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Grupo PrivalXPTY:GPRI 64 Debt-to-Equity is 2.16 as of Mar. 2026, which is 66% above its 10-year median of 1.30. GuruFocus rates XPTY:GPRI with a GF Score™ of 64/100 and a GF Value™ of $50.41 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,421 Banks companies, Grupo Prival ranks worse than 86.21% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Grupo Prival's Debt-to-Equity or its related term are showing as below:
XPTY:GPRI'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.83 Med: 1.3 Max: 2.16
Current: 2.16
During the past 7 years, the highest Debt-to-Equity Ratio of Grupo Prival was 2.16. The lowest was 0.83. And the median was 1.30.
XPTY:GPRI's Debt-to-Equity is ranked worse than 86.21% of 1421
companies
in the Banks industry
Industry Median: 0.57
vs XPTY:GPRI: 2.16
Grupo Prival (XPTY:GPRI) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Grupo Prival Debt-to-Equity Related Terms
Grupo Prival Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Grupo Prival's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Prival's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Prival Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Prival's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Grupo Prival's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Prival (XPTY:GPRI) has a Debt-to-Equity of 2.16 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Grupo Prival and its competitors. This is 66% above median its historical median of 1.30. Over the past decade, Grupo Prival's Debt-to-Equity has ranged from 0.83 to 2.16. According to the industry distribution chart, Grupo Prival ranks #1225 out of 1421 companies in the Banks industry, placing it in the top 86.2%.
Is Grupo Prival's Debt-to-Equity too high?
Grupo Prival's current Debt-to-Equity of 2.16 is 66% above median its 10-year median of 1.30. Over the past 10 years, this metric has ranged from a low of 0.83 to a high of 2.16. The Banks industry median Debt-to-Equity is 0.57. Grupo Prival's value of 2.16 is 278.9% above this industry median. Based on the distribution chart, Grupo Prival ranks #1225 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Prival has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Prival's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Prival ranks #1225 out of 1421 companies for Debt-to-Equity. This places Grupo Prival in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Grupo Prival's value of 2.16 is 278.9% above this benchmark. Historically, Grupo Prival's own Debt-to-Equity has ranged from 0.83 to 2.16 over the past decade. While the company's 10-year median is 1.30 vs. the industry median of 0.57, Grupo Prival has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Prival's current Debt-to-Equity of 2.16 is 278.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Grupo Prival and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Prival's current Debt-to-Equity is 2.16, which is 66% above median its own 10-year median of 1.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Prival stock overvalued right now?
Based on GuruFocus' analysis, Grupo Prival (XPTY:GPRI) is currently considered Fairly Valued. The stock's GF Value™ is $50.41, compared to a current price of $50.00 — trading 0.8% below its estimated fair value. The current Debt-to-Equity is 2.16, which is 66% above median its 10-year median of 1.30 and 278.9% above the Banks industry median of 0.57. Grupo Prival's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Grupo Prival (XPTY:GPRI), the current Debt-to-Equity is 2.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Prival (XPTY:GPRI) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Prival stock appears to be undervalued.
The current stock price of $50.00 is trading 0.8% below its estimated GF Value™ of $50.41.
GuruFocus considers Grupo Prival to be Fairly Valued.
Key valuation signals for XPTY:GPRI:
Debt-to-Equity: 2.16 (66% above median its 10-year median of 1.30)
GF Value™: $50.41 vs. price of $50.00 (0.8% below fair value)
Industry Position: 278.9% above the Banks median (#1225 of 1421)
No single metric tells the full story. See the XPTY:GPRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Prival SA through its subsidiaries provides banking and financial services in Panama. The company offers deposits, savings accounts, credit, and debit cards. It also provides mortgage, auto, personal, commercial, and secured loan among other services.
64GF Score
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