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SmartgroupFRA:SW8 -0.63%83 3-Year Dividend Growth Rate is 3.10% as of Dec. 2025, which is 265% above its 10-year median of 0.85. GuruFocus rates FRA:SW8 with a GF Score™ of 83/100 and a GF Value™ of €5.99. The stock has 6 warning signs investors should review. Among 376 Business Services companies, Smartgroup ranks worse than 71.01% on this metric.
The historical rank and industry rank for Smartgroup's 3-Year Dividend Growth Rate or its related term are showing as below:
FRA:SW8'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -7.5 Med: 0.85 Max: 40.7
Current: 3.1
During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Smartgroup was 40.70% per year. The lowest was -7.50% per year. And the median was 0.85% per year.
FRA:SW8's 3-Year Dividend Growth Rate is ranked worse than 71.01% of 376
companies
in the Business Services industry
Industry Median: 9.85
vs FRA:SW8: 3.10
During the past 12 months, Smartgroup's average Dividends Per Share Growth Rate was 17.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 3.10% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -0.50% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 6.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 12 years, the highest Dividend Payout Ratio of Smartgroup was 1.11. The lowest was 0.32. And the median was 0.78.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Smartgroup Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
AUD 0.215000
2026-03-05
2026-03-06
2026-03-20
Cash Dividend
semi-annually
AUD:EUR 0.597458
AUD 0.195000
2025-09-08
2025-09-09
2025-09-23
Cash Dividend
semi-annually
AUD:EUR 0.562005
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Smartgroup's Dividend Yield (%) for Today is calculated as
Current Share Price is €7.85.
Smartgroup's Dividends per Share for the trailing twelve months (TTM) ended in Today is €0.238044445.
During the past 12 years, the highest Dividend Yield of Smartgroup was 8.93%. The lowest was 1.69%. And the median was 4.21%.
Warning Sign:
Smartgroup Corporation Ltd stock Dividend Yield % is close to 5-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Smartgroup 3-Year Dividend Growth Rate Related Terms>
FRA:SW8 vs CTAS, CPRT, GPN: 3-Year Dividend Growth Rate Comparison
For the Specialty Business Services subindustry, Smartgroup's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Smartgroup 3-Year Dividend Growth Rate vs Business Services Industry
For the Business Services industry and Industrials sector, Smartgroup's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Smartgroup's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 3.10% mean?
Smartgroup (FRA:SW8) has a 3-Year Dividend Growth Rate of 3.10% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Smartgroup and its competitors. This is 265% above median its historical median of 0.85. According to the industry distribution chart, Smartgroup ranks #267 out of 376 companies in the Business Services industry, placing it in the top 71%.
Is Smartgroup's 3-Year Dividend Growth Rate too high?
Smartgroup's current 3-Year Dividend Growth Rate of 3.10% is 265% above median its 10-year median of 0.85. The Business Services industry median 3-Year Dividend Growth Rate is 9.85. Smartgroup's value of 3.10% is 68.5% below this industry median. Based on the distribution chart, Smartgroup ranks #267 out of 376 companies in the Business Services industry, which is below the industry midpoint. Overall, Smartgroup has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Smartgroup's 3-Year Dividend Growth Rate compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Smartgroup ranks #267 out of 376 companies for 3-Year Dividend Growth Rate. This places Smartgroup in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 9.85. Smartgroup's value of 3.10% is 68.5% below this benchmark. While the company's 10-year median is 0.85 vs. the industry median of 9.85, Smartgroup has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Business Services company?
The median 3-Year Dividend Growth Rate among Business Services companies is 9.85, based on 376 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Smartgroup's current 3-Year Dividend Growth Rate of 3.10% is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Smartgroup and its competitors. For the Business Services industry, the median 3-Year Dividend Growth Rate is 9.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Smartgroup's current 3-Year Dividend Growth Rate is 3.10%, which is 265% above median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Smartgroup stock overvalued right now?
Smartgroup (FRA:SW8) has a current 3-Year Dividend Growth Rate of 3.10%. The stock's GF Value™ is €5.99, compared to a current price of €7.85 — trading 31.1% above its estimated fair value. The current 3-Year Dividend Growth Rate is 3.10%, which is 265% above median its 10-year median of 0.85 and 68.5% below the Business Services industry median of 9.85. Smartgroup's overall GF Score™ is 83/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Smartgroup (FRA:SW8), the current 3-Year Dividend Growth Rate is 3.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Smartgroup (FRA:SW8) Overvalued in 2026?
Based on GuruFocus' analysis, Smartgroup stock appears to be overvalued.
The current stock price of €7.85 is trading 31.1% above its estimated GF Value™ of €5.99.
Key valuation signals for FRA:SW8:
3-Year Dividend Growth Rate: 3.10% (265% above median its 10-year median of 0.85)
GF Value™: €5.99 vs. price of €7.85 (31.1% above fair value)
Industry Position: 68.5% below the Business Services median (#267 of 376)
No single metric tells the full story. See the FRA:SW8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Smartgroup Corporation is an Australia-based company that provides specialist employee management services. Its services include salary packaging, novated leasing, vehicle fleet management, payroll administration, employee share plan administration and workforce optimization. The operating segments of the company are: outsourced administration, or OA, and vehicle services, or VS. Most of the group's revenue is generated from the OA segment which provides outsourced salary packaging services, novated leasing, share plan administration and outsourced payroll services. The VS segment provides end-to-end vehicle fleet management services.
83GF Score
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