CHBKF (Chiba Kogyo Bank) E10: $0.37 (As of Mar. 2026)

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CHBKF Chiba Kogyo Bank Ltd CHBKF
53 GF Score
Price $10.26
GF Value $5.12
! 6 Warning Signs
View Full Analysis

What is Chiba Kogyo Bank E10?

Chiba Kogyo Bank CHBKF 53 E10 is $0.37 as of Mar. 2026. GuruFocus rates CHBKF with a GF Score™ of 53/100 and a GF Value™ of $5.12. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Chiba Kogyo Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.079. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.37 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Chiba Kogyo Bank's average E10 Growth Rate was 3.30% per year. During the past 3 years, the average E10 Growth Rate was 0.50% per year. During the past 5 years, the average E10 Growth Rate was -1.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Chiba Kogyo Bank was 4.10% per year. The lowest was -7.20% per year. And the median was -2.55% per year.

As of today (2026-07-13), Chiba Kogyo Bank's current stock price is $10.26. Chiba Kogyo Bank's E10 for the quarter that ended in Mar. 2026 was $0.37. Chiba Kogyo Bank's Shiller PE Ratio of today is 27.73.

During the past 13 years, the highest Shiller PE Ratio of Chiba Kogyo Bank was 39.29. The lowest was 2.27. And the median was 6.99.


Chiba Kogyo Bank  (OTCPK:CHBKF) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Chiba Kogyo Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=10.26/0.37
=27.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Chiba Kogyo Bank was 39.29. The lowest was 2.27. And the median was 6.99.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Chiba Kogyo Bank E10 Related Terms


Chiba Kogyo Bank E10 Historical Data

* Premium members only.

The historical data trend for Chiba Kogyo Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Chiba Kogyo Bank E10 Chart

Chiba Kogyo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.37

Chiba Kogyo Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.42 0.41 0.37

Chiba Kogyo Bank E10 Competitor Comparison

For the Banks - Regional subindustry, Chiba Kogyo Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Chiba Kogyo Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Chiba Kogyo Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Chiba Kogyo Bank's Shiller PE Ratio falls into.


CHBKF
53GF Score
Chiba Kogyo Bank Ltd CHBKF
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Chiba Kogyo Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Chiba Kogyo Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.079/112.7000*112.7000
=0.079

Current CPI (Mar. 2026) = 112.7000.

Chiba Kogyo Bank Quarterly Data

per share eps CPI Adj_EPS
201606 0.118 98.100 0.136
201609 0.284 98.000 0.327
201612 0.237 98.400 0.271
201703 -0.124 98.100 -0.142
201706 0.127 98.500 0.145
201709 0.319 98.800 0.364
201712 0.190 99.400 0.215
201803 -0.048 99.200 -0.055
201806 0.149 99.200 0.169
201809 0.193 99.900 0.218
201812 0.167 99.700 0.189
201903 -0.207 99.700 -0.234
201906 0.097 99.800 0.110
201909 0.172 100.100 0.194
201912 0.149 100.500 0.167
202003 -0.157 100.300 -0.176
202006 0.039 99.900 0.044
202009 0.201 99.900 0.227
202012 0.301 99.300 0.342
202103 -0.113 99.900 -0.127
202106 0.092 99.500 0.104
202109 0.259 100.100 0.292
202112 0.265 100.100 0.298
202203 -0.101 101.100 -0.113
202206 0.042 101.800 0.046
202209 0.422 103.100 0.461
202212 0.127 104.100 0.137
202303 -0.051 104.400 -0.055
202306 0.124 105.200 0.133
202309 0.236 106.200 0.250
202312 0.201 106.800 0.212
202403 0.047 107.200 0.049
202406 0.148 108.200 0.154
202409 0.150 108.900 0.155
202412 0.129 110.700 0.131
202503 0.109 111.100 0.111
202506 0.247 111.700 0.249
202509 0.170 112.000 0.171
202512 0.206 113.000 0.205
202603 0.079 112.700 0.079

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $0.37 mean?
Chiba Kogyo Bank (CHBKF) has a E10 of $0.37 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chiba Kogyo Bank and its competitors.
Is Chiba Kogyo Bank's E10 too high?
Chiba Kogyo Bank's current E10 is $0.37. Overall, Chiba Kogyo Bank has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does Chiba Kogyo Bank's E10 compare to competitors?
Chiba Kogyo Bank's E10 of $0.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Chiba Kogyo Bank and its competitors. Chiba Kogyo Bank's current E10 is $0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chiba Kogyo Bank stock overvalued right now?
Chiba Kogyo Bank (CHBKF) has a current E10 of $0.37. The stock's GF Value™ is $5.12, compared to a current price of $10.26 — trading 100.4% above its estimated fair value. The current E10 is $0.37. Chiba Kogyo Bank's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Chiba Kogyo Bank (CHBKF), the current E10 is $0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Chiba Kogyo Bank (CHBKF) Overvalued in 2026?

Based on GuruFocus' analysis, Chiba Kogyo Bank stock appears to be overvalued. The current stock price of $10.26 is trading 100.4% above its estimated GF Value™ of $5.12.

Key valuation signals for CHBKF:

  • E10: $0.37
  • GF Value™: $5.12 vs. price of $10.26 (100.4% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the CHBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Chiba Kogyo Bank Business Description

Other Exchanges 8337:Japan
Address 1-2, Saiwaicho 2-chrome, Mihama-ku, Chiba, JPN, 261-0001
Chiba Kogyo Bank Ltd operates as a bank. Principally, it is engaged in the provision of various banking services for individuals and corporate customers. The bank offers deposit products, including savings, time deposits, and foreign currency deposits. It provides loans such as practitioner, medical, business, agriculture, and procurement of institutional and other funds. In addition, it renders management support for agribusiness, international business, merger and acquisition, trust agency, national pension fund as well as gives information on free consultation services. The company also administers foreign exchange, internet and mobile banking, and automated teller machines services.
53GF Score

Get the complete analysis for CHBKF

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.26
Price
$5.12
GF Value