Censof Holdings BhdXKLS:5195 -2.70%50 Return-on-Tangible-Equity is 18.45% as of Mar. 2026, which is 129% above its 10-year median of 8.05. GuruFocus rates XKLS:5195 with a GF Score™ of 50/100 and a GF Value™ of RM0.24 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 2,476 Software companies, Censof Holdings Bhd ranks better than 52.38% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Censof Holdings Bhd's annualized net income for the quarter that ended in Mar. 2026 was RM12.9 Mil. Censof Holdings Bhd's average shareholder tangible equity for the quarter that ended in Mar. 2026 was RM69.9 Mil. Therefore, Censof Holdings Bhd's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 18.45%.
The historical rank and industry rank for Censof Holdings Bhd's Return-on-Tangible-Equity or its related term are showing as below:
XKLS:5195'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -150.46 Med: 8.05 Max: 83.72
Current: 10.18
During the past 13 years, Censof Holdings Bhd's highest Return-on-Tangible-Equity was 83.72%. The lowest was -150.46%. And the median was 8.05%.
XKLS:5195's Return-on-Tangible-Equity is ranked better than 52.38% of 2476
companies
in the Software industry
Industry Median: 8.82
vs XKLS:5195: 10.18
Censof Holdings Bhd (XKLS:5195) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Censof Holdings Bhd Return-on-Tangible-Equity Related Terms
Censof Holdings Bhd Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Censof Holdings Bhd's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Censof Holdings Bhd Return-on-Tangible-Equity Chart
XKLS:5195 vs UBER, SHOP, CRM: Return-on-Tangible-Equity Comparison
For the Software - Application subindustry, Censof Holdings Bhd's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Censof Holdings Bhd Return-on-Tangible-Equity vs Software Industry
For the Software industry and Technology sector, Censof Holdings Bhd's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Censof Holdings Bhd's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 18.45% mean?
Censof Holdings Bhd (XKLS:5195) has a Return-on-Tangible-Equity of 18.45% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Censof Holdings Bhd and its competitors. This is 129% above median its historical median of 8.05. According to the industry distribution chart, Censof Holdings Bhd ranks #1179 out of 2476 companies in the Software industry, placing it in the top 47.6%.
Is Censof Holdings Bhd's Return-on-Tangible-Equity too high?
Censof Holdings Bhd's current Return-on-Tangible-Equity of 18.45% is 129% above median its 10-year median of 8.05. The Software industry median Return-on-Tangible-Equity is 8.82. Censof Holdings Bhd's value of 18.45% is 109.2% above this industry median. Based on the distribution chart, Censof Holdings Bhd ranks #1179 out of 2476 companies in the Software industry, which is above the industry midpoint. Overall, Censof Holdings Bhd has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Censof Holdings Bhd's Return-on-Tangible-Equity compare to UBER and SHOP?
According to the Software industry distribution chart, Censof Holdings Bhd ranks #1179 out of 2476 companies for Return-on-Tangible-Equity. This puts Censof Holdings Bhd in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.82. Censof Holdings Bhd's value of 18.45% is 109.2% above this benchmark. While the company's 10-year median is 8.05 vs. the industry median of 8.82, Censof Holdings Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Software company?
The median Return-on-Tangible-Equity among Software companies is 8.82, based on 2,476 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Censof Holdings Bhd's current Return-on-Tangible-Equity of 18.45% is 109.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Censof Holdings Bhd and its competitors. For the Software industry, the median Return-on-Tangible-Equity is 8.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Censof Holdings Bhd's current Return-on-Tangible-Equity is 18.45%, which is 129% above median its own 10-year median of 8.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Censof Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Censof Holdings Bhd (XKLS:5195) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.24, compared to a current price of RM0.18 — trading 25% below its estimated fair value. The current Return-on-Tangible-Equity is 18.45%, which is 129% above median its 10-year median of 8.05 and 109.2% above the Software industry median of 8.82. Censof Holdings Bhd's overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Censof Holdings Bhd (XKLS:5195), the current Return-on-Tangible-Equity is 18.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Censof Holdings Bhd (XKLS:5195) Overvalued in 2026?
Based on GuruFocus' analysis, Censof Holdings Bhd stock appears to be undervalued.
The current stock price of RM0.18 is trading 25% below its estimated GF Value™ of RM0.24.
GuruFocus considers Censof Holdings Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5195:
Return-on-Tangible-Equity: 18.45% (129% above median its 10-year median of 8.05)
GF Value™: RM0.24 vs. price of RM0.18 (25% below fair value)
Industry Position: 109.2% above the Software median (#1179 of 2476)
No single metric tells the full story. See the XKLS:5195 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Censof Holdings Bhd is engaged in the business of investment holding and the provision of management services. Its operating segments are the Financial Management Solutions segment for Government, the Financial Management Solutions segment for Commercial, the Digital Technology segment, the Corporate Services segment, and the Wealth Management Solutions segment. It derives principal revenue from the Financial Management Solutions segment for Government segment, which involves the design, development, implementation, and marketing of financial management software and related services to government agencies and statutory bodies at the federal, state, and local levels. Geographically, the company operates in Indonesia, Singapore, and Malaysia, of which key revenue is derived from Malaysia.
50GF Score
Get the complete analysis for XKLS:5195
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XKLS:5195 has been successfully added to your 
