Urbas Grupo Financiero (XMAD:UBS) Debt-to-Equity: 0.27 (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Urbas Grupo Financiero Debt-to-Equity?

Urbas Grupo Financiero XMAD:UBS Debt-to-Equity is 0.27 as of Dec. 2024.

Urbas Grupo Financiero's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was €97.4 Mil. Urbas Grupo Financiero's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2024 was €39.2 Mil. Urbas Grupo Financiero's Total Stockholders Equity for the quarter that ended in Dec. 2024 was €503.8 Mil. Urbas Grupo Financiero's debt to equity for the quarter that ended in Dec. 2024 was 0.27.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Urbas Grupo Financiero's Debt-to-Equity or its related term are showing as below:

XMAD:UBS's Debt-to-Equity is not ranked *
in the Construction industry.
Industry Median: 0.4
* Ranked among companies with meaningful Debt-to-Equity only.

Urbas Grupo Financiero  (XMAD:UBS) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Urbas Grupo Financiero Debt-to-Equity Related Terms

Urbas Grupo Financiero Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Urbas Grupo Financiero's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Urbas Grupo Financiero Debt-to-Equity Chart

Urbas Grupo Financiero Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.65 0.46 0.44 0.40 0.27

Urbas Grupo Financiero Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.44 0.40 0.40 0.39 0.27

XMAD:UBS vs PWR, EME, FIX: Debt-to-Equity Comparison

For the Engineering & Construction subindustry, Urbas Grupo Financiero's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Urbas Grupo Financiero Debt-to-Equity vs Construction Industry

For the Construction industry and Industrials sector, Urbas Grupo Financiero's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Urbas Grupo Financiero's Debt-to-Equity falls into.


Urbas Grupo Financiero Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Urbas Grupo Financiero's Debt to Equity Ratio for the fiscal year that ended in Dec. 2024 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(97.441 + 39.203) / 503.775
=0.27

Urbas Grupo Financiero's Debt to Equity Ratio for the quarter that ended in Dec. 2024 is calculated as

Debt to Equity=Total Debt / Total Stockholders Equity
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Stockholders Equity
=(97.441 + 39.203) / 503.775
=0.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.27 mean?
Urbas Grupo Financiero (XMAD:UBS) has a Debt-to-Equity of 0.27 as of Dec. 2024. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Urbas Grupo Financiero and its competitors.
Is Urbas Grupo Financiero's Debt-to-Equity too high?
Urbas Grupo Financiero's current Debt-to-Equity is 0.27. The Construction industry median Debt-to-Equity is 0.40. Urbas Grupo Financiero's value of 0.27 is 32.5% below this industry median.
How does Urbas Grupo Financiero's Debt-to-Equity compare to PWR and EME?
Urbas Grupo Financiero's Debt-to-Equity of 0.27 can be compared against companies in the Construction industry. The industry median Debt-to-Equity is 0.40. Urbas Grupo Financiero's value of 0.27 is 32.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Construction company?
The median Debt-to-Equity among Construction companies is 0.40, based on 1,614 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Urbas Grupo Financiero's current Debt-to-Equity of 0.27 is 32.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Urbas Grupo Financiero and its competitors. For the Construction industry, the median Debt-to-Equity is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Urbas Grupo Financiero's current Debt-to-Equity is 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urbas Grupo Financiero stock overvalued right now?
Urbas Grupo Financiero (XMAD:UBS) has a current Debt-to-Equity of 0.27. The current Debt-to-Equity is 0.27 and 32.5% below the Construction industry median of 0.40. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Urbas Grupo Financiero (XMAD:UBS), the current Debt-to-Equity is 0.27 as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Urbas Grupo Financiero Business Description

Address C / Santa Cruz de Marcenado, 4, Madrid, ESP, 28006
Urbas Grupo Financiero SA is a Spain-based company mainly engaged in the real estate sector. Its activities include the acquisition, development, and sale of land and properties, mainly in the regions of Guadalajara and Almeria.