Seprod (XJAM:SEP) Debt-to-Equity: 1.50 (As of Dec. 2025) — 76% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XJAM:SEP Seprod Ltd XJAM:SEP
100 GF Score
Price JMD74.51
GF Value JMD112.84
Valuation Possible Value Trap
! 5 Warning Signs
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What is Seprod Debt-to-Equity?

Seprod XJAM:SEP +0.69% 100 Debt-to-Equity is 1.50 as of Dec. 2025, which is 76% above its 10-year median of 0.85. GuruFocus rates XJAM:SEP with a GF Score™ of 100/100 and a GF Value™ of JMD112.84 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,747 Consumer Packaged Goods companies, Seprod ranks worse than 87.81% on this metric.

Seprod's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was JMD11,067 Mil. Seprod's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was JMD45,796 Mil. Seprod's Total Stockholders Equity for the quarter that ended in Dec. 2025 was JMD38,024 Mil. Seprod's debt to equity for the quarter that ended in Dec. 2025 was 1.50.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Seprod's Debt-to-Equity or its related term are showing as below:

XJAM:SEP' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.35   Med: 0.85   Max: 1.84
Current: 1.5

During the past 13 years, the highest Debt-to-Equity Ratio of Seprod was 1.84. The lowest was 0.35. And the median was 0.85.

XJAM:SEP's Debt-to-Equity is ranked worse than
87.81% of 1747 companies
in the Consumer Packaged Goods industry
Industry Median: 0.41 vs XJAM:SEP: 1.50

Seprod  (XJAM:SEP) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Seprod Debt-to-Equity Related Terms


Seprod Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Seprod's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seprod Debt-to-Equity Chart

Seprod Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 1.44 1.29 1.84 1.50

Seprod Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.20 1.29 1.43 1.84 1.50

XJAM:SEP vs KHC, GIS, HRL: Debt-to-Equity Comparison

For the Packaged Foods subindustry, Seprod's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seprod Debt-to-Equity vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Seprod's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Seprod's Debt-to-Equity falls into.


XJAM:SEP
100GF Score
Seprod Ltd XJAM:SEP
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seprod Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Seprod's Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Seprod's Debt to Equity Ratio for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 1.50 mean?
Seprod (XJAM:SEP) has a Debt-to-Equity of 1.50 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Seprod and its competitors. This is 76% above median its historical median of 0.85. Over the past decade, Seprod's Debt-to-Equity has ranged from 0.35 to 1.84. According to the industry distribution chart, Seprod ranks #1534 out of 1747 companies in the Consumer Packaged Goods industry, placing it in the top 87.8%.
Is Seprod's Debt-to-Equity too high?
Seprod's current Debt-to-Equity of 1.50 is 76% above median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.35 to a high of 1.84. The Consumer Packaged Goods industry median Debt-to-Equity is 0.41. Seprod's value of 1.50 is 265.9% above this industry median. Based on the distribution chart, Seprod ranks #1534 out of 1747 companies in the Consumer Packaged Goods industry, which is in the bottom quartile relative to peers. Overall, Seprod has a GF Score™ of 100/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Seprod's Debt-to-Equity compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Seprod ranks #1534 out of 1747 companies for Debt-to-Equity. This places Seprod in the lower half of its industry. The industry median Debt-to-Equity is 0.41. Seprod's value of 1.50 is 265.9% above this benchmark. Historically, Seprod's own Debt-to-Equity has ranged from 0.35 to 1.84 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 0.41, Seprod has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Consumer Packaged Goods company?
The median Debt-to-Equity among Consumer Packaged Goods companies is 0.41, based on 1,747 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Seprod's current Debt-to-Equity of 1.50 is 265.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Seprod and its competitors. For the Consumer Packaged Goods industry, the median Debt-to-Equity is 0.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Seprod's current Debt-to-Equity is 1.50, which is 76% above median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seprod stock overvalued right now?
Based on GuruFocus' analysis, Seprod (XJAM:SEP) is currently considered Possible Value Trap. The stock's GF Value™ is JMD112.84, compared to a current price of JMD74.51 — trading 34% below its estimated fair value. The current Debt-to-Equity is 1.50, which is 76% above median its 10-year median of 0.85 and 265.9% above the Consumer Packaged Goods industry median of 0.41. Seprod's overall GF Score™ is 100/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Seprod (XJAM:SEP), the current Debt-to-Equity is 1.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seprod (XJAM:SEP) Overvalued in 2026?

Based on GuruFocus' analysis, Seprod stock appears to be undervalued. The current stock price of JMD74.51 is trading 34% below its estimated GF Value™ of JMD112.84. GuruFocus considers Seprod to be Possible Value Trap.

Key valuation signals for XJAM:SEP:

  • Debt-to-Equity: 1.50 (76% above median its 10-year median of 0.85)
  • GF Value™: JMD112.84 vs. price of JMD74.51 (34% below fair value)
  • GF Score™: 100/100 with 5 warning signs
  • Industry Position: 265.9% above the Consumer Packaged Goods median (#1534 of 1747)

No single metric tells the full story. See the XJAM:SEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seprod Business Description

Address 3 Felix Fox Boulevard, Kingston, JAM
Seprod Ltd manufactures and sells edible oils and fats, corn products, cereals, milk products, juices, sugar, and biscuits. The company's product portfolio includes oils and fats, cookies and crackers, milk products, milk beverages, juice beverages, canned meats and fish, sauces and seasonings, canned vegetables, jams and jellies, pasta, hot beverages, corn and cornmeal, and sugar. Its products are sold under various brands including Betty, Chiffon, Gold Seal, Gourmet, Serge, Butterkist, Cool Fruit, Primrose, Dairy Maid, Swizzle, Chef, and Pronto, among others. The company is a merchandiser of consumer goods. Its operating segments are Manufacturing and Distribution, of which a majority of the revenue is derived from the Distribution segment.
100GF Score

Get the complete analysis for XJAM:SEP

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD74.51
Price
JMD112.84
GF Value