Karur Vysya Bank (BOM:590003) E10: ₹13.02 (As of Jun. 2026)

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BOM:590003 Karur Vysya Bank Ltd BOM:590003
71 GF Score
Price ₹345.95
GF Value ₹257.63
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Karur Vysya Bank E10?

Karur Vysya Bank BOM:590003 -0.16% 71 E10 is ₹13.02 as of Jun. 2026. GuruFocus rates BOM:590003 with a GF Score™ of 71/100 and a GF Value™ of ₹257.63 (Significantly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Karur Vysya Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was ₹7.820. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹13.02 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Karur Vysya Bank's average E10 Growth Rate was 21.60% per year. During the past 3 years, the average E10 Growth Rate was 16.00% per year. During the past 5 years, the average E10 Growth Rate was 10.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Karur Vysya Bank was 16.00% per year. The lowest was 1.70% per year. And the median was 8.40% per year.

As of today (2026-08-30), Karur Vysya Bank's current stock price is ₹345.95. Karur Vysya Bank's E10 for the quarter that ended in Jun. 2026 was ₹13.02. Karur Vysya Bank's Shiller PE Ratio of today is 26.57.

During the past 13 years, the highest Shiller PE Ratio of Karur Vysya Bank was 27.84. The lowest was 2.25. And the median was 11.35.


Karur Vysya Bank  (BOM:590003) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Karur Vysya Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=345.95/13.02
=26.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Karur Vysya Bank was 27.84. The lowest was 2.25. And the median was 11.35.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Karur Vysya Bank E10 Related Terms


Karur Vysya Bank E10 Historical Data

* Premium members only.

The historical data trend for Karur Vysya Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Karur Vysya Bank E10 Chart

Karur Vysya Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.54 7.87 8.92 10.27 12.28

Karur Vysya Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.71 11.21 11.71 12.28 13.02

Karur Vysya Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Karur Vysya Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Karur Vysya Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Karur Vysya Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Karur Vysya Bank's Shiller PE Ratio falls into.


BOM:590003
71GF Score
Karur Vysya Bank Ltd BOM:590003
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Karur Vysya Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Karur Vysya Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=7.82/167.3573*167.3573
=7.820

Current CPI (Jun. 2026) = 167.3573.

Karur Vysya Bank Quarterly Data

per share eps CPI Adj_EPS
201609 6.820 105.961 10.772
201612 1.256 105.196 1.998
201703 2.530 105.196 4.025
201706 1.720 107.109 2.687
201709 0.875 109.021 1.343
201712 0.792 109.404 1.212
201803 0.500 109.786 0.762
201806 0.475 111.317 0.714
201809 0.875 115.142 1.272
201812 0.225 115.142 0.327
201903 0.625 118.202 0.885
201906 0.758 120.880 1.049
201909 0.658 123.175 0.894
201912 0.158 126.235 0.209
202003 0.875 124.705 1.174
202006 1.100 127.000 1.450
202009 1.200 130.118 1.543
202012 0.358 130.889 0.458
202103 1.092 131.771 1.387
202106 1.133 134.084 1.414
202109 1.725 135.847 2.125
202112 1.933 138.161 2.341
202203 2.217 138.822 2.673
202206 2.383 142.347 2.802
202209 2.600 144.661 3.008
202212 3.000 145.763 3.444
202303 3.508 146.865 3.997
202306 3.717 150.280 4.139
202309 3.917 151.492 4.327
202312 4.267 152.924 4.670
202403 4.733 153.035 5.176
202406 4.750 155.789 5.103
202409 4.900 157.882 5.194
202412 5.130 158.323 5.423
202503 5.310 157.552 5.640
202506 5.400 159.755 5.657
202509 5.940 162.289 6.125
202512 7.140 163.281 7.318
202603 7.500 164.272 7.641
202606 7.820 167.357 7.820

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₹13.02 mean?
Karur Vysya Bank (BOM:590003) has a E10 of ₹13.02 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Karur Vysya Bank and its competitors.
Is Karur Vysya Bank's E10 too high?
Karur Vysya Bank's current E10 is ₹13.02. Overall, Karur Vysya Bank has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Karur Vysya Bank's E10 compare to competitors?
Karur Vysya Bank's E10 of ₹13.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Karur Vysya Bank and its competitors. Karur Vysya Bank's current E10 is ₹13.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Karur Vysya Bank stock overvalued right now?
Based on GuruFocus' analysis, Karur Vysya Bank (BOM:590003) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹257.63, compared to a current price of ₹345.95 — trading 34.3% above its estimated fair value. The current E10 is ₹13.02. Karur Vysya Bank's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Karur Vysya Bank (BOM:590003), the current E10 is ₹13.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Karur Vysya Bank (BOM:590003) Overvalued in 2026?

Based on GuruFocus' analysis, Karur Vysya Bank stock appears to be overvalued. The current stock price of ₹345.95 is trading 34.3% above its estimated GF Value™ of ₹257.63. GuruFocus considers Karur Vysya Bank to be Significantly Overvalued.

Key valuation signals for BOM:590003:

  • E10: ₹13.02
  • GF Value™: ₹257.63 vs. price of ₹345.95 (34.3% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the BOM:590003 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Karur Vysya Bank Business Description

Other Exchanges KARURVYSYA:India
Address No. 20, Erode Road, Vadivel Nagar, L.N.S., Karur, TN, IND, 639002
Karur Vysya Bank Ltd is a provider of banking products and financial services headquartered in India. The bank's customers are both individuals and corporations, with individual customers generating the maximum amount of revenue for the bank. The company generates all of its revenue domestically through three main segments: Treasury operations, Corporate/Wholesale banking operations, Retail banking operations, and Others. Maximum revenue is derived from its Retail banking segment, which provides savings accounts, loans, deposits, insurance, and mutual funds. Geographically, the company operates only in India.
71GF Score

Get the complete analysis for BOM:590003

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹345.95
Price
₹257.63
GF Value