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PointpackWAR:PNT 90 Debt-to-Equity is 0.34 as of Jun. 2026, which is 13% below its 10-year median of 0.39. GuruFocus rates WAR:PNT with a GF Score™ of 90/100 and a GF Value™ of zł13.94 (Fairly Valued). The stock has 8 warning signs investors should review. Among 2,245 Software companies, Pointpack ranks worse than 66.41% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Pointpack's Debt-to-Equity or its related term are showing as below:
WAR:PNT'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.03 Med: 0.39 Max: 1.56
Current: 0.43
During the past 9 years, the highest Debt-to-Equity Ratio of Pointpack was 1.56. The lowest was 0.03. And the median was 0.39.
WAR:PNT's Debt-to-Equity is ranked worse than 66.41% of 2245
companies
in the Software industry
Industry Median: 0.2
vs WAR:PNT: 0.43
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Pointpack Debt-to-Equity Related Terms
Pointpack Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Pointpack's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:PNT vs IBM, ACN, CTSH: Debt-to-Equity Comparison
For the Information Technology Services subindustry, Pointpack's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pointpack Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Pointpack's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Pointpack's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pointpack (WAR:PNT) has a Debt-to-Equity of 0.34 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pointpack and its competitors. This is 13% below median its historical median of 0.39. Over the past decade, Pointpack's Debt-to-Equity has ranged from 0.03 to 1.56. According to the industry distribution chart, Pointpack ranks #1491 out of 2245 companies in the Software industry, placing it in the top 66.4%.
Is Pointpack's Debt-to-Equity too high?
Pointpack's current Debt-to-Equity of 0.34 is 13% below median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 1.56. The Software industry median Debt-to-Equity is 0.20. Pointpack's value of 0.34 is 70% above this industry median. Based on the distribution chart, Pointpack ranks #1491 out of 2245 companies in the Software industry, which is below the industry midpoint. Overall, Pointpack has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Pointpack's Debt-to-Equity compare to IBM and ACN?
According to the Software industry distribution chart, Pointpack ranks #1491 out of 2245 companies for Debt-to-Equity. This places Pointpack in the lower half of its industry. The industry median Debt-to-Equity is 0.20. Pointpack's value of 0.34 is 70% above this benchmark. Historically, Pointpack's own Debt-to-Equity has ranged from 0.03 to 1.56 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.20, Pointpack has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.20, based on 2,245 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pointpack's current Debt-to-Equity of 0.34 is 70% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Pointpack and its competitors. For the Software industry, the median Debt-to-Equity is 0.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pointpack's current Debt-to-Equity is 0.34, which is 13% below median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pointpack stock overvalued right now?
Based on GuruFocus' analysis, Pointpack (WAR:PNT) is currently considered Fairly Valued. The stock's GF Value™ is zł13.94, compared to a current price of zł15.30 — trading 9.8% above its estimated fair value. The current Debt-to-Equity is 0.34, which is 13% below median its 10-year median of 0.39 and 70% above the Software industry median of 0.20. Pointpack's overall GF Score™ is 90/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Pointpack (WAR:PNT), the current Debt-to-Equity is 0.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pointpack (WAR:PNT) Overvalued in 2026?
Based on GuruFocus' analysis, Pointpack stock appears to be overvalued.
The current stock price of zł15.30 is trading 9.8% above its estimated GF Value™ of zł13.94.
GuruFocus considers Pointpack to be Fairly Valued.
Key valuation signals for WAR:PNT:
Debt-to-Equity: 0.34 (13% below median its 10-year median of 0.39)
GF Value™: zł13.94 vs. price of zł15.30 (9.8% above fair value)
Industry Position: 70% above the Software median (#1491 of 2245)
No single metric tells the full story. See the WAR:PNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pointpack SA is a Poland based technology company offering Information Technology (IT) solutions and maintenance services for the commercial and courier industries. It creates technological infrastructure as a subcontractor and integrator for courier companies and manufacturers of transceiver devices.
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