Business Description
MAS Financial Services Ltd
ISIN : INE348L01012
Share Class Description:
BOM:540749: Ordinary SharesTotal Employee Number:
1,758Compare
Compare
Traded in other countries / regions
540749.India IPO Date
2017-10-18Description
MAS Financial Services Ltd is a Non-Banking Financial Company (NBFC). The Company is engaged in providing Micro Enterprise Loans, Small and Medium Enterprise Loans, Two Wheeler Loans, Salaried Personal Loans, Commercial Vehicle Loans, loans to NBFCs, housing loans, commercial property loans and project loans for real estate projects, especially in the segment of affordable housing in rural and urban areas. Its segments are Financing Activities and Other Reconciling Items. Financing Activities generates maximum revenue and comprises Micro Enterprise Loans, Small and Medium Enterprise Loans, Two Wheeler Loans, Salaried Personal Loans, Commercial Vehicle Loans, housing finance loans, and loans to NBFCs. The Company generates overall revenue from India.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.16 | |||||
Equity-to-Asset | 0.22 | |||||
Debt-to-Equity | 3.47 | |||||
Debt-to-EBITDA | 20.81 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 2/9 | |||||
Altman Z-Score | 0.97 | |||||
Beneish M-Score | -1.4 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 21.3 | |||||
3-Year EBITDA Growth Rate | 14.3 | |||||
3-Year EPS without NRI Growth Rate | 16.7 | |||||
3-Year FCF Growth Rate | -5.7 | |||||
3-Year Book Growth Rate | 21 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 21.6 | |||||
9-Day RSI | 30.19 | |||||
14-Day RSI | 35.63 | |||||
3-1 Month Momentum % | 2.12 | |||||
6-1 Month Momentum % | -7.38 | |||||
12-1 Month Momentum % | -0.21 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.54 | |||||
Quick Ratio | 1.54 | |||||
Cash Ratio | 0.29 | |||||
Days Sales Outstanding | 1.03 | |||||
Days Payable | 12.05 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.65 | |||||
Dividend Payout Ratio | 0.1 | |||||
3-Year Dividend Growth Rate | 18.1 | |||||
Forward Dividend Yield % | 0.66 | |||||
5-Year Yield-on-Cost % | 0.65 | |||||
3-Year Average Share Buyback Ratio | -3.4 | |||||
Shareholder Yield % | -25.65 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 32.59 | |||||
Operating Margin % | 26.45 | |||||
Net Margin % | 21.36 | |||||
EBITDA Margin % | 26.87 | |||||
FCF Margin % | -101.81 | |||||
OCF Margin % | -96.84 | |||||
ROE % | 14.09 | |||||
ROA % | 3.03 | |||||
ROIC % | 3.25 | |||||
3-Year ROIIC % | 0.37 | |||||
ROC (Joel Greenblatt) % | 331.9 | |||||
ROCE % | 5.04 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 13.49 | |||||
Forward PE Ratio | 11.37 | |||||
PE Ratio without NRI | 14.68 | |||||
Shiller PE Ratio | 20.69 | |||||
PEG Ratio | 0.97 | |||||
PS Ratio | 2.89 | |||||
PB Ratio | 1.79 | |||||
Price-to-Tangible-Book | 1.79 | |||||
EV-to-EBIT | 28.83 | |||||
EV-to-EBITDA | 28.39 | |||||
EV-to-Revenue | 7.63 | |||||
EV-to-FCF | -7.57 | |||||
Price-to-GF-Value | 0.69 | |||||
Price-to-DCF (Earnings Based) | 0.87 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.96 | |||||
Price-to-Graham-Number | 1.13 | |||||
Earnings Yield (Greenblatt) % | 3.47 | |||||
FCF Yield % | -35.32 | |||||
Forward Rate of Return (Yacktman) % | -8.43 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
MAS Financial Services Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 18,450.4 | ||
| EPS (TTM) (₹) | 21.73 | ||
| Beta | 0.8646 | ||
| 3-Year Sharpe Ratio | 0.11 | ||
| 3-Year Sortino Ratio | 0.18 | ||
| Volatility % | 29 | ||
| 14-Day RSI | 35.63 | ||
| 14-Day ATR (₹) | 7.631544 | ||
| 20-Day SMA (₹) | 307.01 | ||
| 12-1 Month Momentum % | -0.21 | ||
| 52-Week Range (₹) | 276 - 358.4 | ||
| Shares Outstanding (Mil) | 181.45 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 2 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
MAS Financial Services Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
MAS Financial Services Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2027 | 2027-01-29 15:30 | In 158 days | ||
| Third quarter earnings results for 2027 | 2027-01-28 | In 156 days | ||
| Second quarter earnings conference call for 2027 | 2026-11-06 12:30 | In 74 days | ||
| Second quarter earnings results for 2027 | 2026-11-05 | In 72 days | ||
| General meeting for 2026 | 2026-09-03 11:30 | In 10 days | ||
| INR 0.750000 Cash Dividend | 2026-08-25 | -- | ||
| Annual report for 2026 | 2026-08-07 | 310.55 (+1.16%) | ||
| First quarter earnings conference call for 2027 | 2026-07-30 15:30 | 324.15 (+2.19%) | ||
| First quarter earnings results for 2027 | 2026-07-30 | 324.15 (+2.19%) | ||
| Fourth quarter earnings conference call for 2026 | 2026-04-30 15:30 | 326.70 (+2.00%) |
Show
Entries
MAS Financial Services Ltd Frequently Asked Questions
What is MAS Financial Services Ltd(BOM:540749)'s stock price today?
The current price of BOM:540749 is ₹293.15. The 52 week high of BOM:540749 is ₹358.40 and 52 week low is ₹276.00.
When is next earnings date of MAS Financial Services Ltd(BOM:540749)?
The next earnings date of MAS Financial Services Ltd(BOM:540749) is 2026-11-05 Est..
Does MAS Financial Services Ltd(BOM:540749) pay dividends? If so, how much?
The Dividend Yield %  of MAS Financial Services Ltd(BOM:540749) is 0.65% (As of Today), Highest Dividend Payout Ratio of MAS Financial Services Ltd(BOM:540749) was 0.4. The lowest was 0.09. And the median was 0.12. The  Forward Dividend Yield % of MAS Financial Services Ltd(BOM:540749) is 0.66%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on MAS Financial Services Ltd
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers