Seprod (XJAM:SEP) Effective Interest Rate on Debt %: 0.00% (As of Dec. 2025)

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XJAM:SEP Seprod Ltd XJAM:SEP
100 GF Score
Price JMD75.97
GF Value JMD107.76
Valuation Significantly Undervalued
! 5 Warning Signs
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What is Seprod Effective Interest Rate on Debt %?

Seprod XJAM:SEP +1.40% 100 Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus rates XJAM:SEP with a GF Score™ of 100/100 and a GF Value™ of JMD107.76 (Significantly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Seprod's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was JMD0 Mil. Seprod's average total debt for the quarter that ended in Dec. 2025 was JMD55,570 Mil. Therefore, Seprod's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 0.00%.


Seprod  (XJAM:SEP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Seprod Effective Interest Rate on Debt % Related Terms


Seprod Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Seprod's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Seprod Effective Interest Rate on Debt % Chart

Seprod Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.92 8.14 8.70 8.74 8.62

Seprod Semi-Annual Data
Dec13 Dec14 Dec15 Dec16 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.15 9.24 8.97 9.15 0.00

XJAM:SEP vs KHC, GIS, HRL: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Seprod's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Seprod Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Seprod's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Seprod's Effective Interest Rate on Debt % falls into.


XJAM:SEP
100GF Score
Seprod Ltd XJAM:SEP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Seprod Effective Interest Rate on Debt % Calculation

Seprod's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -4787.46/( (54277.55+56862.803)/ 2 )
=-1  *  -4787.46/55570.1765
=8.62 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41912.862 + 12364.688
=54277.55

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=45796.096 + 11066.707
=56862.803

Seprod's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  0/( (54277.55+56862.803)/ 2 )
=-1  *  0/55570.1765
=0.00 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=41912.862 + 12364.688
=54277.55

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=45796.096 + 11066.707
=56862.803

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Seprod (XJAM:SEP) has a Effective Interest Rate on Debt % of 0.00% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seprod and its competitors.
Is Seprod's Effective Interest Rate on Debt % too high?
Seprod's current Effective Interest Rate on Debt % is 0.00%. Overall, Seprod has a GF Score™ of 100/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Seprod's Effective Interest Rate on Debt % compare to KHC and GIS?
Seprod's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Seprod and its competitors. Seprod's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Seprod stock overvalued right now?
Based on GuruFocus' analysis, Seprod (XJAM:SEP) is currently considered Significantly Undervalued. The stock's GF Value™ is JMD107.76, compared to a current price of JMD75.97 — trading 29.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Seprod's overall GF Score™ is 100/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Seprod (XJAM:SEP), the current Effective Interest Rate on Debt % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Seprod (XJAM:SEP) Overvalued in 2026?

Based on GuruFocus' analysis, Seprod stock appears to be undervalued. The current stock price of JMD75.97 is trading 29.5% below its estimated GF Value™ of JMD107.76. GuruFocus considers Seprod to be Significantly Undervalued.

Key valuation signals for XJAM:SEP:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: JMD107.76 vs. price of JMD75.97 (29.5% below fair value)
  • GF Score™: 100/100 with 5 warning signs

No single metric tells the full story. See the XJAM:SEP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Seprod Business Description

Address 3 Felix Fox Boulevard, Kingston, JAM
Seprod Ltd manufactures and sells edible oils and fats, corn products, cereals, milk products, juices, sugar, and biscuits. The company's product portfolio includes oils and fats, cookies and crackers, milk products, milk beverages, juice beverages, canned meats and fish, sauces and seasonings, canned vegetables, jams and jellies, pasta, hot beverages, corn and cornmeal, and sugar. Its products are sold under various brands including Betty, Chiffon, Gold Seal, Gourmet, Serge, Butterkist, Cool Fruit, Primrose, Dairy Maid, Swizzle, Chef, and Pronto, among others. The company is a merchandiser of consumer goods. Its operating segments are Manufacturing and Distribution, of which a majority of the revenue is derived from the Distribution segment.
100GF Score

Get the complete analysis for XJAM:SEP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD75.97
Price
JMD107.76
GF Value