now?
Based on GuruFocus' analysis, Benefit Systems (WAR:BFT) is currently considered Modestly Overvalued. The stock's GF Value™ is zł4,104.55, compared to a current price of zł5,145.00 — trading 25.3% above its estimated fair value. The current Net Debt Paydown Yield % is -8.91%. Benefit Systems' overall GF Score™ is 91/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Benefit Systems (WAR:BFT), the current Net Debt Paydown Yield % is -8.91% as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Benefit Systems (WAR:BFT) Overvalued in 2026?

Based on GuruFocus' analysis, Benefit Systems stock appears to be overvalued. The current stock price of zł5,145.00 is trading 25.3% above its estimated GF Value™ of zł4,104.55. GuruFocus considers Benefit Systems to be Modestly Overvalued.

Key valuation signals for WAR:BFT:

  • Net Debt Paydown Yield %: -8.91%
  • GF Value™: zł4,104.55 vs. price of zł5,145.00 (25.3% above fair value)
  • GF Score™: 91/100 with 5 warning signs

No single metric tells the full story. See the WAR:BFT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Benefit Systems Business Description

Other Exchanges 0Q3J:UK3ZV:Germany
Address European Square 2, Warsaw, POL, 00-844
Benefit Systems SA is Poland based company which is engaged in providing work benefits in the area of sport, recreations, culture and entertainment. Its products portfolio includes MultiSport Plus card, program that allows access to the sport and recreation clubs and multi-purpose facilities as well as Mybenefit, Benefitlunch, Multibilet, Multikafeteria and others.
91GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł5,145.00
Price
zł4,104.55
GF Value