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Ujjivan Financial Services (NSE:UJJIVAN) Debt-to-EBITDA : 0.00 (As of Dec. 2023)


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What is Ujjivan Financial Services Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ujjivan Financial Services's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₹0 Mil. Ujjivan Financial Services's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2023 was ₹0 Mil. Ujjivan Financial Services's annualized EBITDA for the quarter that ended in Dec. 2023 was ₹17,568 Mil. Ujjivan Financial Services's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Ujjivan Financial Services's Debt-to-EBITDA or its related term are showing as below:

NSE:UJJIVAN' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.76   Med: 6.24   Max: 20.6
Current: 1.76

During the past 13 years, the highest Debt-to-EBITDA Ratio of Ujjivan Financial Services was 20.60. The lowest was 1.76. And the median was 6.24.

NSE:UJJIVAN's Debt-to-EBITDA is ranked better than
78.85% of 260 companies
in the Credit Services industry
Industry Median: 7.735 vs NSE:UJJIVAN: 1.76

Ujjivan Financial Services Debt-to-EBITDA Historical Data

The historical data trend for Ujjivan Financial Services's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ujjivan Financial Services Debt-to-EBITDA Chart

Ujjivan Financial Services Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.57 3.39 5.86 4.22 1.83

Ujjivan Financial Services Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.69 - 3.24 -

Competitive Comparison of Ujjivan Financial Services's Debt-to-EBITDA

For the Credit Services subindustry, Ujjivan Financial Services's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ujjivan Financial Services's Debt-to-EBITDA Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ujjivan Financial Services's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Ujjivan Financial Services's Debt-to-EBITDA falls into.



Ujjivan Financial Services Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Ujjivan Financial Services's Debt-to-EBITDA for the fiscal year that ended in Mar. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 55639.6) / 30345.9
=1.83

Ujjivan Financial Services's annualized Debt-to-EBITDA for the quarter that ended in Dec. 2023 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 17567.6
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Dec. 2023) EBITDA data.


Ujjivan Financial Services  (NSE:UJJIVAN) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Ujjivan Financial Services Debt-to-EBITDA Related Terms

Thank you for viewing the detailed overview of Ujjivan Financial Services's Debt-to-EBITDA provided by GuruFocus.com. Please click on the following links to see related term pages.


Ujjivan Financial Services (NSE:UJJIVAN) Business Description

Traded in Other Exchanges
Address
Grape Garden, No. 27, 3rd A Cross, 18th Main, 6th Block, Koramangala, Bengaluru, KA, IND, 560095
Ujjivan Financial Services Ltd is a non-banking financial company. The company offers loans to fulfill the specific requirements of the customers. Its primary source of revenue is interest income. The entity operates in India.

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