Censof Holdings Bhd (XKLS:5195) Cyclically Adjusted PB Ratio: 0.71 (As of Jul. 30, 2026) — 23% Below Median

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XKLS:5195 Censof Holdings Bhd XKLS:5195
50 GF Score
Price RM0.19
GF Value RM0.24
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Censof Holdings Bhd Cyclically Adjusted PB Ratio?

Censof Holdings Bhd XKLS:5195 -2.63% 50 Cyclically Adjusted PB Ratio is 0.71 as of Jul. 30, 2026, which is 23% below its 10-year median of 0.92. GuruFocus rates XKLS:5195 with a GF Score™ of 50/100 and a GF Value™ of RM0.24 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,577 Software companies, Censof Holdings Bhd ranks better than 81.29% on this metric.

As of today (2026-07-30), Censof Holdings Bhd's current share price is RM0.185. Censof Holdings Bhd's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was RM0.26. Censof Holdings Bhd's Cyclically Adjusted PB Ratio for today is 0.71.

The historical rank and industry rank for Censof Holdings Bhd's Cyclically Adjusted PB Ratio or its related term are showing as below:

XKLS:5195' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.65   Med: 0.92   Max: 2.02
Current: 0.73

During the past years, Censof Holdings Bhd's highest Cyclically Adjusted PB Ratio was 2.02. The lowest was 0.65. And the median was 0.92.

XKLS:5195's Cyclically Adjusted PB Ratio is ranked better than
81.29% of 1577 companies
in the Software industry
Industry Median: 2.23 vs XKLS:5195: 0.73

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Censof Holdings Bhd's adjusted book value per share data for the three months ended in Mar. 2026 was RM0.194. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is RM0.26 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Censof Holdings Bhd  (XKLS:5195) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Censof Holdings Bhd Cyclically Adjusted PB Ratio Related Terms


Censof Holdings Bhd Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Censof Holdings Bhd's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Censof Holdings Bhd Cyclically Adjusted PB Ratio Chart

Censof Holdings Bhd Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.11 0.89 0.93 0.75 0.65

Censof Holdings Bhd Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.71 0.70 0.86 0.65

XKLS:5195 vs QH, SHOP, UBER: Cyclically Adjusted PB Ratio Comparison

For the Software - Application subindustry, Censof Holdings Bhd's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Censof Holdings Bhd Cyclically Adjusted PB Ratio vs Software Industry

For the Software industry and Technology sector, Censof Holdings Bhd's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Censof Holdings Bhd's Cyclically Adjusted PB Ratio falls into.


XKLS:5195
50GF Score
Censof Holdings Bhd XKLS:5195
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Censof Holdings Bhd Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Censof Holdings Bhd's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=0.185/0.26
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Censof Holdings Bhd's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Censof Holdings Bhd's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.194/330.2130*330.2130
=0.194

Current CPI (Mar. 2026) = 330.2130.

Censof Holdings Bhd Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.344 241.018 0.471
201609 0.317 241.428 0.434
201612 0.324 241.432 0.443
201703 0.283 243.801 0.383
201706 0.290 244.955 0.391
201709 0.294 246.819 0.393
201712 0.291 246.524 0.390
201803 0.256 249.554 0.339
201806 0.262 251.989 0.343
201809 0.261 252.439 0.341
201812 0.262 251.233 0.344
201903 0.259 254.202 0.336
201906 0.264 256.143 0.340
201909 0.263 256.759 0.338
201912 0.261 256.974 0.335
202003 0.115 258.115 0.147
202006 0.132 257.797 0.169
202009 0.139 260.280 0.176
202012 0.143 260.474 0.181
202103 0.174 264.877 0.217
202106 0.170 271.696 0.207
202109 0.158 274.310 0.190
202112 0.163 278.802 0.193
202203 0.182 287.504 0.209
202206 0.175 296.311 0.195
202209 0.175 296.808 0.195
202212 0.177 296.797 0.197
202303 0.184 301.836 0.201
202306 0.183 305.109 0.198
202309 0.179 307.789 0.192
202312 0.181 306.746 0.195
202403 0.184 312.332 0.195
202406 0.188 314.175 0.198
202409 0.191 315.301 0.200
202412 0.192 315.605 0.201
202503 0.184 319.799 0.190
202506 0.186 322.561 0.190
202509 0.189 324.800 0.192
202512 0.189 324.054 0.193
202603 0.194 330.213 0.194

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 0.71 mean?
Censof Holdings Bhd (XKLS:5195) has a Cyclically Adjusted PB Ratio of 0.71 as of Jul. 30, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Censof Holdings Bhd and its competitors. This is 23% below median its historical median of 0.92. Over the past decade, Censof Holdings Bhd's Cyclically Adjusted PB Ratio has ranged from 0.65 to 2.02. According to the industry distribution chart, Censof Holdings Bhd ranks #295 out of 1577 companies in the Software industry, placing it in the top 18.7%.
Is Censof Holdings Bhd's Cyclically Adjusted PB Ratio too high?
Censof Holdings Bhd's current Cyclically Adjusted PB Ratio of 0.71 is 23% below median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.65 to a high of 2.02. The Software industry median Cyclically Adjusted PB Ratio is 2.23. Censof Holdings Bhd's value of 0.71 is 68.2% below this industry median. Based on the distribution chart, Censof Holdings Bhd ranks #295 out of 1577 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Censof Holdings Bhd has a GF Score™ of 50/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Censof Holdings Bhd's Cyclically Adjusted PB Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Censof Holdings Bhd ranks #295 out of 1577 companies for Cyclically Adjusted PB Ratio. This places Censof Holdings Bhd in the top 19% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PB Ratio is 2.23. Censof Holdings Bhd's value of 0.71 is 68.2% below this benchmark. Historically, Censof Holdings Bhd's own Cyclically Adjusted PB Ratio has ranged from 0.65 to 2.02 over the past decade. While the company's 10-year median is 0.92 vs. the industry median of 2.23, Censof Holdings Bhd has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Software company?
The median Cyclically Adjusted PB Ratio among Software companies is 2.23, based on 1,577 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Censof Holdings Bhd's current Cyclically Adjusted PB Ratio of 0.71 is 68.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Censof Holdings Bhd and its competitors. For the Software industry, the median Cyclically Adjusted PB Ratio is 2.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Censof Holdings Bhd's current Cyclically Adjusted PB Ratio is 0.71, which is 23% below median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Censof Holdings Bhd stock overvalued right now?
Based on GuruFocus' analysis, Censof Holdings Bhd (XKLS:5195) is currently considered Modestly Undervalued. The stock's GF Value™ is RM0.24, compared to a current price of RM0.19 — trading 22.9% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 0.71, which is 23% below median its 10-year median of 0.92 and 68.2% below the Software industry median of 2.23. Censof Holdings Bhd's overall GF Score™ is 50/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Censof Holdings Bhd (XKLS:5195), the current Cyclically Adjusted PB Ratio is 0.71 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Censof Holdings Bhd (XKLS:5195) Overvalued in 2026?

Based on GuruFocus' analysis, Censof Holdings Bhd stock appears to be undervalued. The current stock price of RM0.19 is trading 22.9% below its estimated GF Value™ of RM0.24. GuruFocus considers Censof Holdings Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5195:

  • Cyclically Adjusted PB Ratio: 0.71 (23% below median its 10-year median of 0.92)
  • GF Value™: RM0.24 vs. price of RM0.19 (22.9% below fair value)
  • GF Score™: 50/100 with 1 warning sign
  • Industry Position: 68.2% below the Software median (#295 of 1577)

No single metric tells the full story. See the XKLS:5195 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Censof Holdings Bhd Business Description

Address Sunway PJ51A, Jalan SS9A/19, A-G, Block A, Level G, Seri Setia, Petaling Jaya, SGR, MYS, 47300
Censof Holdings Bhd is engaged in the business of investment holding and the provision of management services. Its operating segments are the Financial Management Solutions segment for Government, the Financial Management Solutions segment for Commercial, the Digital Technology segment, the Corporate Services segment, and the Wealth Management Solutions segment. It derives principal revenue from the Financial Management Solutions segment for Government segment, which involves the design, development, implementation, and marketing of financial management software and related services to government agencies and statutory bodies at the federal, state, and local levels. Geographically, the company operates in Indonesia, Singapore, and Malaysia, of which key revenue is derived from Malaysia.
50GF Score

Get the complete analysis for XKLS:5195

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM0.19
Price
RM0.24
GF Value