Grupo PrivalXPTY:GPRI 65 Net Margin % is 4.91% as of Mar. 2026, which is 64% below its 10-year median of 13.77. GuruFocus rates XPTY:GPRI with a GF Score™ of 65/100 and a GF Value™ of $50.42 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, Grupo Prival ranks worse than 83.1% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Grupo Prival's Net Income for the
three
months ended in Mar. 2026 was $0.52 Mil. Grupo Prival's Revenue for the
three
months ended in Mar. 2026 was $10.53 Mil. Therefore, Grupo Prival's net margin for the quarter that ended in Mar. 2026 was 4.91%.
The historical rank and industry rank for Grupo Prival's Net Margin % or its related term are showing as below:
XPTY:GPRI'
s Net Margin % Range Over the Past 10 Years
Min: 8.66 Med: 13.77 Max: 22.13
Current: 13.89
XPTY:GPRI's Net Margin % is ranked worse than 83.1% of 1527
companies
in the Banks industry
Industry Median: 26.82
vs XPTY:GPRI: 13.89
Grupo Prival (XPTY:GPRI) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Grupo Prival Net Margin % Related Terms
Grupo Prival Net Margin % Historical Data
* Premium members only.
The historical data trend for Grupo Prival's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Prival's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Prival Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Prival's Net Margin % distribution charts can be found below:
* The bar in red indicates where Grupo Prival's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Prival (XPTY:GPRI) has a Net Margin % of 4.91% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Grupo Prival and its competitors. This is 64% below median its historical median of 13.77. Over the past decade, Grupo Prival's Net Margin % has ranged from 8.66 to 22.13. According to the industry distribution chart, Grupo Prival ranks #1269 out of 1527 companies in the Banks industry, placing it in the top 83.1%.
Is Grupo Prival's Net Margin % too high?
Grupo Prival's current Net Margin % of 4.91% is 64% below median its 10-year median of 13.77. Over the past 10 years, this metric has ranged from a low of 8.66 to a high of 22.13. The Banks industry median Net Margin % is 26.82. Grupo Prival's value of 4.91% is 81.7% below this industry median. Based on the distribution chart, Grupo Prival ranks #1269 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Grupo Prival has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Grupo Prival's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Prival ranks #1269 out of 1527 companies for Net Margin %. This places Grupo Prival in the lower half of its industry. The industry median Net Margin % is 26.82. Grupo Prival's value of 4.91% is 81.7% below this benchmark. Historically, Grupo Prival's own Net Margin % has ranged from 8.66 to 22.13 over the past decade. While the company's 10-year median is 13.77 vs. the industry median of 26.82, Grupo Prival has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.82, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Prival's current Net Margin % of 4.91% is 81.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Grupo Prival and its competitors. For the Banks industry, the median Net Margin % is 26.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Prival's current Net Margin % is 4.91%, which is 64% below median its own 10-year median of 13.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Prival stock overvalued right now?
Based on GuruFocus' analysis, Grupo Prival (XPTY:GPRI) is currently considered Fairly Valued. The stock's GF Value™ is $50.42, compared to a current price of $50.00 — trading 0.8% below its estimated fair value. The current Net Margin % is 4.91%, which is 64% below median its 10-year median of 13.77 and 81.7% below the Banks industry median of 26.82. Grupo Prival's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Grupo Prival (XPTY:GPRI), the current Net Margin % is 4.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Prival (XPTY:GPRI) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Prival stock appears to be undervalued.
The current stock price of $50.00 is trading 0.8% below its estimated GF Value™ of $50.42.
GuruFocus considers Grupo Prival to be Fairly Valued.
Key valuation signals for XPTY:GPRI:
Net Margin %: 4.91% (64% below median its 10-year median of 13.77)
GF Value™: $50.42 vs. price of $50.00 (0.8% below fair value)
Industry Position: 81.7% below the Banks median (#1269 of 1527)
No single metric tells the full story. See the XPTY:GPRI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Prival SA through its subsidiaries provides banking and financial services in Panama. The company offers deposits, savings accounts, credit, and debit cards. It also provides mortgage, auto, personal, commercial, and secured loan among other services.
65GF Score
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