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Censof Holdings BhdXKLS:5195 -4.55%49 Debt-to-Equity is 0.03 as of Mar. 2026, which is at its 10-year median of 0.03. GuruFocus rates XKLS:5195 with a GF Score™ of 49/100 and a GF Value™ of RM0.24 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,247 Software companies, Censof Holdings Bhd ranks better than 85.89% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Censof Holdings Bhd's Debt-to-Equity or its related term are showing as below:
XKLS:5195'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.02 Med: 0.03 Max: 0.48
Current: 0.03
During the past 13 years, the highest Debt-to-Equity Ratio of Censof Holdings Bhd was 0.48. The lowest was 0.02. And the median was 0.03.
XKLS:5195's Debt-to-Equity is ranked better than 85.89% of 2247
companies
in the Software industry
Industry Median: 0.19
vs XKLS:5195: 0.03
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Censof Holdings Bhd Debt-to-Equity Related Terms
Censof Holdings Bhd Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Censof Holdings Bhd's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XKLS:5195 vs QH, SHOP, UBER: Debt-to-Equity Comparison
For the Software - Application subindustry, Censof Holdings Bhd's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Censof Holdings Bhd Debt-to-Equity vs Software Industry
For the Software industry and Technology sector, Censof Holdings Bhd's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Censof Holdings Bhd's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Censof Holdings Bhd (XKLS:5195) has a Debt-to-Equity of 0.03 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Censof Holdings Bhd and its competitors. This is near median its historical median of 0.03. Over the past decade, Censof Holdings Bhd's Debt-to-Equity has ranged from 0.02 to 0.48. According to the industry distribution chart, Censof Holdings Bhd ranks #317 out of 2247 companies in the Software industry, placing it in the top 14.1%.
Is Censof Holdings Bhd's Debt-to-Equity too high?
Censof Holdings Bhd's current Debt-to-Equity of 0.03 is near median its 10-year median of 0.03. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.48. The Software industry median Debt-to-Equity is 0.19. Censof Holdings Bhd's value of 0.03 is 84.2% below this industry median. Based on the distribution chart, Censof Holdings Bhd ranks #317 out of 2247 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Censof Holdings Bhd has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Censof Holdings Bhd's Debt-to-Equity compare to QH and SHOP?
According to the Software industry distribution chart, Censof Holdings Bhd ranks #317 out of 2247 companies for Debt-to-Equity. This places Censof Holdings Bhd in the top 14% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.19. Censof Holdings Bhd's value of 0.03 is 84.2% below this benchmark. Historically, Censof Holdings Bhd's own Debt-to-Equity has ranged from 0.02 to 0.48 over the past decade. While the company's 10-year median is 0.03 vs. the industry median of 0.19, Censof Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Software company?
The median Debt-to-Equity among Software companies is 0.19, based on 2,247 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Censof Holdings Bhd's current Debt-to-Equity of 0.03 is 84.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Censof Holdings Bhd and its competitors. For the Software industry, the median Debt-to-Equity is 0.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Censof Holdings Bhd's current Debt-to-Equity is 0.03, which is near median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Censof Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Censof Holdings Bhd (XKLS:5195) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.24, compared to a current price of RM0.21 — trading 12.5% below its estimated fair value. The current Debt-to-Equity is 0.03, which is near median its 10-year median of 0.03 and 84.2% below the Software industry median of 0.19. Censof Holdings Bhd's overall GF Score™ is 49/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Censof Holdings Bhd (XKLS:5195), the current Debt-to-Equity is 0.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Censof Holdings Bhd (XKLS:5195) Overvalued in 2026?
Based on GuruFocus' analysis, Censof Holdings Bhd stock appears to be undervalued.
The current stock price of RM0.21 is trading 12.5% below its estimated GF Value™ of RM0.24.
GuruFocus considers Censof Holdings Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5195:
Debt-to-Equity: 0.03 (near median its 10-year median of 0.03)
GF Value™: RM0.24 vs. price of RM0.21 (12.5% below fair value)
Industry Position: 84.2% below the Software median (#317 of 2247)
No single metric tells the full story. See the XKLS:5195 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Censof Holdings Bhd is engaged in the business of investment holding and the provision of management services. Its operating segments are the Financial Management Solutions segment for Government, the Financial Management Solutions segment for Commercial, the Digital Technology segment, the Corporate Services segment, and the Wealth Management Solutions segment. It derives principal revenue from the Financial Management Solutions segment for Government segment, which involves the design, development, implementation, and marketing of financial management software and related services to government agencies and statutory bodies at the federal, state, and local levels. Geographically, the company operates in Indonesia, Singapore, and Malaysia, of which key revenue is derived from Malaysia.
49GF Score
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