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Business Description
University Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US9140901052
Description
University Bancorp Inc is a holding company of University Bank (the Bank). It is a full-service community bank, which offers all customary banking services, including the acceptance of checking, savings and time deposits. The bank also makes commercial, real estate, personal, home improvement, automotive and another installment, credit card, and consumer loans, and provides fee-based services such as foreign currency exchange. The company's customer base is located in the Ann Arbor, Michigan metropolitan statistical area. Its segments include The Bank & Midwest (community banking & servicing), ULG (mortgage banking), and UIF (faith-based lending).
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.18 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 1.68 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 4/9 | |||||
| Beneish M-Score | -2.72 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -11.8 | |||||
| 3-Year EPS without NRI Growth Rate | -41.7 | |||||
| 3-Year Book Growth Rate | 12.8 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 62.21 | |||||
| 9-Day RSI | 48.32 | |||||
| 14-Day RSI | 41.37 | |||||
| 3-1 Month Momentum % | 0.3 | |||||
| 6-1 Month Momentum % | 0.3 | |||||
| 12-1 Month Momentum % | 22.59 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.64 | |||||
| Forward Dividend Yield % | 1.27 | |||||
| 5-Year Yield-on-Cost % | 0.64 | |||||
| 3-Year Average Share Buyback Ratio | -1.1 | |||||
| Shareholder Yield % | -76.25 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 6.32 | |||||
| FCF Margin % | 4.73 | |||||
| ROE % | 6.67 | |||||
| ROA % | 0.63 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 14.71 | |||||
| PE Ratio without NRI | 14.71 | |||||
| Shiller PE Ratio | 8.82 | |||||
| Price-to-Owner-Earnings | 20 | |||||
| PEG Ratio | 0.54 | |||||
| PS Ratio | 0.91 | |||||
| PB Ratio | 0.92 | |||||
| Price-to-Tangible-Book | 1.82 | |||||
| Price-to-Free-Cash-Flow | 19.15 | |||||
| Price-to-Operating-Cash-Flow | 14.86 | |||||
| EV-to-Revenue | 2.38 | |||||
| EV-to-FCF | 50.39 | |||||
| Price-to-GF-Value | 1.53 | |||||
| Price-to-Projected-FCF | 0.64 | |||||
| Price-to-DCF (Earnings Based) | 0.65 | |||||
| Price-to-DCF (FCF Based) | 1.66 | |||||
| Price-to-Median-PS-Value | 1.09 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.59 | |||||
| Price-to-Graham-Number | 1.09 | |||||
| FCF Yield % | 5.23 | |||||
| Forward Rate of Return (Yacktman) % | 27.29 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
University Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 85.841 | ||
| EPS (TTM) ($) | 1.07 | ||
| Beta | 0.11 | ||
| 3-Year Sharpe Ratio | -0.34 | ||
| 3-Year Sortino Ratio | -0.51 | ||
| Volatility % | 23.03 | ||
| 14-Day RSI | 41.37 | ||
| 14-Day ATR ($) | 0.092859 | ||
| 20-Day SMA ($) | 15.622 | ||
| 12-1 Month Momentum % | 22.59 | ||
| 52-Week Range ($) | 12.9352 - 17.3 | ||
| Shares Outstanding (Mil) | 4.93 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
University Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
University Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
University Bancorp Inc Frequently Asked Questions
What is University Bancorp Inc(UNIB)'s stock price today?
The current price of UNIB is $15.74. The 52 week high of UNIB is $17.30 and 52 week low is $12.94.
When is next earnings date of University Bancorp Inc(UNIB)?
The next earnings date of University Bancorp Inc(UNIB) is 2025-05-14 Est..
Does University Bancorp Inc(UNIB) pay dividends? If so, how much?
The Dividend Yield %  of University Bancorp Inc(UNIB) is 0.64% (As of Today), Highest Dividend Payout Ratio of University Bancorp Inc(UNIB) was 0.64. The lowest was 0.03. And the median was 0.11. The  Forward Dividend Yield % of University Bancorp Inc(UNIB) is 1.27%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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