Urbas Grupo Financiero (XMAD:UBS) Effective Interest Rate on Debt %: 20.76% (As of Dec. 2024)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Urbas Grupo Financiero Effective Interest Rate on Debt %?

Urbas Grupo Financiero XMAD:UBS Effective Interest Rate on Debt % is 20.76% as of Dec. 2024.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Urbas Grupo Financiero's annualized positive value of Interest Expense for the quarter that ended in Dec. 2024 was €39.0 Mil. Urbas Grupo Financiero's average total debt for the quarter that ended in Dec. 2024 was €188.1 Mil. Therefore, Urbas Grupo Financiero's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 was 20.76%.


Urbas Grupo Financiero  (XMAD:UBS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Urbas Grupo Financiero Effective Interest Rate on Debt % Related Terms


Urbas Grupo Financiero Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Urbas Grupo Financiero's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Urbas Grupo Financiero Effective Interest Rate on Debt % Chart

Urbas Grupo Financiero Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.16 12.99 6.64 6.93 11.96

Urbas Grupo Financiero Semi-Annual Data
Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.41 8.84 5.28 2.78 20.76

XMAD:UBS vs PWR, EME, FIX: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, Urbas Grupo Financiero's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Urbas Grupo Financiero Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Urbas Grupo Financiero's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Urbas Grupo Financiero's Effective Interest Rate on Debt % falls into.



Urbas Grupo Financiero Effective Interest Rate on Debt % Calculation

Urbas Grupo Financiero's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -22.89/( (246.035+136.644)/ 2 )
=-1  *  -22.89/191.3395
=11.96 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=151.904 + 94.131
=246.035

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=39.203 + 97.441
=136.644

Urbas Grupo Financiero's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2024 )+Total Debt  (Q: Dec. 2024 ))/ count )
=-1  *  -39.042/( (239.499+136.644)/ 2 )
=-1  *  -39.042/188.0715
=20.76 %

where

Total Debt  (Q: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=136.165 + 103.334
=239.499

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=39.203 + 97.441
=136.644

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 20.76% mean?
Urbas Grupo Financiero (XMAD:UBS) has a Effective Interest Rate on Debt % of 20.76% as of Dec. 2024. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Urbas Grupo Financiero and its competitors.
Is Urbas Grupo Financiero's Effective Interest Rate on Debt % too high?
Urbas Grupo Financiero's current Effective Interest Rate on Debt % is 20.76%.
How does Urbas Grupo Financiero's Effective Interest Rate on Debt % compare to PWR and EME?
Urbas Grupo Financiero's Effective Interest Rate on Debt % of 20.76% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Urbas Grupo Financiero and its competitors. Urbas Grupo Financiero's current Effective Interest Rate on Debt % is 20.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Urbas Grupo Financiero stock overvalued right now?
Urbas Grupo Financiero (XMAD:UBS) has a current Effective Interest Rate on Debt % of 20.76%. The current Effective Interest Rate on Debt % is 20.76%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Urbas Grupo Financiero (XMAD:UBS), the current Effective Interest Rate on Debt % is 20.76% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Urbas Grupo Financiero Business Description

Address C / Santa Cruz de Marcenado, 4, Madrid, ESP, 28006
Urbas Grupo Financiero SA is a Spain-based company mainly engaged in the real estate sector. Its activities include the acquisition, development, and sale of land and properties, mainly in the regions of Guadalajara and Almeria.