Business Description
Sturgis Bancorp Inc
NAICS : 522110
SIC : 6021
ISIN : US8640871013
Total Employee Number:
118Description
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.15 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.85 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
Beneish M-Score | -2.25 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 9.7 | |||||
3-Year EPS without NRI Growth Rate | 3.5 | |||||
3-Year FCF Growth Rate | 26.3 | |||||
3-Year Book Growth Rate | 5.9 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 59.42 | |||||
9-Day RSI | 67.03 | |||||
14-Day RSI | 69.24 | |||||
3-1 Month Momentum % | 0.85 | |||||
6-1 Month Momentum % | 22.2 | |||||
12-1 Month Momentum % | 41.62 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.42 | |||||
Dividend Payout Ratio | 0.17 | |||||
Forward Dividend Yield % | 2.49 | |||||
5-Year Yield-on-Cost % | 2.59 | |||||
3-Year Average Share Buyback Ratio | -0.4 | |||||
Shareholder Yield % | 34.13 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 20.49 | |||||
FCF Margin % | 32.2 | |||||
OCF Margin % | 37.68 | |||||
ROE % | 13.99 | |||||
ROA % | 0.88 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 7.13 | |||||
PE Ratio without NRI | 7.15 | |||||
Shiller PE Ratio | 9.73 | |||||
PEG Ratio | 1.59 | |||||
PS Ratio | 1.47 | |||||
PB Ratio | 0.94 | |||||
Price-to-Tangible-Book | 1.1 | |||||
Price-to-Free-Cash-Flow | 4.52 | |||||
Price-to-Operating-Cash-Flow | 3.87 | |||||
EV-to-Revenue | 1.26 | |||||
EV-to-FCF | 3.93 | |||||
Price-to-GF-Value | 1.36 | |||||
Price-to-Projected-FCF | 0.49 | |||||
Price-to-DCF (Earnings Based) | 0.5 | |||||
Price-to-DCF (FCF Based) | 0.14 | |||||
Price-to-Median-PS-Value | 0.96 | |||||
Price-to-Graham-Number | 0.59 | |||||
FCF Yield % | 22 | |||||
Forward Rate of Return (Yacktman) % | 16 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Total Annual Return % Â
Sturgis Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 42.949 | ||
| EPS (TTM) ($) | 4.057 | ||
| Beta | 0.2555 | ||
| 3-Year Sharpe Ratio | 0.44 | ||
| 3-Year Sortino Ratio | 0.79 | ||
| Volatility % | 14.92 | ||
| 14-Day RSI | 69.24 | ||
| 14-Day ATR ($) | 0.288058 | ||
| 20-Day SMA ($) | 28.723 | ||
| 12-1 Month Momentum % | 41.62 | ||
| 52-Week Range ($) | 18.5 - 29.75 | ||
| Shares Outstanding (Mil) | 2.17 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Sturgis Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Sturgis Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-21 | In 82 days | ||
| USD 0.180000 Cash Dividend | 2026-08-14 | In 14 days | ||
| General meeting for 2025 | 2026-07-29 | 28.91 (-0.31%) | ||
| Second quarter earnings results for 2026 | 2026-07-13 | 28.55 (+2.15%) | ||
| USD 0.180000 Cash Dividend | 2026-05-15 | 24.66 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-22 | 24.00 (+0.00%) | ||
| Annual report for 2025 | 2026-03-23 | 24.00 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-02-26 | 23.00 (+0.00%) | ||
| USD 0.180000 Cash Dividend | 2026-02-13 | 22.28 (+0.00%) | ||
| USD 0.170000 Cash Dividend | 2025-11-14 | 20.25 (+0.00%) |
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Sturgis Bancorp Inc Frequently Asked Questions
What is Sturgis Bancorp Inc(STBI)'s stock price today?
The current price of STBI is $28.91. The 52 week high of STBI is $29.75 and 52 week low is $18.50.
When is next earnings date of Sturgis Bancorp Inc(STBI)?
The next earnings date of Sturgis Bancorp Inc(STBI) is 2026-10-21 Est..
Does Sturgis Bancorp Inc(STBI) pay dividends? If so, how much?
The Dividend Yield %  of Sturgis Bancorp Inc(STBI) is 2.42% (As of Today), Highest Dividend Payout Ratio of Sturgis Bancorp Inc(STBI) was 0.53. The lowest was 0.17. And the median was 0.25. The  Forward Dividend Yield % of Sturgis Bancorp Inc(STBI) is 2.49%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:STBI
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Sturgis Bancorp Inc
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