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1st Colonial Bancorp (1st Colonial Bancorp) E10 : $0.38 (As of Dec. 2017)


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What is 1st Colonial Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

1st Colonial Bancorp's adjusted earnings per share data for the fiscal year that ended in Dec. 2017 was $0.812. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $0.38 for the trailing ten years ended in Dec. 2017.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-05-15), 1st Colonial Bancorp's current stock price is $ 15.10. 1st Colonial Bancorp's E10 for the fiscal year that ended in Dec. 2017 was $0.38. 1st Colonial Bancorp's Shiller PE Ratio of today is 39.74.


1st Colonial Bancorp E10 Historical Data

The historical data trend for 1st Colonial Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

1st Colonial Bancorp E10 Chart

1st Colonial Bancorp Annual Data
Trend Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.19 0.24 0.30 0.38

1st Colonial Bancorp Semi-Annual Data
Jun07 Dec07 Jun09 Dec09 Jun10 Dec10 Jun11 Dec11 Jun12 Dec12 Jun13 Dec13 Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.24 0.27 0.30 - 0.38

Competitive Comparison of 1st Colonial Bancorp's E10

For the Banks - Regional subindustry, 1st Colonial Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


1st Colonial Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, 1st Colonial Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where 1st Colonial Bancorp's Shiller PE Ratio falls into.



1st Colonial Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, 1st Colonial Bancorp's adjusted earnings per share data for the fiscal year that ended in Dec. 2017 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Dec. 2017 (Change)*Current CPI (Dec. 2017)
=0.812/104.0111*104.0111
=0.812

Current CPI (Dec. 2017) = 104.0111.

1st Colonial Bancorp Annual Data

per_share_eps CPI Adj_EPS
200812 0.135 88.697 0.158
200912 0.088 91.111 0.100
201012 0.054 92.474 0.061
201112 0.142 95.213 0.155
201212 0.246 96.871 0.264
201312 0.180 98.326 0.190
201412 0.271 99.070 0.285
201512 0.601 99.792 0.626
201612 0.734 101.863 0.749
201712 0.812 104.011 0.812

Add all the adjusted EPS together and divide 10 will get our e10.


1st Colonial Bancorp  (OTCPK:FCOB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

1st Colonial Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=15.10/0.38
=39.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


1st Colonial Bancorp E10 Related Terms

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1st Colonial Bancorp (1st Colonial Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1000 Atrium Way, Suite 200, Mount Laurel, NJ, USA, 08054
1st Colonial Bancorp Inc owns and supervises the bank, a community-oriented, full-service commercial bank providing commercial and consumer financial services to businesses and individuals in Camden County, NJ, and surrounding areas. It offers personal banking, business banking, residential lending, and other services.

1st Colonial Bancorp (1st Colonial Bancorp) Headlines

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