ISP Finance Services (XJAM:ISP) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 29, 2026)

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XJAM:ISP ISP Finance Services Ltd XJAM:ISP
22 GF Score
Price JMD8.54
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What is ISP Finance Services 5-Year Yield-on-Cost %?

ISP Finance Services XJAM:ISP 22 5-Year Yield-on-Cost % is 0.00 as of Jul. 29, 2026. GuruFocus rates XJAM:ISP with a GF Score™ of 22/100. Among 211 Credit Services companies, ISP Finance Services ranks worse than 473933.18% on this metric.

ISP Finance Services's yield on cost for the quarter that ended in . 20 was 0.00.


The historical rank and industry rank for ISP Finance Services's 5-Year Yield-on-Cost % or its related term are showing as below:



XJAM:ISP's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.52
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

ISP Finance Services  (XJAM:ISP) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


ISP Finance Services 5-Year Yield-on-Cost % Related Terms


ISP Finance Services 5-Year Yield-on-Cost % Competitor Comparison

For the Credit Services subindustry, ISP Finance Services's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ISP Finance Services 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, ISP Finance Services's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where ISP Finance Services's 5-Year Yield-on-Cost % falls into.


XJAM:ISP
22GF Score
ISP Finance Services Ltd XJAM:ISP
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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ISP Finance Services 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of ISP Finance Services is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
ISP Finance Services (XJAM:ISP) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ISP Finance Services and its competitors. According to the industry distribution chart, ISP Finance Services ranks #999999 out of 211 companies in the Credit Services industry.
Is ISP Finance Services' 5-Year Yield-on-Cost % too high?
ISP Finance Services' current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, ISP Finance Services ranks #999999 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, ISP Finance Services has a GF Score™ of 22/100, reflecting its overall financial health beyond just this single metric.
How does ISP Finance Services' 5-Year Yield-on-Cost % compare to competitors?
According to the Credit Services industry distribution chart, ISP Finance Services ranks #999999 out of 211 companies for 5-Year Yield-on-Cost %. This places ISP Finance Services in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.52, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ISP Finance Services and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ISP Finance Services's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ISP Finance Services stock overvalued right now?
ISP Finance Services (XJAM:ISP) has a current 5-Year Yield-on-Cost % of 0.00. The current 5-Year Yield-on-Cost % is 0.00. ISP Finance Services' overall GF Score™ is 22/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ISP Finance Services (XJAM:ISP), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ISP Finance Services Business Description

Address 17 Phoenix Avenue, Kingston, JAM, KGN 10
ISP Finance Services Ltd provides commercial loans and personal short term loans in Jamaica.
22GF Score

Get the complete analysis for XJAM:ISP

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD8.54
Price