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Community First Bancorp (Community First Bancorp) E10 : $20.32 (As of Mar. 2024)


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What is Community First Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Community First Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was $182.591. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $20.32 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Community First Bancorp's average E10 Growth Rate was 3026.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Community First Bancorp was 5.00% per year. The lowest was -7.50% per year. And the median was -1.25% per year.

As of today (2024-06-07), Community First Bancorp's current stock price is $7.70. Community First Bancorp's E10 for the quarter that ended in Mar. 2024 was $20.32. Community First Bancorp's Shiller PE Ratio of today is 0.38.

During the past 13 years, the highest Shiller PE Ratio of Community First Bancorp was 13.33. The lowest was 0.32. And the median was 10.67.


Community First Bancorp E10 Historical Data

The historical data trend for Community First Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community First Bancorp E10 Chart

Community First Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.57 - - 0.66 0.60

Community First Bancorp Quarterly Data
Mar10 Jun10 Sep10 Dec10 Mar11 Jun11 Sep11 Dec11 Mar12 Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.64 0.63 0.60 20.32

Competitive Comparison of Community First Bancorp's E10

For the Banks - Regional subindustry, Community First Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community First Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community First Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Community First Bancorp's Shiller PE Ratio falls into.



Community First Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Community First Bancorp's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=182.591/131.7762*131.7762
=182.591

Current CPI (Mar. 2024) = 131.7762.

Community First Bancorp Quarterly Data

per share eps CPI Adj_EPS
200503 0.232 81.555 0.375
200506 0.247 82.062 0.397
200509 0.232 83.876 0.364
200512 0.240 83.032 0.381
200603 0.232 84.298 0.363
200606 0.188 85.606 0.289
200609 0.220 85.606 0.339
200612 0.115 85.142 0.178
200703 0.236 86.640 0.359
200706 0.236 87.906 0.354
200709 0.181 87.964 0.271
200712 0.160 88.616 0.238
200803 0.233 90.090 0.341
200806 0.207 92.320 0.295
200809 0.173 92.307 0.247
200812 -0.313 88.697 -0.465
200903 0.100 89.744 0.147
200906 0.118 91.003 0.171
200909 0.073 91.120 0.106
200912 -0.024 91.111 -0.035
201003 0.038 91.821 0.055
201006 0.086 91.962 0.123
201009 0.086 92.162 0.123
201012 0.020 92.474 0.029
201103 0.030 94.283 0.042
201106 0.057 95.235 0.079
201109 0.038 95.727 0.052
201112 -0.984 95.213 -1.362
201203 -0.170 96.783 -0.231
202012 0.000 109.897 0.000
202112 0.000 117.630 0.000
202203 0.000 121.301 0.000
202206 0.520 125.017 0.548
202209 0.200 125.227 0.210
202212 0.210 125.222 0.221
202303 0.181 127.348 0.187
202306 0.220 128.729 0.225
202309 0.160 129.860 0.162
202312 0.150 129.419 0.153
202403 182.591 131.776 182.591

Add all the adjusted EPS together and divide 10 will get our e10.


Community First Bancorp  (OTCPK:CFOK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Community First Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=7.70/20.32
=0.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Community First Bancorp was 13.33. The lowest was 0.32. And the median was 10.67.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Community First Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Community First Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Community First Bancorp (Community First Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
449 Highway 123 Bypass, Seneca, SC, USA, 29678
Community First Bancorp operates as a bank holding company that engages in the provision of domestic commercial banking services. It offers various deposit products, including regular savings accounts, money market accounts, and term certificate accounts. Its services include cashier's checks, direct deposit, wire transfers, notary services, night depository, and bank by mail.
Executives
Robert H Edwards director 449 HIGHWAY 123 BYPASS, SENECA SC 29678
Frederick D Shepherd director, officer: President PO BOX 1097, WALHALLA SC 29691
James E Mccoy director PO BOX 100, WALHALLA SC 29691
Gary V Thrift director PO BOX 2125, SENECA SC 29679
Charles Winchester director PO BOX 456, SALEM SC 29676
William Brown director PO BOX 794, SENECA SC 29679-0794
Larry Bowman director 10630 CLEMSON BLVD, STE 100, SENECA SC 29678
John R Hamrick director 896 N WALNUT STREET, SENECA SC 29678
James Edward Turner director 449 HIGHWAY 123 BYPASS, SENECA SC 29678
Blake Griffith director PO BOX 1628, WEST UNION SC 29696

Community First Bancorp (Community First Bancorp) Headlines