Business Description
Paisalo Digital Ltd
ISIN : INE420C01059
Total Employee Number:
3,178Compare
Compare
Traded in other countries / regions
532900.IndiaSEINV.Luxembourg IPO Date
2007-10-11Description
Paisalo Digital Ltd is a non-deposit-taking non-banking finance company that offers financial services to underserved individuals in India. The product portfolio of the company consists of business loans, loans for small and medium enterprises, income generation loans, mobility loans, entrepreneurial loans, and others. It lends to individuals, SSIs, SMEs, and other manufacturing, trading, and service sector entities, among others.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.03 | |||||
Equity-to-Asset | 0.29 | |||||
Debt-to-Equity | 2.43 | |||||
Debt-to-EBITDA | 11.65 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Altman Z-Score | 2.32 | |||||
Beneish M-Score | -1.32 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 20.6 | |||||
3-Year EBITDA Growth Rate | -18.3 | |||||
3-Year EPS without NRI Growth Rate | 10.7 | |||||
3-Year FCF Growth Rate | 5.1 | |||||
3-Year Book Growth Rate | 15 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 17.12 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 16.52 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 46.99 | |||||
9-Day RSI | 54.33 | |||||
14-Day RSI | 60.06 | |||||
3-1 Month Momentum % | 24.37 | |||||
6-1 Month Momentum % | 79.2 | |||||
12-1 Month Momentum % | 86.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 130.54 | |||||
Quick Ratio | 130.54 | |||||
Cash Ratio | 3.2 | |||||
Days Sales Outstanding | 8.58 | |||||
Days Payable | 23.89 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.14 | |||||
Dividend Payout Ratio | 0.03 | |||||
3-Year Dividend Growth Rate | 26 | |||||
Forward Dividend Yield % | 0.14 | |||||
5-Year Yield-on-Cost % | 0.31 | |||||
3-Year Average Share Buyback Ratio | -0.4 | |||||
Shareholder Yield % | -8.23 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 52.24 | |||||
Operating Margin % | 38.34 | |||||
Net Margin % | 25.14 | |||||
EBITDA Margin % | 39.64 | |||||
FCF Margin % | -84.56 | |||||
OCF Margin % | -82.95 | |||||
ROE % | 14.25 | |||||
ROA % | 4.16 | |||||
ROIC % | 4.86 | |||||
ROC (Joel Greenblatt) % | 462.6 | |||||
ROCE % | 6.44 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 27.14 | |||||
Forward PE Ratio | 22.57 | |||||
PE Ratio without NRI | 23.89 | |||||
Shiller PE Ratio | 43.72 | |||||
PEG Ratio | 5.97 | |||||
PS Ratio | 6.82 | |||||
PB Ratio | 3.6 | |||||
Price-to-Tangible-Book | 3.61 | |||||
EV-to-EBIT | 29.51 | |||||
EV-to-EBITDA | 28.55 | |||||
EV-to-Revenue | 11.31 | |||||
EV-to-FCF | -13.27 | |||||
Price-to-GF-Value | 1.43 | |||||
Price-to-DCF (Earnings Based) | 1 | |||||
Price-to-Median-PS-Value | 1.02 | |||||
Price-to-Graham-Number | 1.96 | |||||
| Price-to-Net-Current-Asset-Value | 4 | |||||
Earnings Yield (Greenblatt) % | 3.4 | |||||
FCF Yield % | -12.34 | |||||
Forward Rate of Return (Yacktman) % | -7.17 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Paisalo Digital Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 9,436.804 | ||
| EPS (TTM) (₹) | 2.62 | ||
| Beta | 1.3933 | ||
| 3-Year Sharpe Ratio | 0.63 | ||
| 3-Year Sortino Ratio | 1.24 | ||
| Volatility % | 55.57 | ||
| 14-Day RSI | 60.06 | ||
| 14-Day ATR (₹) | 3.238195 | ||
| 20-Day SMA (₹) | 71.767 | ||
| 12-1 Month Momentum % | 86.76 | ||
| 52-Week Range (₹) | 29.88 - 77.61 | ||
| Shares Outstanding (Mil) | 909.52 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Paisalo Digital Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Paisalo Digital Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| INR 0.100000 Cash Dividend | 2025-09-22 | 39.14 (-5.12%) | ||
| INR 0.100000 Cash Dividend | 2024-09-13 | 60.53 (-2.06%) | ||
| 2:1 Stock Split | 2024-03-20 | 66.88 (-1.11%) | ||
| 10:1 Stock Split | 2022-06-30 | 39.89 (-1.38%) | ||
| 0.1:1 Stock Split | 2011-10-04 | 5.04 (+0.80%) | ||
| 2:1 Stock Split | 2010-10-29 | 12.06 (+0.52%) | ||
| 4:1 Stock Split | 2010-05-18 | 12.73 (+1.88%) | ||
| 5:1 Stock Split | 2010-04-05 | 9.78 (+0.00%) |
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Entries
Paisalo Digital Ltd Frequently Asked Questions
What is Paisalo Digital Ltd(BOM:532900)'s stock price today?
The current price of BOM:532900 is ₹71.11. The 52 week high of BOM:532900 is ₹77.61 and 52 week low is ₹29.88.
When is next earnings date of Paisalo Digital Ltd(BOM:532900)?
The next earnings date of Paisalo Digital Ltd(BOM:532900) is .
Does Paisalo Digital Ltd(BOM:532900) pay dividends? If so, how much?
The Dividend Yield %  of Paisalo Digital Ltd(BOM:532900) is 0.14% (As of Today), Highest Dividend Payout Ratio of Paisalo Digital Ltd(BOM:532900) was 0.08. The lowest was 0.01. And the median was 0.06. The  Forward Dividend Yield % of Paisalo Digital Ltd(BOM:532900) is 0.14%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Paisalo Digital Ltd
No articles.
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