ISP Finance Services (XJAM:ISP) Debt-to-Equity: 0.00 (As of . 20)

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XJAM:ISP ISP Finance Services Ltd XJAM:ISP
22 GF Score
Price JMD7.01
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What is ISP Finance Services Debt-to-Equity?

ISP Finance Services XJAM:ISP 22 Debt-to-Equity is 0.00 as of . 20. GuruFocus rates XJAM:ISP with a GF Score™ of 22/100. Among 455 Credit Services companies, ISP Finance Services ranks worse than 219780% on this metric.

ISP Finance Services's Short-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was JMD0.00 Mil. ISP Finance Services's Long-Term Debt & Capital Lease Obligation for the quarter that ended in . 20 was JMD0.00 Mil. ISP Finance Services's Total Stockholders Equity for the quarter that ended in . 20 was JMD0.00 Mil.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for ISP Finance Services's Debt-to-Equity or its related term are showing as below:

XJAM:ISP's Debt-to-Equity is not ranked *
in the Credit Services industry.
Industry Median: 1.23
* Ranked among companies with meaningful Debt-to-Equity only.

ISP Finance Services  (XJAM:ISP) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

ISP Finance Services Debt-to-Equity Related Terms

ISP Finance Services Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for ISP Finance Services's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ISP Finance Services Debt-to-Equity Chart

ISP Finance Services Annual Data
Trend
Debt-to-Equity

ISP Finance Services Semi-Annual Data
Debt-to-Equity

ISP Finance Services Debt-to-Equity Competitor Comparison

For the Credit Services subindustry, ISP Finance Services's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ISP Finance Services Debt-to-Equity vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ISP Finance Services's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where ISP Finance Services's Debt-to-Equity falls into.


XJAM:ISP
22GF Score
ISP Finance Services Ltd XJAM:ISP
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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ISP Finance Services Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

ISP Finance Services's Debt to Equity Ratio for the fiscal year that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) / N/A
=N/A

ISP Finance Services's Debt to Equity Ratio for the quarter that ended in . 20 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=( + ) /
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.00 mean?
ISP Finance Services (XJAM:ISP) has a Debt-to-Equity of 0.00 as of . 20. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ISP Finance Services and its competitors. According to the industry distribution chart, ISP Finance Services ranks #999999 out of 455 companies in the Credit Services industry.
Is ISP Finance Services' Debt-to-Equity too high?
ISP Finance Services' current Debt-to-Equity is 0.00. Based on the distribution chart, ISP Finance Services ranks #999999 out of 455 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, ISP Finance Services has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does ISP Finance Services' Debt-to-Equity compare to competitors?
According to the Credit Services industry distribution chart, ISP Finance Services ranks #999999 out of 455 companies for Debt-to-Equity. This places ISP Finance Services in the lower half of its industry. The industry median Debt-to-Equity is 1.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 455 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on ISP Finance Services and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISP Finance Services's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISP Finance Services stock overvalued right now?
ISP Finance Services (XJAM:ISP) has a current Debt-to-Equity of 0.00. The current Debt-to-Equity is 0.00. ISP Finance Services' overall GF Score™ is 22/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For ISP Finance Services (XJAM:ISP), the current Debt-to-Equity is 0.00 as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ISP Finance Services Business Description

Address 17 Phoenix Avenue, Kingston, JAM, KGN 10
ISP Finance Services Ltd provides commercial loans and personal short term loans in Jamaica.
22GF Score

Get the complete analysis for XJAM:ISP

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD7.01
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