Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Commerzbank AG's Debt-to-Equity or its related term are showing as below:
XSWX:CBK'
s Debt-to-Equity Range Over the Past 10 Years
Min: 1.42 Med: 1.62 Max: 2.24
Current: 2.13
During the past 13 years, the highest Debt-to-Equity Ratio of Commerzbank AG was 2.24. The lowest was 1.42. And the median was 1.62.
XSWX:CBK's Debt-to-Equity is ranked worse than 86.08% of 1422
companies
in the Banks industry
Industry Median: 0.58
vs XSWX:CBK: 2.13
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Commerzbank AG Debt-to-Equity Related Terms
Commerzbank AG Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Commerzbank AG's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Commerzbank AG's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commerzbank AG Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Commerzbank AG's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Commerzbank AG's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commerzbank AG (XSWX:CBK) has a Debt-to-Equity of 0.00 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Commerzbank AG and its competitors. Over the past decade, Commerzbank AG's Debt-to-Equity has ranged from 1.42 to 2.24. According to the industry distribution chart, Commerzbank AG ranks #1224 out of 1422 companies in the Banks industry, placing it in the top 86.1%.
Is Commerzbank AG's Debt-to-Equity too high?
Commerzbank AG's current Debt-to-Equity is 0.00. Over the past 10 years, this metric has ranged from a low of 1.42 to a high of 2.24. Based on the distribution chart, Commerzbank AG ranks #1224 out of 1422 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Commerzbank AG has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commerzbank AG's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Commerzbank AG ranks #1224 out of 1422 companies for Debt-to-Equity. This places Commerzbank AG in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Historically, Commerzbank AG's own Debt-to-Equity has ranged from 1.42 to 2.24 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Commerzbank AG and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commerzbank AG's current Debt-to-Equity is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commerzbank AG stock overvalued right now?
Based on GuruFocus' analysis, Commerzbank AG (XSWX:CBK) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF5.08, compared to a current price of CHF36.10 — trading 610.6% above its estimated fair value. The current Debt-to-Equity is 0.00. Commerzbank AG's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Commerzbank AG (XSWX:CBK), the current Debt-to-Equity is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commerzbank AG (XSWX:CBK) Overvalued in 2026?
Based on GuruFocus' analysis, Commerzbank AG stock appears to be overvalued.
The current stock price of CHF36.10 is trading 610.6% above its estimated GF Value™ of CHF5.08.
GuruFocus considers Commerzbank AG to be Significantly Overvalued.
Key valuation signals for XSWX:CBK:
Debt-to-Equity: 0.00
GF Value™: CHF5.08 vs. price of CHF36.10 (610.6% above fair value)
No single metric tells the full story. See the XSWX:CBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commerzbank operates primarily in Europe. Germany accounts for about 70% of the total income. The bank operates two business segments: private and small-business customers, as well as corporate clients. In its private and small-business segment, the group operates a branch network, a mobile bank focused on the Polish market, an online broker, and an asset manager for physical assets. Its corporate client business provides cash management and trade finance solutions to small and medium-size enterprises and large companies.
56GF Score
Get the complete analysis for XSWX:CBK
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:CBK has been successfully added to your 
