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Mida Leasing PCLBKK:ML-R +4.30%35 Degree of Financial Leverage is -0.29 as of Jun. 2026. GuruFocus rates BKK:ML-R with a GF Score™ of 35/100 and a GF Value™ of ฿0.15 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 410 Credit Services companies, Mida Leasing PCL ranks better than 84.15% on this metric.
Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in Earnings Before Interest and Taxes (EBIT).
Mida Leasing PCL's Degree of Financial Leverage for the quarter that ended in Jun. 2026 was -0.29. The higher Degree of Financial Leverage, the more volatile earnings will be.
The industry rank for Mida Leasing PCL's Degree of Financial Leverage or its related term are showing as below:
BKK:ML-R's Degree of Financial Leverage is ranked better than 84.15% of 410
companies
in the Credit Services industry
Industry Median: 0.98
vs BKK:ML-R: -0.29
Mida Leasing PCL (BKK:ML-R) Degree of Financial Leverage Explanation
Degree of Financial Leverage (DFL) is a leverage ratio that measures the sensitivity of a company’s Earnings per Share (EPS) to fluctuations in its operating income, also referred to as Earnings Before Interest and Taxes (EBIT), resulting from adjustments in its capital structure. DFL is an essential tool for companies to assess the appropriate level of debt or financial leverage in their capital structure. When EBIT remains relatively stable, it results in stable earnings and earnings per share. In such cases, the company may consider taking on substantial debt. However, for companies operating in industries with significant fluctuations in EBIT, it is advisable to keep debt at a manageable level.
The higher Degree of Financial Leverage, the more volatile earnings will be. Because interest is a fixed expense, leverage can amplify earnings and EPS. This is beneficial when EBIT is growing, but it can become problematic in tough economic conditions when EBIT is under pressure.
Be Aware
The use of financial leverage varies across different industries and business sectors, and the application of Degree of Financial Leverage (DFL) should be adjusted accordingly.
Mida Leasing PCL Degree of Financial Leverage Related Terms
Mida Leasing PCL Degree of Financial Leverage Historical Data
* Premium members only.
The historical data trend for Mida Leasing PCL's Degree of Financial Leverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mida Leasing PCL Degree of Financial Leverage Chart
BKK:ML-R vs V, MA, AXP: Degree of Financial Leverage Comparison
For the Credit Services subindustry, Mida Leasing PCL's Degree of Financial Leverage, along with its competitors' market caps and Degree of Financial Leverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mida Leasing PCL Degree of Financial Leverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Mida Leasing PCL's Degree of Financial Leverage distribution charts can be found below:
* The bar in red indicates where Mida Leasing PCL's Degree of Financial Leverage falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of EPS and EBIT was used to calculate Degree of Financial Leverage.
*** Please be aware that the Degree of Financial Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
What does a Degree of Financial Leverage of -0.29 mean?
Mida Leasing PCL (BKK:ML-R) has a Degree of Financial Leverage of -0.29 as of Jun. 2026. Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in EBIT. View historical data for Mida Leasing PCL and its competitors. According to the industry distribution chart, Mida Leasing PCL ranks #65 out of 410 companies in the Credit Services industry, placing it in the top 15.9%.
Is Mida Leasing PCL's Degree of Financial Leverage too high?
Mida Leasing PCL's current Degree of Financial Leverage is -0.29. Based on the distribution chart, Mida Leasing PCL ranks #65 out of 410 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Mida Leasing PCL has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mida Leasing PCL's Degree of Financial Leverage compare to V and MA?
According to the Credit Services industry distribution chart, Mida Leasing PCL ranks #65 out of 410 companies for Degree of Financial Leverage. This places Mida Leasing PCL in the top 16% of its industry — outperforming the majority of peers. The industry median Degree of Financial Leverage is 0.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Financial Leverage for a Credit Services company?
The median Degree of Financial Leverage among Credit Services companies is 0.98, based on 410 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Financial Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Financial Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Financial Leverage mean?
A high Degree of Financial Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Financial Leverage (DFL) measures the percentage change in EPS for a unit change in EBIT. View historical data for Mida Leasing PCL and its competitors. For the Credit Services industry, the median Degree of Financial Leverage is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mida Leasing PCL's current Degree of Financial Leverage is -0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mida Leasing PCL stock overvalued right now?
Based on GuruFocus' analysis, Mida Leasing PCL (BKK:ML-R) is currently considered Significantly Overvalued. The stock's GF Value™ is ฿0.15, compared to a current price of ฿0.69 — trading 359.1% above its estimated fair value. The current Degree of Financial Leverage is -0.29. Mida Leasing PCL's overall GF Score™ is 35/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Financial Leverage calculated?
Degree of Financial Leverage is calculated from a company's financial statements. For Mida Leasing PCL (BKK:ML-R), the current Degree of Financial Leverage is -0.29 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mida Leasing PCL (BKK:ML-R) Overvalued in 2026?
Based on GuruFocus' analysis, Mida Leasing PCL stock appears to be overvalued.
The current stock price of ฿0.69 is trading 359.1% above its estimated GF Value™ of ฿0.15.
GuruFocus considers Mida Leasing PCL to be Significantly Overvalued.
Key valuation signals for BKK:ML-R:
Degree of Financial Leverage: -0.29
GF Value™: ฿0.15 vs. price of ฿0.69 (359.1% above fair value)
No single metric tells the full story. See the BKK:ML-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mida Leasing PCL is engaged in providing financial services for used cars hire-purchasing and management of non-performing assets. The company operates its business in three segments, namely Hire purchase financing for used cars, Other financial services, and Non-performing receivable management business. It also expanded its range of loans, including new hire-purchase loans, hire-purchase of taxis, and working capital loans. The company's majority businesses are carried out in Thailand.
35GF Score
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