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Chiba Kogyo BankCHBKF 52 Equity-to-Asset is 0.05 as of Jun. 2026, which is 17% below its 10-year median of 0.06. GuruFocus rates CHBKF with a GF Score™ of 52/100 and a GF Value™ of $5.31. The stock has 6 warning signs investors should review. Among 1,517 Banks companies, Chiba Kogyo Bank ranks worse than 91.3% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Chiba Kogyo Bank's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $1,046.9 Mil. Chiba Kogyo Bank's Total Assets for the quarter that ended in Jun. 2026 was $21,034.3 Mil.
Therefore, Chiba Kogyo Bank's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.05.
The historical rank and industry rank for Chiba Kogyo Bank's Equity-to-Asset or its related term are showing as below:
CHBKF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.05 Med: 0.06 Max: 0.06
Current: 0.05
During the past 13 years, the highest Equity to Asset Ratio of Chiba Kogyo Bank was 0.06. The lowest was 0.05. And the median was 0.06.
CHBKF's Equity-to-Asset is ranked worse than 91.3% of 1517
companies
in the Banks industry
Industry Median: 0.1
vs CHBKF: 0.05
Chiba Kogyo Bank (OTCPK:CHBKF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Chiba Kogyo Bank Equity-to-Asset Related Terms
Chiba Kogyo Bank Equity-to-Asset Historical Data
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The historical data trend for Chiba Kogyo Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chiba Kogyo Bank Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Chiba Kogyo Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chiba Kogyo Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Chiba Kogyo Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Chiba Kogyo Bank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Chiba Kogyo Bank's Equity to Asset Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Chiba Kogyo Bank (CHBKF) has a Equity-to-Asset of 0.05 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Chiba Kogyo Bank and its competitors. This is 17% below median its historical median of 0.06. Over the past decade, Chiba Kogyo Bank's Equity-to-Asset has ranged from 0.05 to 0.06. According to the industry distribution chart, Chiba Kogyo Bank ranks #1385 out of 1517 companies in the Banks industry, placing it in the top 91.3%.
Is Chiba Kogyo Bank's Equity-to-Asset too high?
Chiba Kogyo Bank's current Equity-to-Asset of 0.05 is 17% below median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.06. The Banks industry median Equity-to-Asset is 0.10. Chiba Kogyo Bank's value of 0.05 is 50% below this industry median. Based on the distribution chart, Chiba Kogyo Bank ranks #1385 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Chiba Kogyo Bank has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Chiba Kogyo Bank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Chiba Kogyo Bank ranks #1385 out of 1517 companies for Equity-to-Asset. This places Chiba Kogyo Bank in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Chiba Kogyo Bank's value of 0.05 is 50% below this benchmark. Historically, Chiba Kogyo Bank's own Equity-to-Asset has ranged from 0.05 to 0.06 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.10, Chiba Kogyo Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chiba Kogyo Bank's current Equity-to-Asset of 0.05 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Chiba Kogyo Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chiba Kogyo Bank's current Equity-to-Asset is 0.05, which is 17% below median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chiba Kogyo Bank stock overvalued right now?
Chiba Kogyo Bank (CHBKF) has a current Equity-to-Asset of 0.05. The stock's GF Value™ is $5.31, compared to a current price of $10.26 — trading 93.2% above its estimated fair value. The current Equity-to-Asset is 0.05, which is 17% below median its 10-year median of 0.06 and 50% below the Banks industry median of 0.10. Chiba Kogyo Bank's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Chiba Kogyo Bank (CHBKF), the current Equity-to-Asset is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chiba Kogyo Bank (CHBKF) Overvalued in 2026?
Based on GuruFocus' analysis, Chiba Kogyo Bank stock appears to be overvalued.
The current stock price of $10.26 is trading 93.2% above its estimated GF Value™ of $5.31.
Key valuation signals for CHBKF:
Equity-to-Asset: 0.05 (17% below median its 10-year median of 0.06)
GF Value™: $5.31 vs. price of $10.26 (93.2% above fair value)
Industry Position: 50% below the Banks median (#1385 of 1517)
No single metric tells the full story. See the CHBKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chiba Kogyo Bank Ltd operates as a bank. Principally, it is engaged in the provision of various banking services for individuals and corporate customers. The bank offers deposit products, including savings, time deposits, and foreign currency deposits. It provides loans such as practitioner, medical, business, agriculture, and procurement of institutional and other funds. In addition, it renders management support for agribusiness, international business, merger and acquisition, trust agency, national pension fund as well as gives information on free consultation services. The company also administers foreign exchange, internet and mobile banking, and automated teller machines services.
52GF Score
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